--- title: "Mopac Employees Credit Union Rates (Nov 2026): Personal 8.00%" description: "Mopac Employees Credit Union rates today: personal loans from 8.00% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Mopac Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/mopac-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Mopac Employees Credit Union Rates (Nov 2026): Personal 8.00% ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | 8.000% APR | 8.000% | — | Standard | | **Shared Secured** personal_secured | 8.900% APR | 8.900% | — | Standard | | **Signature(LOC)** personal_unsecured | 12.000% APR | 12.000% | — | Standard | Mopac Employees Credit Union personal loan rates as of November 12, 2026 ### Other rates 9 offers | Product | Published | Rate | Term / condition | Status | | **We will match DEALER RATE** other | 1.900% % | 1.900% | — | Standard | | **Used (up to 10 years old)** other | 6.500% % | 6.500% | — | Standard | | **Land Up to $100,000** other | 8.250% % | 8.250% | — | Standard | | **Used (10 - 20 years old)** other | 8.500% % | 8.500% | — | Standard | | **Used (over 20 years old)** other | 9.500% % | 9.500% | — | Standard | | **Used (Up to 10 years old)** other | 9.500% % | 9.500% | — | Standard | | **Used (over 10 years old)** other | 10.500% % | 10.500% | — | Standard | | **Gold MC** other | 13.900% % | 13.900% | — | Standard | | **Regular MC** other | 13.900% % | 13.900% | — | Standard | Mopac Employees Credit Union other rates as of November 12, 2026 Personal loan rates from 8% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/mopac-employees) , verified from [Mopac Employees Credit Union's official website](https://mopaccu.com/contact-us/) Best product position **Better than the Texas median** personal loan Gap to state best **600 bp** 600 bp from state best Vs. state median **199 bp better than median** personal loan Products ranked **1** across tracked Texas markets | Product | Published APR | Position | Vs. state best | Vs. state median | | personal loan | 8.00% | Better than the Texas median | 600 bp from state best | 199 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Mopac Employees Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=mopac-employees&state=texas&code=TX&name=Mopac%20Employees%20Credit%20Union) Loading branch locator… ## About Mopac Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.4K Assets $22.5M Founded 1936 Locations reported 1 NCUA charter 1129 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Trinity Valley Teachers** TVTCU · Palestine · TX · 75801 About 4.9 miles away](https://rateapi.dev/credit-unions/texas/trinity-valley-teachers) [**Anderson County** MOPAC Employees F.C.U. · Palestine · TX · 75801 About 5.0 miles away](https://rateapi.dev/credit-unions/texas/anderson-county) [**Cherokee County** CHEROKEE COUNTY FEDERAL CREDIT UNION · JACKSONVILLE · TX · 75766-5821 About 22.3 miles away](https://rateapi.dev/credit-unions/texas/cherokee-county) [**Cherokee County Teachers** CHEROKEE COUNTY TEACHERS FCU · RUSK · TX · 75785 About 23.4 miles away](https://rateapi.dev/credit-unions/texas/cherokee-county-teachers) [**Southland** Crockett Branch · Crockett · TX · 75835 About 29.3 miles away](https://rateapi.dev/credit-unions/texas/southland) [**Freestone** Freestone Credit Union Branch Office · Fairfield · TX · 75840-4313 About 35.5 miles away](https://rateapi.dev/credit-unions/texas/freestone) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Mopac Employees Credit Union Membership eligibility from Mopac Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Mopac Employees Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Mopac Employees Credit Union's membership page](https://mopaccu.com/contact-us/) . Final membership determination is always made by the credit union. ## Work at Mopac Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mopac Employees Credit Union ranks against Texas peers. - See which AI assistants fetched Mopac Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mopac-employees&state=texas&code=TX&name=Mopac%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Mopac Employees Credit Union offer? Mopac Employees Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Mopac Employees Credit Union rates updated? RateAPI verifies Mopac Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Mopac Employees Credit Union's rate data? Rate data is collected directly from Mopac Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Mopac Employees Credit Union's personal loan rate? As of November 12, 2026, Mopac Employees Credit Union offers personal loans from 8% APR. ### Who can join Mopac Employees Credit Union? Mopac Employees Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Mopac Employees Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://mopaccu.com/contact-us/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Mopac Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Mopac Employees Credit Union curl "https://api.rateapi.dev/credit-unions/texas /mopac-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Mopac Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/mopac-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp