--- title: "San Angelo Credit Union: #1 15-Yr Mortgage in Texas" description: "San Angelo Credit Union has the lowest tracked 15-year fixed mortgage rate in Texas (6.38% APR) among 7 credit unions we verify. San Angelo Credit Union rates today: 30 year fixed mortgage 7.26% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join San Angelo Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/san-angelo" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # San Angelo Credit Union: #1 15-Yr Mortgage in Texas ### Mortgage rates 13 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | 7.258% APR | 7.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.264% APR | 7.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.265% APR | 7.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.387% APR | 7.375% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.392% APR | 7.375% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.375% APR | 6.375% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.637% APR | 6.625% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.638% APR | 6.625% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.500% APR | 6.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.882% APR | 6.875% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.375% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.375% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.511% APR | 7.500% | — | Standard | San Angelo Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, San Angelo Credit Union offers a 30-year fixed mortgage at 7.258% APR (0.07800007 points). > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/san-angelo) , verified from [San Angelo Credit Union's official website](https://www.safcu.com/) Best product position **#1 of 7** 15-year fixed mortgage Gap to state best **0 bp** State market leader Vs. state median **13 bp better than median** 15-year fixed mortgage Products ranked **2** across tracked Texas markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 7.26% | Room to improve vs. the Texas median | 184 bp from state best | 38 bp behind median | | 15-year fixed mortgage | 6.38% | #1 of 7 · lowest in Texas | State market leader | 13 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim San Angelo Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=san-angelo&state=texas&code=TX&name=San%20Angelo%20Credit%20Union) Loading branch locator… ## About San Angelo Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.9K Assets $40.8M Founded 1939 Locations reported 2 NCUA charter 3080 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile payments - Financial counseling - Financial education - Bilingual services - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**1st Community** Northside · San Angelo · TX · 76903 About 0.9 miles away](https://rateapi.dev/credit-unions/texas/1st-community) [**Concho Educators** North Branch · San Angelo · TX · 76903 About 1.0 miles away](https://rateapi.dev/credit-unions/texas/concho-educators) [**Texas Trust** San Angelo Twohig · San Angelo · TX · 76903-6319 About 1.6 miles away](https://rateapi.dev/credit-unions/texas/texas-trust) [**Concho Valley** Concho Valley Credit Union · San Angelo · TX · 76903-7240 About 2.1 miles away](https://rateapi.dev/credit-unions/texas/concho-valley) [**Trans Texas Southwest** Concho Valley Credit Union · San Angelo · TX · 76903-7240 About 2.1 miles away](https://rateapi.dev/credit-unions/texas/trans-texas-southwest) [**Big Spring Education Employees** BIG SPRING EDUCATION EMPLOYEES FCU · COLORADO CITY · TX · 79512 About 68.7 miles away](https://rateapi.dev/credit-unions/texas/big-spring-education-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join San Angelo Credit Union Membership eligibility from San Angelo Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on San Angelo Credit Union's website. Check the membership page below to confirm whether you qualify. - Location tom green — TX Verified from [San Angelo Credit Union's membership page](https://www.safcu.com/membership) . Final membership determination is always made by the credit union. ## Membership rules for San Angelo Credit Union Geography 1 county · Family 2 6 published paths to membership, last verified August 27, 2026, quoted from San Angelo Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Tom Green County, TX “Anyone who lives, works, worships or attends school in Tom Green County is eligible for membership at San Angelo Federal Credit Union.” > [source ↗](https://www.safcu.com/membership) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family member “If you are an immediate family member of one of our members, you are also eligible for membership, regardless of residence.” > [source ↗](https://www.safcu.com/membership) - Family member (immediate family member) of a member - Family of a member immediate family “If you are an immediate family member of one of our members, you are also eligible for membership, regardless of residence.” > [source ↗](https://www.safcu.com/membership) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for San Angelo Credit Union? Yes No ## Work at San Angelo Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where San Angelo Credit Union ranks against Texas peers. - See which AI assistants fetched San Angelo Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=san-angelo&state=texas&code=TX&name=San%20Angelo%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does San Angelo Credit Union offer? San Angelo Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are San Angelo Credit Union rates updated? RateAPI verifies San Angelo Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get San Angelo Credit Union's rate data? Rate data is collected directly from San Angelo Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is San Angelo Credit Union's mortgage rate? As of November 12, 2026, San Angelo Credit Union offers a 30-year fixed mortgage at 7.258% APR. ### Who can join San Angelo Credit Union? San Angelo Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 1 county for San Angelo Credit Union, each quoted from San Angelo Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare San Angelo Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas mortgage rate leaders](https://rateapi.dev/mortgage-rates/texas) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.safcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track San Angelo Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for San Angelo Credit Union curl "https://api.rateapi.dev/credit-unions/texas /san-angelo " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## San Angelo Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/san-angelo Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp