Members Financial Mortgage, Auto Loan & Personal Loan Rates

Mortgage Rates

Rates as of July 9, 2026

money_market

1.000% APR

Rate1.000%

Points0

Money Market $2,000.00 to $4,999.99

money_market

1.150% APR

Rate1.150%

Points0

Money Market $5,000.00 to $29,999.99

money_market

1.250% APR

Rate1.250%

Points0

Money Market $30,000.00 plus

savings

2.000% APR

Rate2.000%

Points0

Business Savings Minimum Deposit $5,000.00

cd_13mo

2.000% APR

Rate2.000%

Points0

Certificate 13 Months ($1,000.00 – $9,999.00)

savings

2.000% APR

Rate2.000%

Points0

Holiday Savings Minimum Deposit $100.00

cd_18mo

2.250% APR

Rate2.250%

Points0

Certificate 18 Months ($1,000.00 – $9,999.00)

cd_13mo

2.500% APR

Rate2.500%

Points0

Certificate 13 Months ($10,000.00 – $49,999.99)

cd_25mo

2.500% APR

Rate2.500%

Points0

Certificate 25 Months ($1,000.00 – $9,999.00)

cd_18mo

2.750% APR

Rate2.750%

Points0

Certificate 18 Months ($10,000.00 – $49,999.99)

cd_13mo

3.000% APR

Rate3.000%

Points0

Certificate 13 Months ($50,000.00)

cd_25mo

3.000% APR

Rate3.000%

Points0

Certificate 25 Months ($10,000.00 – $49,999.99)

cd_18mo

3.500% APR

Rate3.500%

Points0

Certificate 18 Months ($50,000.00)

cd_25mo

3.750% APR

Rate3.750%

Points0

Certificate 25 Months ($50,000.00)

cd_12mo

3.900% APR

Rate3.900%

Points0

Certificate 12 Months ($100,000.00+)

cd_18mo

4.000% APR

Rate4.000%

Points0

Certificate 18 Months ($100,000.00+)

cd_36mo

4.000% APR

Rate4.000%

Points0

Certificate 36 Months ($50,000.00)

cd_48mo

5.000% APR

Rate5.000%

Points0

Certificate 48 Months ($50,000.00)

savings

5.000% APR

Rate5.000%

Points0

Savings $10,000.00 to $49,999.99

savings

5.000% APR

Rate5.000%

Points0

Savings $100.00 to $9,999.99

cd_6mo

5.000% APR

Rate5.000%

Points0

Certificate 6 Months ($1,000.00 – $9,999.00)

Auto Loan Rates

Rates as of July 9, 2026

auto_new

4.750% APR

Rate4.750%

New Auto

auto_used

5.000% APR

Rate5.000%

Used Auto

Personal Loan Rates

Rates as of July 9, 2026

personal_secured

2.500% APR

Rate2.500%

CD Secured Loan

personal_secured

3.500% APR

Rate3.500%

Share Secured Loan

personal_unsecured

10.750% APR

Rate10.750%

Personal Loan (Up to $15,000.00)

Frequently Asked Questions

What rates does Members Financial offer?

Members Financial currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Members Financial rates updated?

RateAPI verifies Members Financial's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Members Financial's rate data?

Rate data is collected directly from Members Financial's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Members Financial's mortgage rate?

As of July 9, 2026, Members Financial offers a money_market mortgage at 1% APR.

What is Members Financial's auto loan rate?

As of July 9, 2026, Members Financial offers auto loans from 4.75% APR.

Related Rate Data

Compare Members Financial's rates against national credit-union benchmarks.

More Texas credit unions Mortgage rate benchmark Auto loan rate benchmark Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Members Financial
curl "https://api.rateapi.dev/credit-unions/texas/members-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"

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