--- title: "Postel Family Credit Union Rates (Nov 2026): CDs to 3.45%" description: "Postel Family Credit Union rates today: savings & CDs up to 3.45% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Postel Family Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/postel-family" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Postel Family Credit Union Rates (Nov 2026): CDs to 3.45% ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Secured by Security Agreement (Personal Loan)** personal_secured | — APR | 10.900% | — | Context only | Postel Family Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 13 offers | Product | Published | Rate | Term / condition | Status | | **$1000 & Over** savings | — APY | 0.05% | — | Standard | | **All Balances $25 and above** savings | — APY | 0.10% | — | Standard | | **Paid Quarterly** savings | — APY | 0.10% | — | Standard | | **All Balances** savings | — APY | 0.50% | — | Standard | | **90 Days** savings | 0.80% APY | 0.80% | — | Standard | | **Up to $2500** savings | — APY | 1.00% | — | Standard | | **36-Month IRA Certificate** ira_cd_36mo | 2.79% APY | 2.75% | 36 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | 2.79% APY | 2.75% | 48 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | 2.79% APY | 2.75% | 60 mo | Standard | | **6-Month IRA Certificate** ira_cd_6mo | 3.30% APY | 3.25% | 6 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | 3.30% APY | 3.25% | 24 mo | Standard | | **18-Month IRA Certificate** ira_cd_18mo | 3.45% APY | 3.40% | 18 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | 3.45% APY | 3.40% | 12 mo | Standard | Postel Family Credit Union savings & cd rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Current Rates** other | — % | 3.100% | — | Standard | | **Secured by Specified Collateral** other | — % | 6.450% | — | Context only | Postel Family Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 3.45% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/postel-family) , verified from [Postel Family Credit Union's official website](https://www.postelcu.com/) Loading branch locator… ## About Postel Family Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.8K Assets $83M Founded 1929 Locations reported 1 NCUA charter 67554 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Texoma Community** SPO (2 DT & 1 Lobby ATM) · Wichita Falls · TX · 76308 About 0.6 miles away](https://rateapi.dev/credit-unions/texas/texoma-community) [**Wichita Falls** WFFCU - McNiel · Wichita Falls · TX · 76308 About 1.7 miles away](https://rateapi.dev/credit-unions/texas/wichita-falls) [**Midwestern State University** Midwestern State University Credit Union · Wichita Falls · TX · 76308 About 1.9 miles away](https://rateapi.dev/credit-unions/texas/midwestern-state-university) [**Union Square** Kemp Street · Wichita Falls · TX · 76308-1016 About 2.0 miles away](https://rateapi.dev/credit-unions/texas/union-square) [**Wichita Falls Teachers** Wichita Falls Teachers Federal Credit Union · Wichita Falls · TX · 76310 About 2.5 miles away](https://rateapi.dev/credit-unions/texas/wichita-falls-teachers) [**Secured Advantage** Iowa Park · Iowa Park · TX · 76367-1180 About 10.9 miles away](https://rateapi.dev/credit-unions/south-carolina/secured-advantage) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Postel Family Credit Union Membership eligibility from Postel Family Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Postel Family Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer A to Z Tire and Battery, Airgas of WF, Inc., All American Insurance Svcs of Texas, American Medical Response (AMR), AT&T / AT&T Wireless, Big State Warehouse, Boys & Girls Clubs of Wichita Falls, Brightest & Best Learning Center, Builders Lumber Co., Clay County Taxing Authority, Clay County employees, Danny Foix Enterprises, D&B Sales Co., Inc., DesignWorks Group, DynaSystems, Federal Employees of a federal agency in the city of Wichita Falls, Federal Employees in the Federal Building, Internal Revenue Service, Social Security Administration, Weather Bureau & Federal Aviation Administration, Ferguson-Veresh, Inc., Henderson Appraisal, Herring Midwestern Shell, Kevin's Complete Paint & Body, Landmark Title Company, Law Office of Marty Cannedy, Law Office of Milissa Barrick, Law Offices of Russel, Leonard & Key, Law Office of Michael Valverde, M&F Litteken Co., Media Recovery Inc. - Graham, Tx., Moore, Camp, Phillips & Patterson LLP, O'Reiley's Auto Parts Store, Overhead Door Company of WF, PC Net, Pitts Ready Mix of Burkburnett, Reliable Well Service, State of Texas employees, Texas Dept. of Criminal Justice - Allred Unit, Texas Dept. of Public Safety, Texas Dept. of Transportation - District 3, Texas Recreation, Tranter, Inc., Texas Division, TXU Electric, U.S. Post Office employees in Wichita, Archer, Clay, Montague, Jack, Knox, Young, Baylor, Throckmorton, Foard, Wilbarger, Hardeman, Wise, Hall, Cotton, Tillman, and Jefferson counties, WebFire/Mil-Tel Communications, West Texas Legal Society, Wichita Beverage, Wichita County employees, Wichita-Wilbarger 911 District, Woodco Supply Co. Verified from [Postel Family Credit Union's membership page](https://www.postelcu.com/membership-eligibility) . Final membership determination is always made by the credit union. ## Membership rules for Postel Family Credit Union Employers 48 · Family 49 published paths to membership, last verified August 21, 2026, quoted from Postel Family Credit Union’s own published criteria. ### Employers 48 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of A to Z Tire and Battery “A to Z Tire and Battery” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of A to Z Tire and Battery - Employee of Airgas of WF, Inc. “Airgas of WF, Inc.” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Airgas of WF, Inc. - Employee of All American Insurance Svcs of Texas “All American Insurance Svcs of Texas” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of All American Insurance Svcs of Texas - Employee of American Medical Response (AMR) “American Medical Response (AMR)” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of American Medical Response (AMR) - Employee of AT&T / AT&T Wireless “AT&T / AT&T Wireless” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of AT&T / AT&T Wireless - Employee of Big State Warehouse “Big State Warehouse” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Big State Warehouse - Employee of Boys & Girls Clubs of Wichita Falls “Boys & Girls Clubs of Wichita Falls” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Boys & Girls Clubs of Wichita Falls - Employee of Brightest & Best Learning Center “Brightest & Best Learning Center” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Brightest & Best Learning Center - Employee of Builders Lumber Co. “Builders Lumber Co.” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Builders Lumber Co. - Employee of Clay County Taxing Authority “Clay County Taxing Authority” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Clay County Taxing Authority - Employee of Clay County employees “Clay County employees” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Clay County employees - Employee of Danny Foix Enterprises “Danny Foix Enterprises” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Danny Foix Enterprises - Employee of D&B Sales Co., Inc. “D&B Sales Co., Inc.” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of D&B Sales Co., Inc. - Employee of DesignWorks Group “DesignWorks Group” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of DesignWorks Group - Employee of DynaSystems “DynaSystems” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of DynaSystems - Employee of Federal Employees of a federal agency in the city of Wichita Falls “Federal Employees of a federal agency in the city of Wichita Falls” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Federal Employees of a federal agency in the city of Wichita Falls - Employee of Federal Employees in the Federal Building, Internal Revenue Service, Social Security Administration, Weather Bureau & Federal Aviation Administration (as written on the source page) “Federal Employees in the Federal Building, Internal Revenue Service, Social Security Administration, Weather Bureau & Federal Aviation Administration” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Federal Employees in the Federal Building, Internal Revenue Service, Social Security Administration, Weather Bureau & Federal Aviation Administration - Employee of Ferguson-Veresh, Inc. “Ferguson-Veresh, Inc.” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Ferguson-Veresh, Inc. - Employee of Henderson Appraisal “Henderson Appraisal” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Henderson Appraisal - Employee of Herring Midwestern Shell “Herring Midwestern Shell” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Herring Midwestern Shell - Employee of Kevin's Complete Paint & Body “Kevin's Complete Paint & Body” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Kevin's Complete Paint & Body - Employee of Landmark Title Company “Landmark Title Company” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Landmark Title Company - Employee of Law Office of Marty Cannedy “Law Office of Marty Cannedy” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Law Office of Marty Cannedy - Employee of Law Office of Milissa Barrick “Law Office of Milissa Barrick” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Law Office of Milissa Barrick - Employee of Law Offices of Russel, Leonard & Key “Law Offices of Russel, Leonard & Key” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Law Offices of Russel, Leonard & Key - Employee of Law Office of Michael Valverde “Law Office of Michael Valverde” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Law Office of Michael Valverde - Employee of M&F Litteken Co. “M&F Litteken Co.” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of M&F Litteken Co. - Employee of Media Recovery Inc. - Graham, Tx. “Media Recovery Inc. - Graham, Tx.” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Media Recovery Inc. - Graham, Tx. - Employee of Moore, Camp, Phillips & Patterson LLP “Moore, Camp, Phillips & Patterson LLP” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Moore, Camp, Phillips & Patterson LLP - Employee of O'Reiley's Auto Parts Store “O'Reiley's Auto Parts Store” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of O'Reiley's Auto Parts Store - Employee of Overhead Door Company of WF “Overhead Door Company of WF” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Overhead Door Company of WF - Employee of PC Net “PC Net” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of PC Net - Employee of Pitts Ready Mix of Burkburnett “Pitts Ready Mix of Burkburnett” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Pitts Ready Mix of Burkburnett - Employee of Reliable Well Service “Reliable Well Service” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Reliable Well Service - Employee of State of Texas employees “State of Texas employees” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of State of Texas employees - Employee of Texas Dept. of Criminal Justice - Allred Unit “Texas Dept. of Criminal Justice - Allred Unit” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Texas Dept. of Criminal Justice - Allred Unit - Employee of Texas Dept. of Public Safety “Texas Dept. of Public Safety” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Texas Dept. of Public Safety - Employee of Texas Dept. of Transportation - District 3 “Texas Dept. of Transportation - District 3” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Texas Dept. of Transportation - District 3 - Employee of Texas Recreation “Texas Recreation” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Texas Recreation - Employee of Tranter, Inc., Texas Division “Tranter, Inc., Texas Division” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Tranter, Inc., Texas Division - Employee of TXU Electric “TXU Electric” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of TXU Electric - Employee of U.S. Post Office employees in Wichita, Archer, Clay, Montague, Jack, Knox, Young, Baylor, Throckmorton, Foard, Wilbarger, Hardeman, Wise, Hall, Cotton, Tillman, and Jefferson counties (as written on the source page) “U.S. Post Office employees in Wichita, Archer, Clay, Montague, Jack, Knox, Young, Baylor, Throckmorton, Foard, Wilbarger, Hardeman, Wise, Hall, Cotton, Tillman, and Jefferson counties” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of U.S. Post Office employees in Wichita, Archer, Clay, Montague, Jack, Knox, Young, Baylor, Throckmorton, Foard, Wilbarger, Hardeman, Wise, Hall, Cotton, Tillman, and Jefferson counties - Employee of WebFire/Mil-Tel Communications “WebFire/Mil-Tel Communications” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of WebFire/Mil-Tel Communications - Employee of West Texas Legal Society “West Texas Legal Society” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of West Texas Legal Society - Employee of Wichita Beverage “Wichita Beverage” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Wichita Beverage - Employee of Wichita County employees “Wichita County employees” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Wichita County employees - Employee of Wichita-Wilbarger 911 District “Wichita-Wilbarger 911 District” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Wichita-Wilbarger 911 District - Employee of Woodco Supply Co. “Woodco Supply Co.” > [source ↗](https://www.postelcu.com/membership-eligibility) - Employee of Woodco Supply Co. ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “along with the families of existing members.” > [source ↗](https://www.postelcu.com/membership-eligibility) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Postel Family Credit Union? Yes No ## Work at Postel Family Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Postel Family Credit Union ranks against Texas peers. - See which AI assistants fetched Postel Family Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=postel-family&state=texas&code=TX&name=Postel%20Family%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Postel Family Credit Union offer? Postel Family Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Postel Family Credit Union rates updated? RateAPI verifies Postel Family Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Postel Family Credit Union's rate data? Rate data is collected directly from Postel Family Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Postel Family Credit Union's best CD rate? As of November 12, 2026, Postel Family Credit Union offers savings and certificate (CD) yields up to 3.45% APY. ### Who can join Postel Family Credit Union? Postel Family Credit Union publishes its membership criteria on its own website. RateAPI tracks 49 published membership paths covering 48 employers for Postel Family Credit Union, each quoted from Postel Family Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Postel Family Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.postelcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Postel Family Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Postel Family Credit Union curl "https://api.rateapi.dev/credit-unions/texas /postel-family " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Postel Family Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/postel-family Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp