--- title: "Odessa Employees Credit Union Rates & Who Can Join - Texas" description: "Odessa Employees Credit Union is a credit union in Texas. Rate data is being verified. See who can join Odessa Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/odessa-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Odessa Employees Credit Union Rates & Who Can Join - Texas No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Odessa Employees Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/odessa-employees) , verified from [Odessa Employees Credit Union's official website](https://odessaecu.com/) Loading branch locator… ## About Odessa Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.4K Assets $21.1M Founded 1953 Locations reported 3 NCUA charter 67534 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile payments - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**West Texas** Lee St. Office · Odessa · TX · 79761-3948 About 1.5 miles away](https://rateapi.dev/credit-unions/texas/west-texas) [**First Basin** First Basin Credit Union · Odessa · TX · 79761-4414 About 1.8 miles away](https://rateapi.dev/credit-unions/texas/first-basin) [**Complex Community** SOUTH ODESSA · Odessa · TX · 79766 About 1.9 miles away](https://rateapi.dev/credit-unions/texas/complex-community) [**Southwest Heritage** Main Office · Odessa · TX · 79762-8125 About 2.1 miles away](https://rateapi.dev/credit-unions/texas/southwest-heritage) [**Txdot** TxDOT Credit Union Odessa · Odessa · TX · 79762-6100 About 2.1 miles away](https://rateapi.dev/credit-unions/texas/txdot) [**MY Community** Odessa 42nd Street · Odessa · TX · 79762-5935 About 2.5 miles away](https://rateapi.dev/credit-unions/texas/my-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Odessa Employees Credit Union Membership eligibility from Odessa Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Odessa Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer city Verified from [Odessa Employees Credit Union's membership page](https://odessaecu.com/credit-union-membership/) . Final membership determination is always made by the credit union. ## Membership rules for Odessa Employees Credit Union Employers · Family 2 3 published paths to membership, last verified August 27, 2026, quoted from Odessa Employees Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of city “If you are a city employee, or a family member of a city employee you are eligible to become a member of our Credit Union.” > [source ↗](https://odessaecu.com/credit-union-membership/) - Employee of city ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “If you are a city employee, or a family member of a city employee you are eligible to become a member of our Credit Union.” > [source ↗](https://odessaecu.com/credit-union-membership/) - Family member of a member - Family of a member family “If you are a city employee, or a family member of a city employee you are eligible to become a member of our Credit Union.” > [source ↗](https://odessaecu.com/credit-union-membership/) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Odessa Employees Credit Union? Yes No ## Work at Odessa Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Odessa Employees Credit Union ranks against Texas peers. - See which AI assistants fetched Odessa Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=odessa-employees&state=texas&code=TX&name=Odessa%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Odessa Employees Credit Union offer? Odessa Employees Credit Union is a credit union in Texas. Rate data is currently being verified. ### How often are Odessa Employees Credit Union rates updated? RateAPI verifies Odessa Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Odessa Employees Credit Union's rate data? Rate data is collected directly from Odessa Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Odessa Employees Credit Union? Odessa Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 employer for Odessa Employees Credit Union, each quoted from Odessa Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Odessa Employees Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://odessaecu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Odessa Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Odessa Employees Credit Union curl "https://api.rateapi.dev/credit-unions/texas /odessa-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Odessa Employees Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/odessa-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp