--- title: "Members Financial Credit Union Rates - Texas" description: "Current auto loan, personal loan, credit card, and savings & cd rates from Members Financial Credit Union in Texas. Updated daily with source verification. See who can join Members Financial Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/members-financial" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Members Financial Credit Union Rates - Texas ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.750% | new | Context only | | **Used Auto Loan** auto_used | — APR | 5.000% | used | Context only | Members Financial Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Certificate-Secured Loan** personal_secured | — APR | 2.500% | — | Standard | | **Share-Secured Loan** personal_secured | — APR | 3.500% | — | Standard | | **Personal Loan (Up to $15,000.00)** personal_unsecured | — APR | 10.750% | — | Standard | Members Financial Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Master Card Gold** credit_card | — APR | 9.900% | — | Standard | | **Master Card Classic** credit_card | — APR | 13.900% | — | Standard | Members Financial Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **6-Month Certificate** cd_6mo | — APY | 0.05% | 6 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 0.35% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 0.45% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 0.55% | 60 mo | Standard | | **13-Month Certificate** cd_13mo | — APY | 2.00% | 13 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 2.25% | 18 mo | Standard | | **25-Month Certificate** cd_25mo | — APY | 2.50% | 25 mo | Standard | Members Financial Credit Union savings & cd rates as of November 12, 2026 Members Financial Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/members-financial) , verified from [Members Financial Credit Union's official website](https://membersffcu.org/) Loading branch locator… ## About Members Financial Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.3K Assets $35.7M Founded 1940 Locations reported 1 NCUA charter 4020 Charter type Federal credit union ### Services and member support - Online membership application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Heritage Usa** Heritage USA Federal Credit Union · Midland · TX · 79707 About 2.7 miles away](https://rateapi.dev/credit-unions/texas/heritage-usa) [**1st Community** Midland · Midland · TX · 79707 About 2.8 miles away](https://rateapi.dev/credit-unions/texas/1st-community) [**Southwest 66** Midland Branch · Midland · TX · 79707-5330 About 3.4 miles away](https://rateapi.dev/credit-unions/texas/southwest-66) [**First Basin** First Basin Credit Union · Midland · TX · 79707 About 3.5 miles away](https://rateapi.dev/credit-unions/texas/first-basin) [**Chevron** BR#30 Midland · Midland · TX · 79706 About 3.6 miles away](https://rateapi.dev/credit-unions/california/chevron) [**MY Community** HEB Grocery Store Branch · Midland · TX · 79706-3615 About 3.7 miles away](https://rateapi.dev/credit-unions/texas/my-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Members Financial Credit Union Membership eligibility from Members Financial Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Members Financial Credit Union's website. Check the membership page below to confirm whether you qualify. - Location midland, ector — TX Verified from [Members Financial Credit Union's membership page](https://membersffcu.org/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Members Financial Credit Union Geography 2 counties 2 published paths to membership, last verified August 21, 2026, quoted from Members Financial Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Ector County, TX - Midland County, TX “Members Financial offers membership to anyone who lives, works, worships or attends school in Midland County or Ector County.” > [source ↗](https://membersffcu.org/membership/) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Members Financial Credit Union? Yes No ## Work at Members Financial Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Members Financial Credit Union ranks against Texas peers. - See which AI assistants fetched Members Financial Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=members-financial&state=texas&code=TX&name=Members%20Financial%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Members Financial Credit Union offer? Members Financial Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Members Financial Credit Union rates updated? RateAPI verifies Members Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Members Financial Credit Union's rate data? Rate data is collected directly from Members Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Members Financial Credit Union? Members Financial Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 2 counties for Members Financial Credit Union, each quoted from Members Financial Credit Union's own published membership criteria. ## Related Rate Data Compare Members Financial Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://membersffcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Members Financial Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Members Financial Credit Union curl "https://api.rateapi.dev/credit-unions/texas /members-financial " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Members Financial Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/members-financial Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp