Members First

corpus christi, Texas
Last verified: July 10, 2026

As of July 10, 2026, Members First offers a money_market mortgage at 5% APR (5% rate, 0 points). Auto loans available from 4.49% APR. HELOC rates from 6.24% APR. Personal loan rates from 12.75% APR.

Source: RateAPI.dev, verified from Members First's official website

Who Can Join Members First

Membership eligibility from Members First's own published criteria. How we verify this.

Community charter: live/work in Benton, Clackamas, Clatsop +44 more

Verified from Members First's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

money_market
5.000% APR
Rate5.000%
Points0
Money Market
savings
5.000% APR
Rate4.890%
Points0
Ownership Savings
savings
5.000% APR
Rate5.000%
Points0
Savings
money_market
6.000% APR
Rate6.000%
Points0
Money Market 10k
ploc_variable
13.250% APR
Rate13.250%
Points0
[PROMOTIONAL] Line of Credit

Auto Loan Rates

Rates as of July 10, 2026

auto
4.490% APR
Rate4.490%
[PROMOTIONAL] Auto Loan
auto_any_36mo
4.490% APR
Rate4.490%
[PROMOTIONAL] Newer (2023 and Newer) Auto Loan - 36 Month
auto_any_48mo
4.490% APR
Rate4.490%
[PROMOTIONAL] Newer (2023 and Newer) Auto Loan - 48 Month
auto_any_60mo
4.490% APR
Rate4.490%
[PROMOTIONAL] Newer (2023 and Newer) Auto Loan - 60 Month
auto_any_36mo
4.740% APR
Rate4.740%
[PROMOTIONAL] Older (2022 and Older) Auto Loan - 36 Month
auto_any_48mo
4.740% APR
Rate4.740%
[PROMOTIONAL] Older (2022 and Older) Auto Loan - 48 Month
auto_any_72mo
4.990% APR
Rate4.990%
[PROMOTIONAL] Newer (2023 and Newer) Auto Loan - 72 Month
auto_any_60mo
4.990% APR
Rate4.990%
[PROMOTIONAL] Older (2022 and Older) Auto Loan - 60 Month
auto_any_72mo
5.240% APR
Rate5.240%
[PROMOTIONAL] Older (2022 and Older) Auto Loan - 72 Month
auto_any_84mo
5.490% APR
Rate5.490%
[PROMOTIONAL] Newer (2023 and Newer) Auto Loan - 84 Month
auto_any_84mo
5.740% APR
Rate5.740%
[PROMOTIONAL] Newer (2023 and Newer) Boat Loan - 84 Month
auto_any_84mo
5.740% APR
Rate5.740%
[PROMOTIONAL] Newer (2023 and Newer) RV and Trailer Loan - 84 Month
auto_any_84mo
5.740% APR
Rate5.740%
[PROMOTIONAL] Older (2022 and Older) Auto Loan - 84 Month
auto_any_96mo
5.990% APR
Rate5.990%
[PROMOTIONAL] Newer (2023 and Newer) Auto Loan - 96 Month
auto_any_120mo
6.240% APR
Rate6.240%
[PROMOTIONAL] Newer (2023 and Newer) Boat Loan - 120 Month
auto_any_120mo
6.240% APR
Rate6.240%
[PROMOTIONAL] Newer (2023 and Newer) RV and Trailer Loan - 120 Month
auto_any_84mo
6.240% APR
Rate6.240%
[PROMOTIONAL] Older (2022 and Older) Boat Loan - 84 Month
auto_any_84mo
6.240% APR
Rate6.240%
[PROMOTIONAL] Older (2022 and Older) RV and Trailer Loan - 84 Month
auto
6.740% APR
Rate6.740%
[PROMOTIONAL] Newer (2023 and Newer) Boat Loan - 180 Month
auto
6.740% APR
Rate6.740%
[PROMOTIONAL] Newer (2023 and Newer) RV and Trailer Loan - 180 Month
auto_any_120mo
6.740% APR
Rate6.740%
[PROMOTIONAL] Older (2022 and Older) Boat Loan - 120 Month
auto_any_120mo
6.740% APR
Rate6.740%
[PROMOTIONAL] Older (2022 and Older) RV and Trailer Loan - 120 Month
auto
7.240% APR
Rate7.240%
[PROMOTIONAL] Older (2022 and Older) Boat Loan - 180 Month
auto
7.240% APR
Rate7.240%
[PROMOTIONAL] Older (2022 and Older) RV and Trailer Loan - 180 Month
auto_any_36mo
7.490% APR
Rate7.490%
[PROMOTIONAL] Newer (2023 and Newer) Motorcycle and ATV Loan - 36 Month
auto_any_36mo
8.490% APR
Rate8.490%
[PROMOTIONAL] Older (2022 and Older) Motorcycle and ATV Loan - 36 Month
auto_any_48mo
8.990% APR
Rate8.990%
[PROMOTIONAL] Newer (2023 and Newer) Motorcycle and ATV Loan - 48 Month
auto_any_60mo
9.990% APR
Rate9.990%
[PROMOTIONAL] Newer (2023 and Newer) Motorcycle and ATV Loan - 60 Month
auto_any_48mo
9.990% APR
Rate9.990%
[PROMOTIONAL] Older (2022 and Older) Motorcycle and ATV Loan - 48 Month
auto_any_72mo
10.990% APR
Rate10.990%
[PROMOTIONAL] Newer (2023 and Newer) Motorcycle and ATV Loan - 72 Month
auto_any_60mo
10.990% APR
Rate10.990%
[PROMOTIONAL] Older (2022 and Older) Motorcycle and ATV Loan - 60 Month
auto_any_72mo
11.990% APR
Rate11.990%
[PROMOTIONAL] Older (2022 and Older) Motorcycle and ATV Loan - 72 Month
credit_card_business
13.000% APR
Rate13.000%
[PROMOTIONAL] Business Credit Card
credit_card_platinum
13.000% APR
Rate13.000%
[PROMOTIONAL] Platinum Credit Card
credit_card_student
13.000% APR
Rate13.000%
[PROMOTIONAL] Student Silver Credit Card
auto
14.740% APR
Rate14.740%
[PROMOTIONAL] First-Time Buyer Auto Loan
credit_card
15.750% APR
Rate15.750%
[PROMOTIONAL] Classic Credit Card
credit_card_rewards
18.490% APR
Rate18.490%
[PROMOTIONAL] Signature Rewards Credit Card

HELOC Rates

Rates as of July 10, 2026

heloc_variable
6.240% APR
Rate6.240%
Home Equity Line of Credit (HELOC)
heloc_fixed
6.240% APR
Rate6.240%
Home Equity Loans
heloc_variable
6.240% APR
Rate6.240%
[PROMOTIONAL] Home Equity Line of Credit (HELOC)
heloc_fixed
6.240% APR
Rate6.240%
[PROMOTIONAL] Home Equity Loan
heloc_fixed
10.000% APR
Rate10.000%
Home Equity Loan

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
12.750% APR
Rate12.750%
Personal Loan
personal_unsecured
12.750% APR
Rate12.750%
[PROMOTIONAL] Personal Loan
ploc_variable
13.250% APR
Rate13.250%
Personal Line of Credit

Frequently Asked Questions

What rates does Members First offer?

Members First currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Members First rates updated?

RateAPI verifies Members First's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Members First's rate data?

Rate data is collected directly from Members First's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Members First's mortgage rate?

As of July 10, 2026, Members First offers a money_market mortgage at 5% APR.

What is Members First's auto loan rate?

As of July 10, 2026, Members First offers auto loans from 4.49% APR.

Related Rate Data

Compare Members First's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Members First
curl "https://api.rateapi.dev/credit-unions/texas/members-first" \
  -H "Authorization: Bearer YOUR_API_KEY"