--- title: "Resource One Credit Union Rates - Texas" description: "Current auto loan, and savings & cd rates from Resource One Credit Union in Texas. Updated daily with source verification. See who can join Resource One Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/resource-one" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Resource One Credit Union Rates - Texas ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.890% | — | Context only | | **New and Used Auto Loans (36 months or less)** auto_any_36mo | — APR | 4.890% | 36 mo · any | Standard | | **New and Used Auto Loans (37 - 48 months)** auto_any_48mo | — APR | 4.940% | 48 mo · any | Standard | | **New and Used Auto Loans (49 - 60 months)** auto_any_60mo | — APR | 4.990% | 60 mo · any | Standard | | **New and Used Auto Loans (61 - 72 months)** auto_any_72mo | — APR | 5.090% | 72 mo · any | Standard | | **New and Used Auto Loans (73 - 78 months)** auto_any_78mo | — APR | 5.290% | 78 mo · any | Standard | | **New and Used Auto Loans (79 - 84 months)** auto_any_84mo | — APR | 5.890% | 84 mo · any | Standard | Resource One Credit Union auto & vehicle rates as of November 13, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Regular Certificate** cd | — APY | 4.07% | — | Context only | | **IRA Certificate** ira_cd | — APY | 4.33% | — | Context only | Resource One Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Adventure Loan** other | — % | 6.590% | — | Context only | Resource One Credit Union other rates as of November 13, 2026 Resource One Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/resource-one) , verified from [Resource One Credit Union's official website](https://www.r1cu.org/) Loading branch locator… ## About Resource One Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 70.9K Assets $654M Founded 1936 Locations reported 13 NCUA charter 68439 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Baylor Health Care System** Main Office · Dallas · TX · 75246-1780 About 2.7 miles away](https://rateapi.dev/credit-unions/texas/baylor-health-care-system) [**U. S. Employees O. C.** Thrive C/O Databank · Dallas · TX · 75202-5324 About 2.8 miles away](https://rateapi.dev/credit-unions/oklahoma/u-s-employees-o-c) [**Neiman Marcus Group Employees** Neiman Marcus · Dallas · TX · 75201-4720 About 2.9 miles away](https://rateapi.dev/credit-unions/texas/neiman-marcus-group-employees) [**Libertyone** LibertyOne Credit Union · Dallas · TX · 75242 About 3.0 miles away](https://rateapi.dev/credit-unions/texas/libertyone) [**Methodist Hospital Employees** Pegasus Credit Union · Dallas · TX · 75270-2000 About 3.1 miles away](https://rateapi.dev/credit-unions/texas/methodist-hospital-employees) [**Baptist** DALLAS DISASTER RECOVERY · DALLAS · TX · 75201 About 3.1 miles away](https://rateapi.dev/credit-unions/texas/baptist) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Resource One Credit Union Membership eligibility from Resource One Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Resource One Credit Union's website. Check the membership page below to confirm whether you qualify. - Location dallas — TX - Employer Select Employee Groups (SEGs) Verified from [Resource One Credit Union's membership page](https://www.r1cu.org/about-us/eligibility/) . Final membership determination is always made by the credit union. ## Membership rules for Resource One Credit Union Geography 1 county · Employers · Family 2 13 published paths to membership, last verified August 27, 2026, quoted from Resource One Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Cedar Hill, TX - Dallas County, TX - Garland, TX - Irving, TX - Mesquite, TX “Membership at Resource One Credit Union is open to anyone who resides or is employed in Dallas county.” > [source ↗](https://www.r1cu.org/about-us/eligibility/) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Select Employee Groups (SEGs) “Additionally, Resource One extends membership eligibility to employees and associate members of select companies and organizations, referred to as Select Employee Groups (SEGs).” > [source ↗](https://www.r1cu.org/about-us/eligibility/) - Employee of Select Employee Groups (SEGs) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “You may also qualify for membership if a family member is a current member of Resource One Credit Union.” > [source ↗](https://www.r1cu.org/about-us/eligibility/) - Family member of a member - Family of a member family “You may also qualify for membership if a family member is a current member of Resource One Credit Union.” > [source ↗](https://www.r1cu.org/about-us/eligibility/) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Resource One Credit Union? Yes No ## Work at Resource One Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Resource One Credit Union ranks against Texas peers. - See which AI assistants fetched Resource One Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=resource-one&state=texas&code=TX&name=Resource%20One%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Resource One Credit Union offer? Resource One Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Resource One Credit Union rates updated? RateAPI verifies Resource One Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Resource One Credit Union's rate data? Rate data is collected directly from Resource One Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Resource One Credit Union? Resource One Credit Union publishes its membership criteria on its own website. RateAPI tracks 13 published membership paths covering 1 county and 1 employer for Resource One Credit Union, each quoted from Resource One Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Resource One Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.r1cu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Resource One Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Resource One Credit Union curl "https://api.rateapi.dev/credit-unions/texas /resource-one " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Resource One Credit Union locations Search, filter, and browse all 13 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/resource-one Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp