--- title: "Matagorda County Credit Union Rates - Texas" description: "Current vehicle loan, personal loan, credit card, and savings & cd rates from Matagorda County Credit Union in Texas. Updated daily with source verification. See who can join Matagorda County Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/matagorda-county" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Matagorda County Credit Union Rates - Texas ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **New or Used Vehicles** auto_any | — APR | 4.250% | any | Context only | | **Other Collateral (such as) Boat/Motor/Trailer, RV, Motorcycle, ATV** boat | — APR | 4.750% | — | Context only | | **Other Collateral (such as) Farm Equipment, Trailer, Tractor, Lawnmower** powersports | — APR | 6.750% | — | Context only | Matagorda County Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 6.750% | — | Context only | Matagorda County Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 8.500% | — | Context only | Matagorda County Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 8 offers | Product | Published | Rate | Term / condition | Status | | **GEM Checking Account** checking | — APY | 0.05% | — | Specialty offer | | **Classic Checking Account** checking | — APY | 0.15% | — | Specialty offer | | **Regular Savings & Club Account** savings | — APY | 0.25% | — | Specialty offer | | **IRA** ira | — APY | 0.40% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 2.25% | 6 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.83% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.93% | 12 mo | Standard | | **Share Covered Loan** other | — APY | 2.50% | — | Context only | Matagorda County Credit Union savings & cd rates as of November 12, 2026 Matagorda County Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/matagorda-county) , verified from [Matagorda County Credit Union's official website](https://www.matagordaccu.com/) Loading branch locator… ## About Matagorda County Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.5K Assets $36.7M Founded 1961 Locations reported 3 NCUA charter 67545 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile payments - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Baycel** BCHS Branch · Bay City · TX · 77414 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/baycel) [**Texas Dow Employees** TDECU-Bay City · Bay City · TX · 77414 About 6.3 miles away](https://rateapi.dev/credit-unions/texas/texas-dow-employees) [**Old Ocean** OLD OCEAN FEDERAL CREDIT UNION · Sweeny · TX · 77480 About 14.7 miles away](https://rateapi.dev/credit-unions/texas/old-ocean) [**Gulf Coast Educators** Sweeny Office · Sweeny · TX · 77480 About 14.8 miles away](https://rateapi.dev/credit-unions/texas/gulf-coast-educators) [**Members Choice** Lake Jackson · Lake Jackson · TX · 77566 About 27.8 miles away](https://rateapi.dev/credit-unions/texas/members-choice) [**Texasgulf** El Campo · El Campo · TX · 77437 About 31.1 miles away](https://rateapi.dev/credit-unions/texas/texasgulf) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Matagorda County Credit Union Membership eligibility from Matagorda County Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in Matagorda, Wharton, Brazoria - Location Matagorda, Wharton, Brazoria Verified from [Matagorda County Credit Union's membership page](https://www.matagordaccu.com/membership) . Final membership determination is always made by the credit union. ## Work at Matagorda County Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Matagorda County Credit Union ranks against Texas peers. - See which AI assistants fetched Matagorda County Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=matagorda-county&state=texas&code=TX&name=Matagorda%20County%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Matagorda County Credit Union offer? Matagorda County Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Matagorda County Credit Union rates updated? RateAPI verifies Matagorda County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Matagorda County Credit Union's rate data? Rate data is collected directly from Matagorda County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Matagorda County Credit Union? Community charter: live/work in Matagorda, Wharton, Brazoria ## Related Rate Data Compare Matagorda County Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.matagordaccu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Matagorda County Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Matagorda County Credit Union curl "https://api.rateapi.dev/credit-unions/texas /matagorda-county " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Matagorda County Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/matagorda-county Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp