--- title: "Kerr County Credit Union Rates: CDs to 3.30%, Vehicle 5.75%" description: "Kerr County Credit Union rates today: vehicle loans from 5.75% APR, savings & CDs up to 3.30% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Kerr County Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/kerr-county" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Kerr County Credit Union Rates: CDs to 3.30%, Vehicle 5.75% ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **New & Used Auto Loan** auto_any | — APR | 4.750% | any | Standard | | **RV Loan** rv | 5.750% APR | 5.750% | — | Standard | | **Boat & M/C Loan** boat | — APR | 5.750% | — | Standard | Kerr County Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | — APR | 8.000% | — | Standard | Kerr County Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 8 offers | Product | Published | Rate | Term / condition | Status | | **IRA Accumulator** ira | 1.51% APY | 1.50% | — | Standard | | **6-Month Certificate** share_certificate_6mo | 2.53% APY | 2.50% | 6 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 3.04% APY | 3.00% | 24 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | 3.04% APY | 3.00% | 48 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 3.04% APY | 3.00% | 48 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | 3.04% APY | 3.00% | 24 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | 3.30% APY | 3.25% | 12 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 3.30% APY | 3.25% | 12 mo | Standard | Kerr County Credit Union savings & cd rates as of November 12, 2026 Vehicle loans available from 5.75% APR. Savings and certificate yields up to 3.30% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/kerr-county) , verified from [Kerr County Credit Union's official website](https://kerrcountyfcu.com/) Loading branch locator… ## About Kerr County Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 13.9K Assets $156.7M Founded 1936 Locations reported 4 NCUA charter 1558 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Texhillco School Employees** Main Office · Kerrville · TX · 78028-3355 About 2.3 miles away](https://rateapi.dev/credit-unions/texas/texhillco-school-employees) [**randolph-brooks** Kerrville · Kerrville · TX · 78028-2643 About 3.2 miles away](https://rateapi.dev/credit-unions/texas/randolph-brooks) [**Security Service** Boerne · Boerne · TX · 78006-2958 About 31.5 miles away](https://rateapi.dev/credit-unions/texas/security-service) [**Credit Human** Shaenfield Financial Health Center · San Antonio · TX · 78254 About 43.7 miles away](https://rateapi.dev/credit-unions/texas/credit-human) [**Soarion** Braun Pointe · San Antonio · TX · 78254 About 43.7 miles away](https://rateapi.dev/credit-unions/texas/soarion) [**Navy Federal Credit Union** Helotes TX · Helotes · TX · 78023 About 44.0 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Kerr County Credit Union Membership eligibility from Kerr County Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Kerr County Credit Union's website. Check the membership page below to confirm whether you qualify. - Location kerr, kimble, edwards, bandera, kendall, real, gillespie — TX Verified from [Kerr County Credit Union's membership page](https://kerrcountyfcu.com/who-can-join) . Final membership determination is always made by the credit union. ## Membership rules for Kerr County Credit Union Geography 7 counties · Family 38 published paths to membership, last verified August 27, 2026, quoted from Kerr County Credit Union’s own published criteria. ### Geography 7 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Bandera County, TX - Edwards County, TX - Gillespie County, TX - Kendall County, TX - Kerr County, TX - Kimble County, TX - Real County, TX “NCUA call report 2026-03-31: TOM_CODE=66 (community charter); branch footprint: Kerr County, TX; Kimble County, TX” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, child, step-child, sibling, parent, grandparent, grandchild “(and members of these persons’ immediate families). Immediate family is defined as: spouse, child, step-child, sibling, parent, grandparent or grandchild.” > [source ↗](https://kerrcountyfcu.com/who-can-join) - Family member (spouse, child, step-child, sibling, parent, grandparent, grandchild) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Kerr County Credit Union? Yes No ## Work at Kerr County Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Kerr County Credit Union ranks against Texas peers. - See which AI assistants fetched Kerr County Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=kerr-county&state=texas&code=TX&name=Kerr%20County%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Kerr County Credit Union offer? Kerr County Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Kerr County Credit Union rates updated? RateAPI verifies Kerr County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Kerr County Credit Union's rate data? Rate data is collected directly from Kerr County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Kerr County Credit Union's auto, rv & boat loan rates? As of November 12, 2026, Kerr County Credit Union offers vehicle loans from 5.75% APR. ### What is Kerr County Credit Union's best CD rate? As of November 12, 2026, Kerr County Credit Union offers savings and certificate (CD) yields up to 3.30% APY. ### Who can join Kerr County Credit Union? Kerr County Credit Union publishes its membership criteria on its own website. RateAPI tracks 38 published membership paths covering 7 counties for Kerr County Credit Union, each quoted from Kerr County Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Kerr County Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://kerrcountyfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Kerr County Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Kerr County Credit Union curl "https://api.rateapi.dev/credit-unions/texas /kerr-county " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Kerr County Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/kerr-county Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp