One Source

el paso, Texas
Last verified: July 9, 2026

As of July 9, 2026, One Source offers a share_certificate mortgage at 3% APR (3% rate, 0 points). Auto loans available from 4.59% APR. Personal loan rates from 3.5% APR.

Source: RateAPI.dev, verified from One Source's official website

Mortgage Rates

Rates as of July 9, 2026

share_certificate
3.000% APR
Rate3.000%
Points0
Share Certificate Secured - Up to Share Certificate Maturity
ploc_variable
12.990% APR
Rate12.990%
Points0
Line of Credit

Auto Loan Rates

Rates as of July 9, 2026

auto_any_48mo
4.590% APR
Rate4.590%
New and Used Autos - Up to 48 Months
auto_any_72mo
5.090% APR
Rate5.090%
New and Used Autos - 49 - 72 Months
auto_any_78mo
5.290% APR
Rate5.290%
New and Used Autos - 73 - 78 Months
auto_any_84mo
5.490% APR
Rate5.490%
New and Used Autos - 79 - 84 Months
auto_any_48mo
7.590% APR
Rate7.590%
New and Used Motorcycle - Up to 48 Months
auto_any_60mo
8.590% APR
Rate8.590%
New and Used Motorcycle - 49 - 60 Months
auto_any_120mo
9.750% APR
Rate9.750%
New and Used Recreational Vehicle - Up to 120 Months

Personal Loan Rates

Rates as of July 9, 2026

personal_secured_36mo
3.500% APR
Rate3.500%
Share Secured - Up to 36 Months
personal_secured_120mo
4.000% APR
Rate4.000%
Share Secured - Up to 120 months
personal_unsecured_12mo
10.990% APR
Rate10.990%
Signature Loans - Up to 12 Months
personal_unsecured_72mo
11.990% APR
Rate11.990%
Home Improvement - Up to 72 Months
personal_unsecured_72mo
11.990% APR
Rate11.990%
Signature Loans - Up to 72 Months

Frequently Asked Questions

What rates does One Source offer?

One Source currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are One Source rates updated?

RateAPI verifies One Source's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get One Source's rate data?

Rate data is collected directly from One Source's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is One Source's mortgage rate?

As of July 9, 2026, One Source offers a share_certificate mortgage at 3% APR.

What is One Source's auto loan rate?

As of July 9, 2026, One Source offers auto loans from 4.59% APR.

Related Rate Data

Compare One Source's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for One Source
curl "https://api.rateapi.dev/credit-unions/texas/one-source" \
  -H "Authorization: Bearer YOUR_API_KEY"