Security First

mcallen, Texas
Last verified: July 11, 2026

As of July 11, 2026, Security First offers a 30-year-fixed mortgage at 5.93% APR (5.65% rate, 0 points). Auto loans available from 5.2% APR. HELOC rates from 5.899% APR.

Source: RateAPI.dev, verified from Security First's official website

Who Can Join Security First

Membership eligibility from Security First's own published criteria. How we verify this.

Community charter: live/work in Cameron, Hidalgo, Starr +1 more

Cost to join: About $5.

Verified from Security First's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

30-year-fixed
5.930% APR
Rate5.650%
Points0
Mortgage - 30 Years (Owner Occupied LTV 80/20)
30-year-fixed
6.185% APR
Rate5.900%
Points0
Mortgage - 30 Years (Investment)
30-year-fixed
6.216% APR
Rate5.900%
Points0
30 Year Mortgage
30-year-fixed
6.216% APR
Rate5.900%
Points0
Mortgage - 30 Years
30-year-fixed
6.216% APR
Rate5.900%
Points0
Mortgage - 30 Years (Owner Occupied LTV 90/10)
15-year-fixed
5.750% APR
Rate5.224%
Points0
15 Year Mortgage
15-year-fixed
5.750% APR
Rate5.224%
Points0
Mortgage - 15 Years
15-year-fixed
5.750% APR
Rate5.224%
Points0
Mortgage - 15 Years (Owner Occupied LTV 90/10)
15-year-fixed
5.972% APR
Rate5.500%
Points0
Mortgage - 15 Years (Owner Occupied LTV 80/20)
15-year-fixed
6.226% APR
Rate5.750%
Points0
Mortgage - 15 Years (Investment)
share_certificate_12mo
1.310% APR
Rate1.300%
Points0
Term Share Certificate 12 Months
share_certificate_6mo
1.310% APR
Rate1.300%
Points0
Term Share Certificate 6 Months
share_certificate_24mo
1.970% APR
Rate1.950%
Points0
Term Share Certificate 24 Months
share_certificate_36mo
2.020% APR
Rate2.000%
Points0
Term Share Certificate 36 Months
share_certificate_60mo
2.220% APR
Rate2.200%
Points0
Term Share Certificate 60 Months

Auto Loan Rates

Rates as of July 11, 2026

auto
5.200% APR
Rate5.200%
Auto Loan
auto
5.200% APR
Rate5.200%
[PROMOTIONAL] Auto Loan
auto_any_84mo
5.200% APR
Rate5.200%
Auto Loan (Up to 84 months)

HELOC Rates

Rates as of July 11, 2026

heloc
5.899% APR
Rate5.650%
Home Equity - 20 Years
heloc
5.911% APR
Rate5.700%
Home Equity - 25 Years
heloc
5.913% APR
Rate5.600%
Home Equity - 15 Years
heloc
5.937% APR
Rate5.750%
Home Equity - 30 Years
heloc
5.995% APR
Rate5.550%
Home Equity - 10 Years
heloc
6.339% APR
Rate5.500%
Home Equity - 5 Years
heloc_fixed
6.339% APR
Rate5.500%
Home Equity Loan

Frequently Asked Questions

What rates does Security First offer?

Security First currently offers mortgage, auto loan, and HELOC rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Security First rates updated?

RateAPI verifies Security First's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Security First's rate data?

Rate data is collected directly from Security First's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Security First's mortgage rate?

As of July 11, 2026, Security First offers a 30-year-fixed mortgage at 5.93% APR.

What is Security First's auto loan rate?

As of July 11, 2026, Security First offers auto loans from 5.2% APR.

Related Rate Data

Compare Security First's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Security First
curl "https://api.rateapi.dev/credit-unions/texas/security-first" \
  -H "Authorization: Bearer YOUR_API_KEY"