--- title: "Red River Employees Credit Union Rates - Texas" description: "Current vehicle loan, and personal loan rates from Red River Employees Credit Union in Texas. Updated daily with source verification. See who can join Red River Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/red-river-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Red River Employees Credit Union Rates - Texas ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.900% | — | Standard | | **New Recreational** powersports_new | — APR | 5.950% | new | Standard | | **Listed by year and term options (up to 36 months up to 48 months ($20k+))** auto_any_36mo | — APR | 7.300% | 36 mo | Standard | Red River Employees Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Home Improvement** personal | — APR | 6.450% | — | Standard | | **Money Line / Line of Credit** ploc_variable | — APR | 11.300% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 13.300% | — | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 13.300% | 60 mo | Standard | Red River Employees Credit Union personal loan rates as of November 13, 2026 ### Other rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Listed by year and term options (up to 48 months up to 60 months up to 72 months ($20k+) up to 84 months ($40k+))** other | — % | 4.900% | — | Standard | | **Loans under $40,000 (NEW)** other | — % | 5.950% | — | Standard | | **Listed by year and term options (up to 60 months up to 72 months ($20k+))** other | — % | 6.150% | — | Standard | | **Loans under $40,000 (Used)** other | — % | 6.400% | — | Standard | | **Listed by year and term options (up to 48 months up to 60 months ($20k+))** other | — % | 6.800% | — | Standard | | **Home improvements are a great way to potentially increase its value! (61-84 months)** other | — % | 6.950% | — | Standard | | **Home improvements are a great way to potentially increase its value! (85-120 months)** other | — % | 7.450% | — | Standard | | **Home improvements are a great way to potentially increase its value! (121-144 months)** other | — % | 8.450% | — | Standard | Red River Employees Credit Union other rates as of November 13, 2026 Red River Employees Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/red-river-employees) , verified from [Red River Employees Credit Union's official website](https://www.rrcu.com/) Loading branch locator… ## About Red River Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 124.7K Assets $1.6B Founded 1943 Locations reported 33 NCUA charter 5029 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Texar** Phone Center · TEXARKANA · TX · 75503 About 4.1 miles away](https://rateapi.dev/credit-unions/texas/texar) [**Morris Sheppard Texarkana** RED RIVER FCU · TEXARKANA · TX · 75503 About 5.8 miles away](https://rateapi.dev/credit-unions/texas/morris-sheppard-texarkana) [**Texarkana Terminal Employees** TEXARKANA TERMINAL EMPLOYEE FCU · TEXARKANA · TX · 75503 About 6.6 miles away](https://rateapi.dev/credit-unions/texas/texarkana-terminal-employees) [**Mil-Way** Texarkana Texas Branch · Texarkana · TX · 75501-6269 About 7.2 miles away](https://rateapi.dev/credit-unions/arkansas/mil-way) [**Domino** Jefferson Ave · Texarkana · AR · 71854 About 7.2 miles away](https://rateapi.dev/credit-unions/texas/domino) [**Swemp** SWEMP FEDERAL CU · TEXARKANA · TX · 75501 About 8.3 miles away](https://rateapi.dev/credit-unions/texas/swemp) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Red River Employees Credit Union Membership eligibility from Red River Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Red River Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Association American Consumer Council (ACC), Cornerstone Credit Union Foundation (CCUF) Verified from [Red River Employees Credit Union's membership page](https://www.rrcu.com/membership) . Final membership determination is always made by the credit union. ## Membership rules for Red River Employees Credit Union Associations 2 · Family 3 published paths to membership, last verified August 21, 2026, quoted from Red River Employees Credit Union’s own published criteria. ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of American Consumer Council “Member of the American Consumer Council (ACC) – Not a member of ACC? RRCU will enroll you at no additional cost to you.” > [source ↗](https://www.rrcu.com/membership) - Member of American Consumer Council - Member of Cornerstone Credit Union Foundation (CCUF) “Member of the Cornerstone Credit Union Foundation (CCUF) – Not a member of CCUF? RRCU will enroll you at no additional cost to you.” > [source ↗](https://www.rrcu.com/membership) - Member of Cornerstone Credit Union Foundation (CCUF) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings “An immediate family member of a current member – an immediate family member is defined as spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparents, stepchildren, stepsiblings, and adoptive relationships.” > [source ↗](https://www.rrcu.com/membership) - Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Red River Employees Credit Union? Yes No ## Work at Red River Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Red River Employees Credit Union ranks against Texas peers. - See which AI assistants fetched Red River Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=red-river-employees&state=texas&code=TX&name=Red%20River%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Red River Employees Credit Union offer? Red River Employees Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Red River Employees Credit Union rates updated? RateAPI verifies Red River Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Red River Employees Credit Union's rate data? Rate data is collected directly from Red River Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Red River Employees Credit Union? Red River Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 associations for Red River Employees Credit Union, each quoted from Red River Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Red River Employees Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.rrcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Red River Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Red River Employees Credit Union curl "https://api.rateapi.dev/credit-unions/texas /red-river-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Red River Employees Credit Union locations Search, filter, and browse all 33 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/red-river-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp