Midwestern State University Credit Union
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Verified rate book
Current Midwestern State University Credit Union rates
7 published offers verified as of August 21, 2026.
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.100% APR | 3.100% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.750% APR | 9.750% | — | Standard |
| Secured Personal Loanpersonal_secured | 12.000% APR | 12.000% | — | Standard |
| Try-Me(Personal Loan)personal_unsecured | 14.500% APR | 14.500% | — | Standard |
| Co-Signer (Personal Loan)personal_unsecured | 15.000% APR | 15.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 13.000% APR | 13.000% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Paycheck Loanother | 15.000% % | 15.000% | — | Standard |
Personal loan rates from 3.1% APR. Credit card rates from 13% APR.
Source: RateAPI.dev, verified from Midwestern State University Credit Union's official website
Live market position · Rates as of August 21, 2026
Where Midwestern State University Credit Union ranks in Texas
How Midwestern State University Credit Union's current published rate compares with other Texas credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| personal loan | 3.10% | Better than the Texas median | 160 bp from state best | 689 bp better than median |
This is the public snapshot. Claim Midwestern State University Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
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About Midwestern State University Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 900
- Assets
- $4.8M
- Founded
- 1955
- Locations reported
- 3
- NCUA charter
- 67549
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Electronic statements
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Midwestern State University Credit Union
Membership eligibility from Midwestern State University Credit Union's own published criteria. How we verify this.
Membership criteria are published on Midwestern State University Credit Union's website. Check the membership page below to confirm whether you qualify.
- EmployerROTC unit at the University, recognized Bible chairs, Vernon College
- AssociationMSU Alumni Association
Verified from Midwestern State University Credit Union's membership page. Final membership determination is always made by the credit union.
Membership rules for Midwestern State University Credit Union
Employers 4 · Associations · Schools 2 · Family
8 published paths to membership, last verified August 21, 2026, quoted from Midwestern State University Credit Union’s own published criteria.
Employers 4
Auto-verified against the source page
Employee of Midwestern State University
- Employee of Midwestern State University
“Full-time, benefit-eligible employees of Midwestern State University”
source ↗Employee of ROTC unit at the University
- Employee of ROTC unit at the University
“ALL the ROTC Cadre and all full-time civil service employees of the ROTC unit at the University”
source ↗Employee of recognized Bible chairs
- Employee of recognized Bible chairs
“All full-time campus ministers of the recognized Bible chairs and their full-time employees”
source ↗Employee of Vernon College
- Employee of Vernon College
“All full-time (benefit-eligible) Administration, Faculty, classified and At-will employees of Vernon College (including all branches)”
source ↗
Associations 1
Auto-verified against the source page
Member of MSU Alumni Association
- Member of MSU Alumni Association
“life-time members of the MSU Alumni Association”
source ↗
Schools 2
Auto-verified against the source page
Alumnus of Midwestern State University
- Alumni of Midwestern State University (as written on the source page)
“All Midwestern State University graduates”
source ↗Student at Midwestern State University
- Student of Midwestern State University (as written on the source page)
“Students who are officially accepted and attending Midwestern State University”
source ↗
Family 1
Auto-verified against the source page
Family member of a member
- Family of a member
“members of the family of such persons.”
source ↗
Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. How we verify membership rules. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Midwestern State University Credit Union offer?
Midwestern State University Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified August 21, 2026 directly from the credit union's official website.
How often are Midwestern State University Credit Union rates updated?
RateAPI verifies Midwestern State University Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 21, 2026.
Where does RateAPI get Midwestern State University Credit Union's rate data?
Rate data is collected directly from Midwestern State University Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Midwestern State University Credit Union's personal loan rate?
As of August 21, 2026, Midwestern State University Credit Union offers personal loans from 3.1% APR.
Who can join Midwestern State University Credit Union?
Midwestern State University Credit Union publishes its membership criteria on its own website. RateAPI tracks 8 published membership paths covering 4 employers, 1 association and 2 schools for Midwestern State University Credit Union, each quoted from Midwestern State University Credit Union's own published membership criteria. Immediate family of an existing member also qualify.
Related Rate Data
Compare Midwestern State University Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Midwestern State University Credit Union rates
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# Get rates for Midwestern State University Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/midwestern-state-university" \
-H "Authorization: Bearer YOUR_API_KEY"