--- title: "Mesquite Credit Union Rates (Nov 2026): CDs to 3.61%" description: "Mesquite Credit Union rates today: savings & CDs up to 3.61% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Mesquite Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/mesquite" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Mesquite Credit Union Rates (Nov 2026): CDs to 3.61% ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New and Used Vehicles** auto_any_72mo | — APR | 4.100% | 72 mo · any | Standard | | **Motorcycle/ATV** motorcycle_any_60mo | — APR | 6.340% | 60 mo | Standard | | **New and Used Boats** boat_any_72mo | — APR | 6.340% | 72 mo · any | Standard | | **New and Used RVs** rv_any_120mo | — APR | 6.340% | 120 mo · any | Standard | Mesquite Credit Union auto & vehicle rates as of November 9, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 7.840% | 60 mo | Standard | Mesquite Credit Union personal loan rates as of November 9, 2026 ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Regular Savings ($25 and Above)** savings | 0.05% APY | 0.05% | — | Standard | | **Individual Retirement Account** ira | 0.05% APY | 0.05% | — | Standard | | **Money Market Account ($2,000 - $4,999.99)** money_market | 0.15% APY | 0.15% | — | Standard | | **Money Market ($100,000+)** money_market | 1.51% APY | 1.50% | — | Standard | | **Money Market Account ($50,000 - $99,999.99)** money_market | 2.02% APY | 2.00% | — | Standard | | **Money Market Account ($5,000 - $49,999.99)** money_market | 2.27% APY | 2.25% | — | Standard | | **24-Month IRA Certificate** ira_cd_24mo | 3.61% APY | 3.55% | 24 mo | Standard | Mesquite Credit Union savings & cd rates as of November 9, 2026 Savings and certificate yields up to 3.61% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/mesquite) , verified from [Mesquite Credit Union's official website](https://www.mesquitecu.org/) Loading branch locator… ## About Mesquite Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.9K Assets $41M Founded 1968 Locations reported 2 NCUA charter 67436 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Credit Union of Texas** Mesquite Branch · Mesquite · TX · 75149-2167 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/credit-union-of-texas) [**Corner Stone** Mesquite · Mesquite · TX · 75150-5368 About 1.9 miles away](https://rateapi.dev/credit-unions/texas/corner-stone) [**Advancial** Mesquite · Mesquite · TX · 75150 About 1.9 miles away](https://rateapi.dev/credit-unions/texas/advancial) [**Neighborhood** Mesquite Branch · Mesquite · TX · 75150-5820 About 2.0 miles away](https://rateapi.dev/credit-unions/texas/neighborhood) [**Resource One** Mesquite · Mesquite · TX · 75150 About 2.1 miles away](https://rateapi.dev/credit-unions/texas/resource-one) [**Navy Federal Credit Union** Mesquite TX · Mesquite · TX · 75150 About 2.6 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Mesquite Credit Union Membership eligibility from Mesquite Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Mesquite Credit Union's website. Check the membership page below to confirm whether you qualify. - Location TX - Employer ABC Doors of Dallas, Adell Corporation, Baker Drywall, City of Balch Springs, City of Mesquite, Dallas Athletic Club, Glen Thurman Incorporated, Identification Plates, SCS, Enterprises, McDonald's Food Service, Medical Center of Mesquite, N. Texas Neurological Center, Numo Manufacturing, Paragon Industries, Power Maintenance, Refrigerated Specialist Inc., Reliable Plumbing, Skyline Ford, Stevens Transport, Telefones Plus, Tiseo Paving Company, Total Plumbing, Town of Sunnyvale, Town East Ford, Triangle Plastering, Urban Fire Protection Verified from [Mesquite Credit Union's membership page](https://www.mesquitecu.org/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Mesquite Credit Union Geography 2 · Employers 26 · Family 29 published paths to membership, last verified November 8, 2026, quoted from Mesquite Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Mesquite, TX “Individuals who live or work within Mesquite city limits” > [source ↗](https://www.mesquitecu.org/become-a-member) ### Employers 26 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of ABC Doors of Dallas “Individuals who work at the following select employee groups located in Sunnyvale and Balch Springs: Mesquite Credit Union Select Employee Groups: ABC Doors of Dallas” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of ABC Doors of Dallas - Employee of Adell Corporation “Adell Corporation” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Adell Corporation - Employee of Baker Drywall “Baker Drywall” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Baker Drywall - Employee of City of Balch Springs “City of Balch Springs” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of City of Balch Springs - Employee of City of Mesquite “City of Mesquite” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of City of Mesquite - Employee of Dallas Athletic Club “Dallas Athletic Club” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Dallas Athletic Club - Employee of Glen Thurman Incorporated “Glen Thurman Incorporated” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Glen Thurman Incorporated - Employee of Identification Plates “Identification Plates” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Identification Plates - Employee of SCS, Enterprises “SCS, Enterprises” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of SCS, Enterprises - Employee of McDonald's Food Service “McDonald's Food Service” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of McDonald's Food Service - Employee of Medical Center of Mesquite “Medical Center of Mesquite” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Medical Center of Mesquite - Employee of N. Texas Neurological Center “N. Texas Neurological Center” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of N. Texas Neurological Center - Employee of Numo Manufacturing “Numo Manufacturing” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Numo Manufacturing - Employee of Paragon Industries “Paragon Industries” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Paragon Industries - Employee of Power Maintenance “Power Maintenance” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Power Maintenance - Employee of Refrigerated Specialist Inc. “Refrigerated Specialist Inc.” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Refrigerated Specialist Inc. - Employee of Reliable Plumbing “Reliable Plumbing” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Reliable Plumbing - Employee of Skyline Ford “Skyline Ford” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Skyline Ford - Employee of Stevens Transport “Stevens Transport” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Stevens Transport - Employee of Telefones Plus “Telefones Plus” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Telefones Plus - Employee of Tiseo Paving Company “Tiseo Paving Company” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Tiseo Paving Company - Employee of Total Plumbing “Total Plumbing” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Total Plumbing - Employee of Town of Sunnyvale “Town of Sunnyvale” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Town of Sunnyvale - Employee of Town East Ford “Town East Ford” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Town East Ford - Employee of Triangle Plastering “Triangle Plastering” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Triangle Plastering - Employee of Urban Fire Protection “Urban Fire Protection” > [source ↗](https://www.mesquitecu.org/become-a-member) - Employee of Urban Fire Protection ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member relative “Anyone who is a relative of an existing member of Mesquite Credit Union” > [source ↗](https://www.mesquitecu.org/become-a-member) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Mesquite Credit Union? Yes No ## Work at Mesquite Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mesquite Credit Union ranks against Texas peers. - See which AI assistants fetched Mesquite Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mesquite&state=texas&code=TX&name=Mesquite%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Mesquite Credit Union offer? Mesquite Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 9, 2026 directly from the credit union's official website. ### How often are Mesquite Credit Union rates updated? RateAPI verifies Mesquite Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 9, 2026. ### Where does RateAPI get Mesquite Credit Union's rate data? Rate data is collected directly from Mesquite Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Mesquite Credit Union's best CD rate? As of November 9, 2026, Mesquite Credit Union offers savings and certificate (CD) yields up to 3.61% APY. ### Who can join Mesquite Credit Union? Mesquite Credit Union publishes its membership criteria on its own website. RateAPI tracks 29 published membership paths covering 2 geographic areas and 26 employers for Mesquite Credit Union, each quoted from Mesquite Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Mesquite Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mesquitecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Mesquite Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Mesquite Credit Union curl "https://api.rateapi.dev/credit-unions/texas /mesquite " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Mesquite Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/mesquite Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp