--- title: "One Source Credit Union Rates - Texas" description: "Current personal loan rates from One Source Credit Union in Texas. Updated daily with source verification. See who can join One Source Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/one-source" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # One Source Credit Union Rates - Texas ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Home Improvement - Up to 72 Months** personal_unsecured_72mo | — APR | 11.990% | 72 mo | Standard | | **Personal Line of Credit** ploc_variable | — APR | 12.990% | — | Standard | One Source Credit Union personal loan rates as of November 12, 2026 One Source Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/one-source) , verified from [One Source Credit Union's official website](https://www.onesourcefcu.org/) Loading branch locator… ## About One Source Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 10.8K Assets $125.1M Founded 1937 Locations reported 3 NCUA charter 2115 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Evolve** Drive Thru · El Paso · TX · 79925-5818 About 1.9 miles away](https://rateapi.dev/credit-unions/texas/evolve) [**Raiz** Golden Key · El Paso · TX · 79925-5810 About 2.0 miles away](https://rateapi.dev/credit-unions/texas/raiz) [**GECU** Viscount · El Paso · TX · 79925 About 2.0 miles away](https://rateapi.dev/credit-unions/texas/gecu) [**Navy Federal Credit Union** Concourse Plaza-El Paso TX · El Paso · TX · 79925 About 2.0 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Firstlight** East Fort Bliss · Fort Bliss · TX · 79918-8060 About 2.9 miles away](https://rateapi.dev/credit-unions/texas/firstlight) [**Nusenda** Gateway · El Paso · TX · 79905-2025 About 3.0 miles away](https://rateapi.dev/credit-unions/new-mexico/nusenda) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join One Source Credit Union Membership eligibility from One Source Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on One Source Credit Union's website. Check the membership page below to confirm whether you qualify. - Location el paso — TX Verified from [One Source Credit Union's membership page](https://www.onesourcefcu.org/about-us/history) . Final membership determination is always made by the credit union. ## Membership rules for One Source Credit Union Geography 1 county · Family 2 5 published paths to membership, last verified August 27, 2026, quoted from One Source Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - El Paso County, TX “Anyone living, working, attending school, or going to church in El Paso County is eligible to join our family.” > [source ↗](https://www.onesourcefcu.org/about-us/history) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “And once you're a member, your family can join too!” > [source ↗](https://www.onesourcefcu.org/about-us/history) - Family member of a member - Family of a member family “And once you're a member, your family can join too!” > [source ↗](https://www.onesourcefcu.org/about-us/history) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for One Source Credit Union? Yes No ## Work at One Source Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where One Source Credit Union ranks against Texas peers. - See which AI assistants fetched One Source Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=one-source&state=texas&code=TX&name=One%20Source%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does One Source Credit Union offer? One Source Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are One Source Credit Union rates updated? RateAPI verifies One Source Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get One Source Credit Union's rate data? Rate data is collected directly from One Source Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join One Source Credit Union? One Source Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 1 county for One Source Credit Union, each quoted from One Source Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare One Source Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.onesourcefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track One Source Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for One Source Credit Union curl "https://api.rateapi.dev/credit-unions/texas /one-source " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## One Source Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/one-source Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp