MY Community

midland, Texas
Last verified: July 10, 2026

As of July 10, 2026, MY Community offers a savings mortgage at 5% APR (4.89% rate, 0 points). Auto loans available from 5.24% APR. Personal loan rates from 2.3% APR.

Source: RateAPI.dev, verified from MY Community's official website

Who Can Join MY Community

Membership eligibility from MY Community's own published criteria. How we verify this.

Community charter: live/work in Collin, Ector, Midland

Cost to join: About $5.

Verified from MY Community's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

savings
5.000% APR
Rate4.890%
Points0
Kasasa Cash ($0 - $25,000)

Auto Loan Rates

Rates as of July 10, 2026

auto_new_36mo
5.240% APR
Rate5.240%
New Auto Loan (2026 - 2025) - 36 Months
auto_new_36mo
5.240% APR
Rate5.240%
[PROMOTIONAL] New Auto Loan (2026 - 2025) - 36 Months
auto_new_60mo
5.490% APR
Rate5.490%
New Auto Loan (2026 - 2025) - 60 Months
auto_used_36mo
5.490% APR
Rate5.490%
Used Auto Loan (2026 - 2022) - 36 Months
auto_new_60mo
5.490% APR
Rate5.490%
[PROMOTIONAL] New Auto Loan (2026 - 2025) - 60 Months
auto_used_36mo
5.490% APR
Rate5.490%
[PROMOTIONAL] Used Auto Loan (2026 - 2022) - 36 Months
auto_new_72mo
5.740% APR
Rate5.740%
New Auto Loan (2026 - 2025) - 72 Months
auto_used_60mo
5.740% APR
Rate5.740%
Used Auto Loan (2026 - 2022) - 60 Months
auto_new_72mo
5.740% APR
Rate5.740%
[PROMOTIONAL] New Auto Loan (2026 - 2025) - 72 Months
auto_used_60mo
5.740% APR
Rate5.740%
[PROMOTIONAL] Used Auto Loan (2026 - 2022) - 60 Months
auto_used_72mo
5.990% APR
Rate5.990%
Used Auto Loan (2026 - 2022) - 72 Months
auto_used_72mo
5.990% APR
Rate5.990%
[PROMOTIONAL] Used Auto Loan (2026 - 2022) - 72 Months
auto_used_36mo
6.040% APR
Rate6.040%
Used Auto Loan (2021 - 2020) - 36 Months
auto_used_60mo
6.040% APR
Rate6.040%
Used Auto Loan (2021 - 2020) - 60 Months
auto_used_36mo
6.040% APR
Rate6.040%
[PROMOTIONAL] Used Auto Loan (2021 - 2020) - 36 Months
auto_used_60mo
6.040% APR
Rate6.040%
[PROMOTIONAL] Used Auto Loan (2021 - 2020) - 60 Months
auto_used_36mo
7.090% APR
Rate7.090%
Used Auto Loan (2019 and older) - 36 Months
auto_used_36mo
7.090% APR
Rate7.090%
[PROMOTIONAL] Used Auto Loan (2019 and older) - 36 Months
auto_used_72mo
7.240% APR
Rate7.240%
Used Auto Loan (2021 - 2020) - 72 Months
auto_used_72mo
7.240% APR
Rate7.240%
[PROMOTIONAL] Used Auto Loan (2021 - 2020) - 72 Months
auto_used_60mo
7.640% APR
Rate7.640%
Used Auto Loan (2019 and older) - 60 Months
auto_used_60mo
7.640% APR
Rate7.640%
[PROMOTIONAL] Used Auto Loan (2019 and older) - 60 Months
auto_new_36mo
8.750% APR
Rate8.750%
New RV Loan (2026 - 2025) - 36 Months
auto_new_36mo
8.750% APR
Rate8.750%
New Recreational Vehicle (2026 - 2025) - 36 Months
auto_new_36mo
8.750% APR
Rate8.750%
[PROMOTIONAL] New RV Loan (2026 - 2025) - 36 Months
auto_new_60mo
9.250% APR
Rate9.250%
New RV Loan (2026 - 2025) - 60 Months
auto_new_60mo
9.250% APR
Rate9.250%
New Recreational Vehicle (2026 - 2025) - 60 Months
auto_new_60mo
9.250% APR
Rate9.250%
[PROMOTIONAL] New RV Loan (2026 - 2025) - 60 Months
auto_new_72mo
10.250% APR
Rate10.250%
New RV Loan (2026 - 2025) - 72 Months
auto_new_72mo
10.250% APR
Rate10.250%
New Recreational Vehicle (2026 - 2025) - 72 Months
auto_used_36mo
10.250% APR
Rate10.250%
Used RV Loan (2026 and older) - 36 Months
auto_used_36mo
10.250% APR
Rate10.250%
Used Recreational Vehicle (2026 and older) - 36 Months
auto_new_72mo
10.250% APR
Rate10.250%
[PROMOTIONAL] New RV Loan (2026 - 2025) - 72 Months
auto_used_36mo
10.250% APR
Rate10.250%
[PROMOTIONAL] Used RV Loan (2026 and older) - 36 Months
auto_used_60mo
10.700% APR
Rate10.700%
Used RV Loan (2026 and older) - 60 Months
auto_used_60mo
10.700% APR
Rate10.700%
Used Recreational Vehicle (2026 and older) - 60 Months
auto_used_60mo
10.700% APR
Rate10.700%
[PROMOTIONAL] Used RV Loan (2026 and older) - 60 Months
auto_used_72mo
11.000% APR
Rate11.000%
Used RV Loan (2026 and older) - 72 Months
auto_used_72mo
11.000% APR
Rate11.000%
Used Recreational Vehicle (2026 and older) - 72 Months
auto_used_72mo
11.000% APR
Rate11.000%
[PROMOTIONAL] Used RV Loan (2026 and older) - 72 Months
credit_card_platinum
13.000% APR
Rate13.000%
[PROMOTIONAL] MasterCard Platinum Card
credit_card_secured
13.500% APR
Rate13.500%
[PROMOTIONAL] Cash Secured Card
credit_card_rewards
15.990% APR
Rate15.990%
[PROMOTIONAL] MasterCard Rewards Card

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
2.300% APR
Rate2.300%
Certificate (CD) Secured Loan
personal_secured
3.300% APR
Rate3.300%
Savings Secured Loan
personal_unsecured
12.740% APR
Rate12.740%
[PROMOTIONAL] Unsecured Personal Loan

Frequently Asked Questions

What rates does MY Community offer?

MY Community currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are MY Community rates updated?

RateAPI verifies MY Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get MY Community's rate data?

Rate data is collected directly from MY Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is MY Community's mortgage rate?

As of July 10, 2026, MY Community offers a savings mortgage at 5% APR.

What is MY Community's auto loan rate?

As of July 10, 2026, MY Community offers auto loans from 5.24% APR.

Related Rate Data

Compare MY Community's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for MY Community
curl "https://api.rateapi.dev/credit-unions/texas/my-community" \
  -H "Authorization: Bearer YOUR_API_KEY"