--- title: "Port Arthur Teachers Credit Union Rates - Texas" description: "Current vehicle loan, personal loan, credit card, and savings & cd rates from Port Arthur Teachers Credit Union in Texas. Updated daily with source verification. See who can join Port Arthur Teachers Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/port-arthur-teachers" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Port Arthur Teachers Credit Union Rates - Texas ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.000% | — | Standard | | **60-Month New Auto Loan** auto_new_60mo | — APR | 4.250% | 60 mo · new | Standard | | **72-Month New Auto Loan** auto_new_72mo | — APR | 4.750% | 72 mo · new | Standard | | **72-Month Used Auto Loan** auto_used_72mo | — APR | 5.000% | 72 mo · used | Standard | | **84-Month New Auto Loan** auto_new_84mo | — APR | 5.250% | 84 mo · new | Standard | | **84-Month Used Auto Loan** auto_used_84mo | — APR | 5.500% | 84 mo · used | Standard | | **RV Loan** rv | — APR | 6.000% | — | Standard | Port Arthur Teachers Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 2.500% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.250% | — | Standard | Port Arthur Teachers Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 9.900% | — | Standard | Port Arthur Teachers Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Checking** checking | — APY | 0.05% | — | Standard | | **Regular Savings Account** savings | — APY | 0.20% | — | Standard | | **IRA** ira | — APY | 0.40% | — | Standard | | **Money Market** money_market | — APY | 0.75% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 1.75% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 2.25% | 12 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 2.50% | 24 mo | Standard | Port Arthur Teachers Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Annual Loan** other | — % | 7.000% | — | Standard | Port Arthur Teachers Credit Union other rates as of November 12, 2026 Port Arthur Teachers Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/port-arthur-teachers) , verified from [Port Arthur Teachers Credit Union's official website](https://www.patfcu.org/) Loading branch locator… ## About Port Arthur Teachers Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.1K Assets $37.5M Founded 1953 Locations reported 2 NCUA charter 8413 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Financial counseling - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Fivepoint** FivePoint Credit Union · Nederland · TX · 77642 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/fivepoint) [**Golden Triangle** Main Office · Groves · TX · 77619 About 2.6 miles away](https://rateapi.dev/credit-unions/texas/golden-triangle) [**Gulf** Groves · Groves · TX · 77619 About 2.7 miles away](https://rateapi.dev/credit-unions/texas/gulf) [**Neches** Administration Office · Port Neches · TX · 77651 About 4.0 miles away](https://rateapi.dev/credit-unions/texas/neches) [**Dugood** Port Neches Branch · Port Neches · TX · 77651 About 4.6 miles away](https://rateapi.dev/credit-unions/texas/dugood) [**Port Arthur Community** Central Maxi Storage · Port Neches · TX · 77651-5840 About 4.9 miles away](https://rateapi.dev/credit-unions/texas/port-arthur-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Port Arthur Teachers Credit Union Membership eligibility from Port Arthur Teachers Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Port Arthur Teachers Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Port Arthur Teachers Credit Union's membership page](https://www.patfcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for Port Arthur Teachers Credit Union Geography 1 county · Family 2 published paths to membership, last verified August 21, 2026, quoted from Port Arthur Teachers Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Jefferson County, TX “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Jefferson County, TX” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate family “In addition, all immediate family members of current members are also eligible to join the credit union.” > [source ↗](https://www.patfcu.org/) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Port Arthur Teachers Credit Union? Yes No ## Work at Port Arthur Teachers Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Port Arthur Teachers Credit Union ranks against Texas peers. - See which AI assistants fetched Port Arthur Teachers Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=port-arthur-teachers&state=texas&code=TX&name=Port%20Arthur%20Teachers%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Port Arthur Teachers Credit Union offer? Port Arthur Teachers Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Port Arthur Teachers Credit Union rates updated? RateAPI verifies Port Arthur Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Port Arthur Teachers Credit Union's rate data? Rate data is collected directly from Port Arthur Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Port Arthur Teachers Credit Union? Port Arthur Teachers Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 county for Port Arthur Teachers Credit Union, each quoted from Port Arthur Teachers Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Port Arthur Teachers Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.patfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Port Arthur Teachers Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Port Arthur Teachers Credit Union curl "https://api.rateapi.dev/credit-unions/texas /port-arthur-teachers " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Port Arthur Teachers Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/port-arthur-teachers Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp