---
title: "Natural Resources Conservation Serv Credit Union Rates - Tex"
description: "Current vehicle loan, personal loan, and credit card rates from Natural Resources Conservation Serv Credit Union in Texas. Updated daily with source verification. See who can join Natural Resources Conservation Serv Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/texas/natural-resources-conservation-serv"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Natural Resources Conservation Serv Credit Union Rates - Tex

### Auto & vehicle rates

7 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **New Auto Loans (2025 or 2024 Year Model with Mileage Not to Exceed 5,000 Miles - Otherwise - Used Vehicle)** auto_any_72mo |  — APR |  5.000% |  72 mo · any |  Context only |
| **72-Month Used Auto Loan (2019–2024)** auto_used_72mo |  — APR |  5.250% |  72 mo · used |  Context only |
| **Recreational Vehicles/All Terrain Vehicles & Boat Loan** rv_any_84mo |  — APR |  7.000% |  84 mo |  Standard |
| **Used Auto Loans (Older than 2011)** auto_used |  — APR |  7.500% |  used |  Context only |
| **Used Auto Loans (Older than 2011)** auto_used_48mo |  — APR |  7.500% |  48 mo · used |  Context only |
| **72-Month Motorcycle Loan** motorcycle_any_72mo |  — APR |  8.750% |  72 mo |  Standard |
| **48-Month Used Auto Loan (2015–2018)** auto_used_48mo |  — APR |  9.500% |  48 mo · used |  Context only |
Natural Resources Conservation Serv Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Signature/Personal Loan** personal_unsecured_36mo |  — APR |  11.250% |  36 mo |  Standard |
| **Overdraft Line** personal |  — APR |  17.000% |  — |  Standard |
Natural Resources Conservation Serv Credit Union personal loan rates as of November 12, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Credit Card** credit_card |  — APR |  13.000% |  — |  Standard |
Natural Resources Conservation Serv Credit Union credit card rates as of November 12, 2026

### Other rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Lines of Credit** other |  — % |  11.250% |  — |  Standard |
Natural Resources Conservation Serv Credit Union other rates as of November 12, 2026

Natural Resources Conservation Serv Credit Union is a credit union in Texas. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/natural-resources-conservation-serv) , verified from [Natural Resources Conservation Serv Credit Union's official website](https://www.nrcscreditunion.org/)

Loading branch locator…

## About Natural Resources Conservation Serv Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

695

Assets

$5.3M

Founded

1937

Locations reported

3

NCUA charter

2158

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile payments
- Financial education
- Bilingual services
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Fort Worth City** Felix Street Micro Branch · Fort Worth · TX · 76115-3405 About 0.1 miles away](https://rateapi.dev/credit-unions/texas/fort-worth-city) [**Texas Dow Employees** TDECU-Town Center · Fort Worth · TX · 76115 About 0.4 miles away](https://rateapi.dev/credit-unions/texas/texas-dow-employees) [**Alcon Employees** Main Branch · Fort Worth · TX · 76134 About 1.4 miles away](https://rateapi.dev/credit-unions/texas/alcon-employees) [**America's** South Fort Worth Branch · Fort Worth · TX · 76140 About 3.7 miles away](https://rateapi.dev/credit-unions/texas/americas) [**Carter** Downtown Fort Worth · Fort Worth · TX · 76104-3023 About 4.2 miles away](https://rateapi.dev/credit-unions/louisiana/carter) [**EECU** EECU · Fort Worth · TX · 76132 About 4.3 miles away](https://rateapi.dev/credit-unions/texas/eecu)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Natural Resources Conservation Serv Credit Union

Membership eligibility from Natural Resources Conservation Serv Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Natural Resources Conservation Serv Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location AR, IL, IA, KS, LA, MO, NE, ND, OK, SD, TX, WI
- Employer government employees, independent contractors

Verified from [Natural Resources Conservation Serv Credit Union's membership page](https://www.nrcscreditunion.org/eligibility) . Final membership determination is always made by the credit union.

## Membership rules for Natural Resources Conservation Serv Credit Union

Geography 24 · Employers 2 · Family

27 published paths to membership, last verified November 8, 2026, quoted from Natural Resources Conservation Serv Credit Union’s own published criteria.

### Geography 12

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026

- AR
- IA
- IL
- KS
- LA
- MO
- ND
- NE
- OK
- SD
- TX
- WI

“who work or live in the states of Arkansas, Illinois, Iowa, Kansas, Louisiana, Missouri, Nebraska, North Dakota, Oklahoma, South Dakota, Texas and Wisconsin.”

> [source ↗](https://www.nrcscreditunion.org/eligibility)

### Employers 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026

  - Employee of government employees

“We are here to serve government employees (federal, state, county, and city level), independent contractors, and their families, who work in fields related to nature, land, soil & water conservation, fish & fisheries, game & wildlife, parks & recreation, environmental quality, erosion, geological…”

> [source ↗](https://www.nrcscreditunion.org/eligibility)

- Employee of government employees
  - Contractor of independent contractors

“We are here to serve government employees (federal, state, county, and city level), independent contractors, and their families, who work in fields related to nature, land, soil & water conservation, fish & fisheries, game & wildlife, parks & recreation, environmental quality, erosion, geological…”

> [source ↗](https://www.nrcscreditunion.org/eligibility)

- Contractor for independent contractors

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026

  - Family of someone eligible family

“We are here to serve government employees (federal, state, county, and city level), independent contractors, and their families, who work in fields related to nature, land, soil & water conservation, fish & fisheries, game & wildlife, parks & recreation, environmental quality, erosion, geological…”

> [source ↗](https://www.nrcscreditunion.org/eligibility)

- Family member (family) of an eligible person

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Natural Resources Conservation Serv Credit Union? Yes No

## Work at Natural Resources Conservation Serv Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Natural Resources Conservation Serv Credit Union ranks against Texas peers.

- See which AI assistants fetched Natural Resources Conservation Serv Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Texas
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=natural-resources-conservation-serv&amp;state=texas&amp;code=TX&amp;name=Natural%20Resources%20Conservation%20Serv%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Natural Resources Conservation Serv Credit Union offer?

Natural Resources Conservation Serv Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Natural Resources Conservation Serv Credit Union rates updated?

RateAPI verifies Natural Resources Conservation Serv Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Natural Resources Conservation Serv Credit Union's rate data?

Rate data is collected directly from Natural Resources Conservation Serv Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Natural Resources Conservation Serv Credit Union?

Natural Resources Conservation Serv Credit Union publishes its membership criteria on its own website. RateAPI tracks 27 published membership paths covering 24 geographic areas and 2 employers for Natural Resources Conservation Serv Credit Union, each quoted from Natural Resources Conservation Serv Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Natural Resources Conservation Serv Credit Union's rates against national credit-union benchmarks.

[More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.nrcscreditunion.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Natural Resources Conservation Serv Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Natural Resources Conservation Serv Credit Union
curl "https://api.rateapi.dev/credit-unions/texas /natural-resources-conservation-serv " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Natural Resources Conservation Serv Credit Union locations

Search, filter, and browse all 3 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/texas/natural-resources-conservation-serv
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
