--- title: "Scott and White Employees Credit Union Rates - Texas" description: "Current personal loan rates from Scott and White Employees Credit Union in Texas. Updated daily with source verification. See who can join Scott and White Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/scott-and-white-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Scott and White Employees Credit Union Rates - Texas ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Loan Application** personal_unsecured_24mo | — APR | 10.000% | 24 mo | Standard | | **Loan Application** personal_unsecured_48mo | — APR | 10.500% | 48 mo | Standard | | **Loan Application** personal_unsecured_60mo | — APR | 12.000% | 60 mo | Standard | Scott and White Employees Credit Union personal loan rates as of November 12, 2026 Scott and White Employees Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/scott-and-white-employees) , verified from [Scott and White Employees Credit Union's official website](https://swecu.org/) Loading branch locator… ## About Scott and White Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.7K Assets $73.2M Founded 1962 Locations reported 1 NCUA charter 67612 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Temple Santa Fe Community** S&W Emp. 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Exact ZIP matches appear first; remaining results share the first three ZIP digits. ## Who Can Join Scott and White Employees Credit Union Membership eligibility from Scott and White Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Scott and White Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Location bell — TX - Employer Baylor Scott and White and its affiliates Verified from [Scott and White Employees Credit Union's membership page](https://swecu.org/join) . Final membership determination is always made by the credit union. ## Membership rules for Scott and White Employees Credit Union Geography 1 county · Employers · Family 6 published paths to membership, last verified August 27, 2026, quoted from Scott and White Employees Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Bell County, TX “Membership is open to immediate family of current members along with anyone who resides, works, attends school, or owns a business in Bell County.” > [source ↗](https://swecu.org/join) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Baylor Scott and White and its affiliates “Membership is also open to all employees of Baylor Scott and White and its affiliates.” > [source ↗](https://swecu.org/join) - Employee of Baylor Scott and White and its affiliates ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family “Membership is open to immediate family of current members” > [source ↗](https://swecu.org/join) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Scott and White Employees Credit Union? Yes No ## Work at Scott and White Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Scott and White Employees Credit Union ranks against Texas peers. - See which AI assistants fetched Scott and White Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=scott-and-white-employees&state=texas&code=TX&name=Scott%20and%20White%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Scott and White Employees Credit Union offer? Scott and White Employees Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Scott and White Employees Credit Union rates updated? RateAPI verifies Scott and White Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Scott and White Employees Credit Union's rate data? Rate data is collected directly from Scott and White Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Scott and White Employees Credit Union? Scott and White Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 1 county and 1 employer for Scott and White Employees Credit Union, each quoted from Scott and White Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Scott and White Employees Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://swecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Scott and White Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Scott and White Employees Credit Union curl "https://api.rateapi.dev/credit-unions/texas /scott-and-white-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Scott and White Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/scott-and-white-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp