--- title: "Port Arthur Community Credit Union Rates - Texas" description: "Current auto loan, personal loan, credit card, and savings & cd rates from Port Arthur Community Credit Union in Texas. Updated daily with source verification. See who can join Port Arthur Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/port-arthur-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Port Arthur Community Credit Union Rates - Texas ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.500% | — | Standard | Port Arthur Community Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.950% | — | Standard | Port Arthur Community Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 7.900% | — | Standard | Port Arthur Community Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Certificate** cd | — APY | 3.50% | — | Standard | Port Arthur Community Credit Union savings & cd rates as of November 13, 2026 Port Arthur Community Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/port-arthur-community) , verified from [Port Arthur Community Credit Union's official website](https://www.pac-fcu.com/) Loading branch locator… ## About Port Arthur Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.4K Assets $20.2M Founded 1950 Locations reported 3 NCUA charter 7023 Charter type Federal credit union ### Services and member support - Online membership application - Electronic statements - Financial counseling - Student scholarships - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Fivepoint** FivePoint Credit Union · Nederland · TX · 77642 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/fivepoint) [**Port Arthur Teachers** PORT ARTHUR TEACHERS FCU - MEMORIAL HIGH SCHOOL · PORT ARTHUR · TX · 77642 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/port-arthur-teachers) [**Golden Triangle** Main Office · Groves · TX · 77619 About 2.6 miles away](https://rateapi.dev/credit-unions/texas/golden-triangle) [**Gulf** Groves · Groves · TX · 77619 About 2.7 miles away](https://rateapi.dev/credit-unions/texas/gulf) [**Neches** Administration Office · Port Neches · TX · 77651 About 4.0 miles away](https://rateapi.dev/credit-unions/texas/neches) [**Dugood** Port Neches Branch · Port Neches · TX · 77651 About 4.6 miles away](https://rateapi.dev/credit-unions/texas/dugood) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Port Arthur Community Credit Union Membership eligibility from Port Arthur Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Port Arthur Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location harris, jefferson — TX - Employer City of Port Arthur, Municipal Verified from [Port Arthur Community Credit Union's membership page](https://www.pac-fcu.com/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Port Arthur Community Credit Union Geography 2 counties · Employers 2 · Family 2 10 published paths to membership, last verified August 27, 2026, quoted from Port Arthur Community Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Harris County, TX - Jefferson County, TX - Port Arthur, TX “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Harris County, TX; Jefferson County, TX” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of City of Port Arthur “Employees of the City of Port Arthur and Municipal employees” > [source ↗](https://www.pac-fcu.com/about-us/) - Employee of City of Port Arthur - Employee of Municipal “Employees of the City of Port Arthur and Municipal employees” > [source ↗](https://www.pac-fcu.com/about-us/) - Employee of Municipal ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, children, parents, grandparents, siblings “Once you are a member of PACFCU, your spouse, children, parents, grandparents, and siblings may be eligible to join also.” > [source ↗](https://www.pac-fcu.com/about-us/) - Family member (spouse, children, parents, grandparents, siblings) of a member - Family of a member spouse, child, parent, grandparent, sibling “Once you are a member of PACFCU, your spouse, children, parents, grandparents, and siblings may be eligible to join also.” > [source ↗](https://www.pac-fcu.com/about-us/) - Family member (spouse, child, parent, grandparent, sibling) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Port Arthur Community Credit Union? Yes No ## Work at Port Arthur Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Port Arthur Community Credit Union ranks against Texas peers. - See which AI assistants fetched Port Arthur Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=port-arthur-community&state=texas&code=TX&name=Port%20Arthur%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Port Arthur Community Credit Union offer? Port Arthur Community Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Port Arthur Community Credit Union rates updated? RateAPI verifies Port Arthur Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Port Arthur Community Credit Union's rate data? Rate data is collected directly from Port Arthur Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Port Arthur Community Credit Union? Port Arthur Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 10 published membership paths covering 2 counties and 2 employers for Port Arthur Community Credit Union, each quoted from Port Arthur Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Port Arthur Community Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.pac-fcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Port Arthur Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Port Arthur Community Credit Union curl "https://api.rateapi.dev/credit-unions/texas /port-arthur-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Port Arthur Community Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/port-arthur-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp