--- title: "Keystone Credit Union Rates (Nov 2026): CDs to 3.09%" description: "Keystone Credit Union rates today: savings & CDs up to 3.09% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Keystone Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/keystone" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Keystone Credit Union Rates (Nov 2026): CDs to 3.09% ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **60-Month New Auto Loan** auto_new_60mo | — APR | 4.590% | 60 mo · new | Standard | | **60-Month Used Auto Loan** auto_used_60mo | — APR | 4.940% | 60 mo · used | Standard | | **New Recreational* (Motorcycle, RV's, 4-Wheelers, Boat, Tractors, and Trailers)** powersports_new_60mo | — APR | 9.000% | 60 mo · new | Standard | | **New Jet Ski*** boat_new_42mo | — APR | 9.000% | 42 mo · new | Standard | | **Used Recreational* (Motorcycle, RV's, 4-Wheelers, Boat, Tractors, and Trailers)** powersports_used_60mo | — APR | 11.000% | 60 mo · used | Standard | Keystone Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 11.000% | 36 mo | Standard | Keystone Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Share Draft** checking | 0.10% APY | 0.10% | — | Standard | | **$0.01 - $9,999.99** savings | 0.25% APY | 0.25% | — | Standard | | **$5.00** savings | 0.25% APY | 0.25% | — | Standard | | **$10,000 - $49,999.99** savings | — APY | 1.24% | — | Standard | | **Over $50,000** savings | — APY | 3.09% | — | Standard | | **Share Account / IRA Share Account** ira | 3.09% APY | 3.00% | — | Standard | Keystone Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 3.09% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/keystone) , verified from [Keystone Credit Union's official website](https://www.keystonecu.com/) Loading branch locator… ## About Keystone Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.9K Assets $40M Founded 1964 Locations reported 2 NCUA charter 67869 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Credit Union of Texas** Independence Park · Tyler · TX · 75706 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/credit-union-of-texas) [**Telco Plus** UTHN · Tyler · TX · 75708 About 6.4 miles away](https://rateapi.dev/credit-unions/texas/telco-plus) [**Altra** Altra Federal Credit Union · Lindale · TX · 75771-6605 About 7.2 miles away](https://rateapi.dev/credit-unions/wisconsin/altra) [**Mcmurrey** Main Office · Tyler · TX · 75702 About 8.2 miles away](https://rateapi.dev/credit-unions/texas/mcmurrey) [**Tyler City Employees** McMurrey Federal Credit Union · Tyler · TX · 75702 About 8.2 miles away](https://rateapi.dev/credit-unions/texas/tyler-city-employees) [**Cooperative Teachers** Lindale Branch · Lindale · TX · 75771-3109 About 8.8 miles away](https://rateapi.dev/credit-unions/texas/cooperative-teachers) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Keystone Credit Union Membership eligibility from Keystone Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Keystone Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Tyler Pipe, Tyler Beverages Verified from [Keystone Credit Union's membership page](https://www.keystonecu.com/membership/membership-guidelines/) . Final membership determination is always made by the credit union. ## Membership rules for Keystone Credit Union Employers 2 · Family 3 published paths to membership, last verified August 21, 2026, quoted from Keystone Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Tyler Pipe “Be employed by a credit union sponsor company (i.e. Tyler Pipe, Tyler Beverages, etc.)” > [source ↗](https://www.keystonecu.com/membership/membership-guidelines/) - Employee of Tyler Pipe - Employee of Tyler Beverages “Be employed by a credit union sponsor company (i.e. Tyler Pipe, Tyler Beverages, etc.)” > [source ↗](https://www.keystonecu.com/membership/membership-guidelines/) - Employee of Tyler Beverages ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “Have a family member that is a current member” > [source ↗](https://www.keystonecu.com/membership/membership-guidelines/) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Keystone Credit Union? Yes No ## Work at Keystone Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Keystone Credit Union ranks against Texas peers. - See which AI assistants fetched Keystone Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=keystone&state=texas&code=TX&name=Keystone%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Keystone Credit Union offer? Keystone Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Keystone Credit Union rates updated? RateAPI verifies Keystone Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Keystone Credit Union's rate data? Rate data is collected directly from Keystone Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Keystone Credit Union's best CD rate? As of November 13, 2026, Keystone Credit Union offers savings and certificate (CD) yields up to 3.09% APY. ### Who can join Keystone Credit Union? Keystone Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 employers for Keystone Credit Union, each quoted from Keystone Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Keystone Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.keystonecu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Keystone Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Keystone Credit Union curl "https://api.rateapi.dev/credit-unions/texas /keystone " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Keystone Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/keystone Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp