--- title: "Mclennan County Employees Credit Union Rates - Texas" description: "Current auto loan, personal loan, credit card, and savings & cd rates from Mclennan County Employees Credit Union in Texas. Updated daily with source verification. See who can join Mclennan County Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/mclennan-county-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Mclennan County Employees Credit Union Rates - Texas ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Used Vehicles - 2013 & Older - With Approved Credit** auto_used_36mo | — APR | 2.750% | 36 mo · used | Context only | | **Used Vehicles - 2014-2015 - With Approved Credit** auto_used_48mo | — APR | 2.750% | 48 mo · used | Context only | | **Used Vehicles - 2016-2017 - With Approved Credit** auto_used_60mo | — APR | 2.750% | 60 mo · used | Context only | | **Used Vehicles - 2018-2020 - With Approved Credit** auto_used_72mo | — APR | 2.750% | 72 mo · used | Context only | Mclennan County Employees Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Certificate Secured Loans - $50,000.00 and Above** personal_secured | — APR | 1.000% | — | Context only | | **Certificate Secured Loans - $49,999.99 and Below** personal_secured | — APR | 2.000% | — | Context only | | **Share-Secured Loan** personal_secured | — APR | 3.000% | — | Context only | | **Signature Loan - With Approved Credit** personal_unsecured_12mo | — APR | 5.000% | 12 mo | Context only | | **Signature Loan - With Approved Credit** personal_unsecured_24mo | — APR | 6.000% | 24 mo | Context only | | **Signature Loan - With Approved Credit** personal_unsecured_36mo | — APR | 7.000% | 36 mo | Context only | Mclennan County Employees Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **MasterCard - With Approved Credit** credit_card | — APR | 8.500% | — | Context only | Mclennan County Employees Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **CD - $1,000.00 Min (PAID QUARTERLY)** cd_6mo | — APY | 0.35% | 6 mo | Context only | | **CD - $1,000.00 Min (PAID QUARTERLY)** cd_12mo | — APY | 0.65% | 12 mo | Context only | | **CD - $1,000.00 Min (PAID QUARTERLY)** cd_24mo | — APY | 0.85% | 24 mo | Context only | | **CD - $1,000.00 Min (PAID QUARTERLY)** cd_36mo | — APY | 0.95% | 36 mo | Context only | | **CD - $1,000.00 Min (PAID QUARTERLY)** cd_48mo | — APY | 1.05% | 48 mo | Context only | | **CD - $1,000.00 Min (PAID QUARTERLY)** cd_60mo | — APY | 1.10% | 60 mo | Context only | Mclennan County Employees Credit Union savings & cd rates as of November 12, 2026 Mclennan County Employees Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/mclennan-county-employees) , verified from [Mclennan County Employees Credit Union's official website](https://www.mclennancountyefcu.com/) Loading branch locator… ## About Mclennan County Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.3K Assets $20.7M Founded 1955 Locations reported 2 NCUA charter 10461 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Waco** Main · Waco · TX · 76707 About 0.8 miles away](https://rateapi.dev/credit-unions/texas/waco) [**1st University** Chartwells Management Offices · Waco · TX · 76706-1642 About 1.8 miles away](https://rateapi.dev/credit-unions/texas/1st-university) [**Genco** Valley Mills · Waco · TX · 76710-4848 About 2.8 miles away](https://rateapi.dev/credit-unions/texas/genco) [**Linkage** LINKAGE CREDIT UNION · WACO · TX · 76711 About 2.9 miles away](https://rateapi.dev/credit-unions/texas/linkage) [**Educators** Trojan Branch · Waco · TX · 76706 About 3.1 miles away](https://rateapi.dev/credit-unions/texas/educators) [**First Central** Bellmead Office · Waco · TX · 76705 About 3.4 miles away](https://rateapi.dev/credit-unions/texas/first-central) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Mclennan County Employees Credit Union Membership eligibility from Mclennan County Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (McLennan County, Texas +1 more) - Employer McLennan County, Texas, McLennan County Employees FCU Verified from [Mclennan County Employees Credit Union's membership page](https://www.mclennancountyefcu.com/howtojoin.php) . Final membership determination is always made by the credit union. ## Work at Mclennan County Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mclennan County Employees Credit Union ranks against Texas peers. - See which AI assistants fetched Mclennan County Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mclennan-county-employees&state=texas&code=TX&name=Mclennan%20County%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Mclennan County Employees Credit Union offer? Mclennan County Employees Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Mclennan County Employees Credit Union rates updated? RateAPI verifies Mclennan County Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Mclennan County Employees Credit Union's rate data? Rate data is collected directly from Mclennan County Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Mclennan County Employees Credit Union? Membership via employers (McLennan County, Texas +1 more) ## Related Rate Data Compare Mclennan County Employees Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mclennancountyefcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Mclennan County Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Mclennan County Employees Credit Union curl "https://api.rateapi.dev/credit-unions/texas /mclennan-county-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Mclennan County Employees Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/mclennan-county-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp