--- title: "Midland Municipal Employees Credit Union Rates: CDs to 2.73%" description: "Midland Municipal Employees Credit Union rates today: savings & CDs up to 2.73% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Midland Municipal Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/midland-municipal-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Midland Municipal Employees Credit Union Rates: CDs to 2.73% ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **84-Month New Auto Loan** auto_new_84mo | — APR | 4.750% | 84 mo · new | Standard | | **84-Month Used Auto Loan** auto_used_84mo | — APR | 5.250% | 84 mo · used | Standard | | **Collateral Loans New or Used (Non Purchase)** auto_any_84mo | — APR | 8.770% | 84 mo · any | Standard | Midland Municipal Employees Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 10.250% | 60 mo | Standard | | **LifeLine Line of Credit** ploc_variable | — APR | 11.750% | — | Standard | | **LifeLine Line of Credit Loan** ploc_variable | — APR | 12.000% | — | Standard | | **6-Month Payday Alternative Loan** personal_unsecured_6mo | — APR | 28.000% | 6 mo | Standard | Midland Municipal Employees Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Mastercard Gold** credit_card | — APR | 10.900% | — | Standard | | **Platinum Credit Card** credit_card_platinum | — APR | 11.000% | — | Standard | | **Share Secured MasterCard** credit_card_secured | — APR | 11.900% | — | Standard | | **Credit Card** credit_card | — APR | 11.900% | — | Standard | Midland Municipal Employees Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Certificates of Deposit rates from $99K and over (3 Month)** cd_3mo | 2.12% APY | 2.10% | 3 mo | Standard | | **Certificates of Deposit rates from $99K and over (60 Month)** cd_60mo | 2.38% APY | 2.35% | 60 mo | Standard | | **Certificates of Deposit rates from $99K and over (24 Month)** cd_24mo | 2.58% APY | 2.55% | 24 mo | Standard | | **Certificates of Deposit rates from $99K and over (6 Month)** cd_6mo | 2.58% APY | 2.55% | 6 mo | Standard | | **Certificates of Deposit rates from $99K and over (12 Month)** cd_12mo | 2.73% APY | 2.70% | 12 mo | Standard | Midland Municipal Employees Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 2.73% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/midland-municipal-employees) , verified from [Midland Municipal Employees Credit Union's official website](https://www.mtcu.org/) Loading branch locator… ## About Midland Municipal Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.3K Assets $16.9M Founded 1953 Locations reported 1 NCUA charter 67475 Charter type Federally insured state-chartered credit union ### Services and member support - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**MY Community** Main Office · Midland · TX · 79701-1610 About 0.8 miles away](https://rateapi.dev/credit-unions/texas/my-community) [**Citizens** Wall Street · Midland · TX · 79701 About 0.9 miles away](https://rateapi.dev/credit-unions/texas/citizens) [**Complex Community** SOUTH MIDLAND · Midland · TX · 79701 About 1.3 miles away](https://rateapi.dev/credit-unions/texas/complex-community) [**MTCU** MTCU Big Spring Street Branch · Midland · TX · 79705-5313 About 2.4 miles away](https://rateapi.dev/credit-unions/texas/mtcu) [**Texas Tech** Midland Mortgage · Midland · TX · 79705 About 2.5 miles away](https://rateapi.dev/credit-unions/texas/texas-tech) [**First Basin** First Basin Credit Union · Midland · TX · 79707 About 3.9 miles away](https://rateapi.dev/credit-unions/texas/first-basin) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Midland Municipal Employees Credit Union Membership eligibility from Midland Municipal Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Midland Municipal Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Location midland, martin, glasscock, andrews, crane, ector, howard, winkler, ward, reagan, upton — TX Verified from [Midland Municipal Employees Credit Union's membership page](https://www.mtcu.org/about/about-mtcu/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Midland Municipal Employees Credit Union Geography 11 counties 11 published paths to membership, last verified August 21, 2026, quoted from Midland Municipal Employees Credit Union’s own published criteria. ### Geography 11 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Andrews County, TX - Crane County, TX - Ector County, TX - Glasscock County, TX - Howard County, TX - Martin County, TX - Midland County, TX - Reagan County, TX - Upton County, TX - Ward County, TX - Winkler County, TX “If you live, work, worship, attend school or business with other legal entities in the Texas counties of Midland, Martin, Glasscock, Andrews, Crane, Ector, Howard, Winkler, Ward, Reagan or Upton counties, you can join MTCU” > [source ↗](https://www.mtcu.org/about/about-mtcu/become-a-member) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Midland Municipal Employees Credit Union? Yes No ## Work at Midland Municipal Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Midland Municipal Employees Credit Union ranks against Texas peers. - See which AI assistants fetched Midland Municipal Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=midland-municipal-employees&state=texas&code=TX&name=Midland%20Municipal%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Midland Municipal Employees Credit Union offer? Midland Municipal Employees Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Midland Municipal Employees Credit Union rates updated? RateAPI verifies Midland Municipal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Midland Municipal Employees Credit Union's rate data? Rate data is collected directly from Midland Municipal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Midland Municipal Employees Credit Union's best CD rate? As of November 12, 2026, Midland Municipal Employees Credit Union offers savings and certificate (CD) yields up to 2.73% APY. ### Who can join Midland Municipal Employees Credit Union? Midland Municipal Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 11 published membership paths covering 11 counties for Midland Municipal Employees Credit Union, each quoted from Midland Municipal Employees Credit Union's own published membership criteria. ## Related Rate Data Compare Midland Municipal Employees Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mtcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Midland Municipal Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Midland Municipal Employees Credit Union curl "https://api.rateapi.dev/credit-unions/texas /midland-municipal-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Midland Municipal Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/midland-municipal-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp