--- title: "Mid-Tex Credit Union Rates - Texas" description: "Current auto loan, personal loan, and savings & cd rates from Mid-Tex Credit Union in Texas. Updated daily with source verification. See who can join Mid-Tex Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/mid-tex" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Mid-Tex Credit Union Rates - Texas ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **72-Month New Auto Loan** auto_new_72mo | — APR | 6.000% | 72 mo · new | Standard | | **60-Month Used Auto Loan** auto_used_60mo | — APR | 6.000% | 60 mo · used | Standard | | **All Other New Collateral (Titled)** auto_new_84mo | — APR | 7.000% | 84 mo · new | Standard | | **All Other Used Collateral (Titled)** auto_used_36mo | — APR | 7.750% | 36 mo · used | Standard | Mid-Tex Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share Pledged** personal | — APR | 3.000% | — | Standard | | **Personal Loan** personal | — APR | 9.750% | — | Standard | | **Overdraft Line of Credit** personal | — APR | 15.000% | — | Standard | Mid-Tex Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 5 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Certificate** share_certificate_48mo | — APY | 2.68% | 48 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 2.83% | 36 mo | Standard | | **18-Month Certificate** share_certificate_18mo | — APY | 2.88% | 18 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 2.93% | 24 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 3.19% | 12 mo | Standard | Mid-Tex Credit Union savings & cd rates as of November 12, 2026 Mid-Tex Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/mid-tex) , verified from [Mid-Tex Credit Union's official website](https://www.mtfcu.org/) Loading branch locator… ## About Mid-Tex Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.2K Assets $36.9M Founded 1961 Locations reported 1 NCUA charter 24454 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Bilingual services - Student scholarships - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**First Central** Brownwood Branch · Brownwood · TX · 76801-3653 About 5.4 miles away](https://rateapi.dev/credit-unions/texas/first-central) [**Cen Tex Manufacturing** Cen-Tex Manufacturing Credit Union · Brownwood · TX · 76801 About 5.8 miles away](https://rateapi.dev/credit-unions/texas/cen-tex-manufacturing) [**1st Community** Ballinger · Ballinger · TX · 76821 About 52.4 miles away](https://rateapi.dev/credit-unions/texas/1st-community) [**EECU** EECU · Stephenville · TX · 76401-4035 About 58.7 miles away](https://rateapi.dev/credit-unions/texas/eecu) [**Abilene Teachers** Antilley Road · Abilene · TX · 79606 About 60.4 miles away](https://rateapi.dev/credit-unions/texas/abilene-teachers) [**Communities of Abilene** Rolling Green · Abilene · TX · 79606 About 61.5 miles away](https://rateapi.dev/credit-unions/texas/communities-of-abilene) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Mid-Tex Credit Union Membership eligibility from Mid-Tex Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Mid-Tex Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Mid-Tex Credit Union's membership page](https://www.mtfcu.org/about-us) . Final membership determination is always made by the credit union. ## Membership rules for Mid-Tex Credit Union Geography 1 county · Family 2 published paths to membership, last verified November 8, 2026, quoted from Mid-Tex Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Brown County, TX “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Brown County, TX” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member family “Only members and their families save and borrow money here.” > [source ↗](https://www.mtfcu.org/about-us) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Mid-Tex Credit Union? Yes No ## Work at Mid-Tex Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mid-Tex Credit Union ranks against Texas peers. - See which AI assistants fetched Mid-Tex Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mid-tex&state=texas&code=TX&name=Mid-Tex%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Mid-Tex Credit Union offer? Mid-Tex Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Mid-Tex Credit Union rates updated? RateAPI verifies Mid-Tex Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Mid-Tex Credit Union's rate data? Rate data is collected directly from Mid-Tex Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Mid-Tex Credit Union? Mid-Tex Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 county for Mid-Tex Credit Union, each quoted from Mid-Tex Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Mid-Tex Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mtfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Mid-Tex Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Mid-Tex Credit Union curl "https://api.rateapi.dev/credit-unions/texas /mid-tex " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Mid-Tex Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/mid-tex Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp