Mtcu

midland, Texas
Last verified: July 10, 2026

As of July 10, 2026, Mtcu offers a ploc_variable mortgage at 11.75% APR (11.75% rate, 0 points). Auto loans available from 6.35% APR. Personal loan rates from 28% APR.

Source: RateAPI.dev, verified from Mtcu's official website

Mortgage Rates

Rates as of July 10, 2026

ploc_variable
11.750% APR
Rate11.750%
Points0
LifeLine Line of Credit Loans

Auto Loan Rates

Rates as of July 10, 2026

auto_new
6.350% APR
Rate6.350%
New Auto
auto_used
6.850% APR
Rate6.850%
Used Auto
auto_any
7.850% APR
Rate7.850%
Collateral Loans New or Used (Non Purchase)
credit_card_platinum
10.750% APR
Rate10.750%
Platinum Card
credit_card
10.900% APR
Rate10.900%
Mastercard Gold
credit_card
11.900% APR
Rate11.900%
MasterCard
personal_secured
11.900% APR
Rate11.900%
Share Secured MasterCard

Personal Loan Rates

Rates as of July 10, 2026

personal
28.000% APR
Rate28.000%
PayDay Alternative Loans

Frequently Asked Questions

What rates does Mtcu offer?

Mtcu currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Mtcu rates updated?

RateAPI verifies Mtcu's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Mtcu's rate data?

Rate data is collected directly from Mtcu's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Mtcu's mortgage rate?

As of July 10, 2026, Mtcu offers a ploc_variable mortgage at 11.75% APR.

What is Mtcu's auto loan rate?

As of July 10, 2026, Mtcu offers auto loans from 6.35% APR.

Related Rate Data

Compare Mtcu's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Mtcu
curl "https://api.rateapi.dev/credit-unions/texas/mtcu" \
  -H "Authorization: Bearer YOUR_API_KEY"