--- title: "Mountain Star Credit Union Rates (Nov 2026): CDs to 3.82%" description: "Mountain Star Credit Union rates today: savings & CDs up to 3.82% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Mountain Star Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/mountain-star" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Mountain Star Credit Union Rates (Nov 2026): CDs to 3.82% ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Share Draft Account** checking | 0.05% APY | 0.05% | — | Standard | | **Savings** share_savings | 0.10% APY | 0.10% | — | Standard | | **IRA** ira | 0.10% APY | 0.10% | — | Standard | | **Little Star/ Jr. Star** savings | 0.10% APY | 0.10% | — | Standard | | **Money Market** money_market | 0.15% APY | 0.15% | — | Standard | | **36-Month Certificate** cd_36mo | 2.53% APY | 2.50% | 36 mo | Standard | | **6-Month Certificate** cd_6mo | 2.53% APY | 2.50% | 6 mo | Standard | | **24-Month Certificate** cd_24mo | 3.05% APY | 3.00% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | 3.82% APY | 3.75% | 12 mo | Standard | Mountain Star Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 3.82% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/mountain-star) , verified from [Mountain Star Credit Union's official website](https://mountainstarfcu.org/) Loading branch locator… ## About Mountain Star Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.8K Assets $46.6M Founded 1935 Locations reported 2 NCUA charter 856 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**GECU** Piedras · El Paso · TX · 79903-4006 About 1.2 miles away](https://rateapi.dev/credit-unions/texas/gecu) [**Security Service** Missouri · El Paso · TX · 79903 About 1.6 miles away](https://rateapi.dev/credit-unions/texas/security-service) [**Nusenda** Gateway · El Paso · TX · 79905-2025 About 1.8 miles away](https://rateapi.dev/credit-unions/new-mexico/nusenda) [**Chevron** BR# 212 Marathon Admin · El Paso · TX · 79905 About 2.0 miles away](https://rateapi.dev/credit-unions/california/chevron) [**Firstlight** Pike Branch · El Paso · TX · 79906 About 2.1 miles away](https://rateapi.dev/credit-unions/texas/firstlight) [**Navy Federal Credit Union** Concourse Plaza-El Paso TX · El Paso · TX · 79925 About 2.6 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Mountain Star Credit Union Membership eligibility from Mountain Star Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Mountain Star Credit Union's website. Check the membership page below to confirm whether you qualify. - Location Dona Ana, El Paso — NM, TX Verified from [Mountain Star Credit Union's membership page](https://mountainstarfcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for Mountain Star Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - El Paso County, TX “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: El Paso County, TX” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Mountain Star Credit Union? Yes No ## Work at Mountain Star Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mountain Star Credit Union ranks against Texas peers. - See which AI assistants fetched Mountain Star Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mountain-star&state=texas&code=TX&name=Mountain%20Star%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Mountain Star Credit Union offer? Mountain Star Credit Union is a credit union in Texas. Rate data is currently being verified. ### How often are Mountain Star Credit Union rates updated? RateAPI verifies Mountain Star Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Mountain Star Credit Union's rate data? Rate data is collected directly from Mountain Star Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Mountain Star Credit Union's best CD rate? As of November 13, 2026, Mountain Star Credit Union offers savings and certificate (CD) yields up to 3.82% APY. ### Who can join Mountain Star Credit Union? Mountain Star Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for Mountain Star Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Mountain Star Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://mountainstarfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Mountain Star Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Mountain Star Credit Union curl "https://api.rateapi.dev/credit-unions/texas /mountain-star " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Mountain Star Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/mountain-star Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp