---
title: "Houston Texas Fire Fighters Credit Union Rates - Texas"
description: "Current personal loan rates from Houston Texas Fire Fighters Credit Union in Texas. Updated daily with source verification. See who can join Houston Texas Fire Fighters Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/texas/houston-texas-fire-fighters"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Houston Texas Fire Fighters Credit Union Rates - Texas

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Personal/Lifestyle/Signature Loan (includes Insurance Loan)** personal_unsecured |  — APR |  9.950% |  — |  Context only |
| **Variable-Rate Line of Credit** ploc_variable |  — APR |  12.400% |  — |  Context only |
Houston Texas Fire Fighters Credit Union personal loan rates as of November 11, 2026

Houston Texas Fire Fighters Credit Union is a credit union in Texas. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/houston-texas-fire-fighters) , verified from [Houston Texas Fire Fighters Credit Union's official website](https://www.htfffcu.org/)

Loading branch locator…

## About Houston Texas Fire Fighters Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

17.7K

Assets

$401.2M

Founded

1935

Locations reported

3

NCUA charter

258

Charter type

Federal credit union

### Services and member support

- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Primeway** Heights · Houston · TX · 77007-5436 About 0.1 miles away](https://rateapi.dev/credit-unions/texas/primeway) [**First Eagle** Houston · Houston · TX · 77019 About 1.0 miles away](https://rateapi.dev/credit-unions/maryland/first-eagle) [**Houston Highway** Houston Highway Credit Union · Houston · TX · 77007 About 1.7 miles away](https://rateapi.dev/credit-unions/texas/houston-highway) [**Suma** Houston Branch · Houston · TX · 77008 About 1.7 miles away](https://rateapi.dev/credit-unions/new-york/suma) [**Houston Police** Memorial Branch · Houston · TX · 77007-7702 About 2.2 miles away](https://rateapi.dev/credit-unions/texas/houston-police) [**Texas Dow Employees** TDECU-Heights · Houston · TX · 77008 About 2.2 miles away](https://rateapi.dev/credit-unions/texas/texas-dow-employees)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Houston Texas Fire Fighters Credit Union

Membership eligibility from Houston Texas Fire Fighters Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Houston Texas Fire Fighters Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer Houston Fire Department, Houston Firefighters’ Relief And Retirement Fund

Verified from [Houston Texas Fire Fighters Credit Union's membership page](https://www.htfffcu.org/become-a-member/) . Final membership determination is always made by the credit union.

## Membership rules for Houston Texas Fire Fighters Credit Union

Employers 3 · Family

4 published paths to membership, last verified August 21, 2026, quoted from Houston Texas Fire Fighters Credit Union’s own published criteria.

### Employers 3

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of Houston Fire Department

“A uniformed Houston Fire Department Firefighter”

> [source ↗](https://www.htfffcu.org/become-a-member/)

- Employee of Houston Fire Department
  - Employee of Houston Firefighters’ Relief And Retirement Fund

“An employee of Houston Firefighters’ Relief And Retirement Fund”

> [source ↗](https://www.htfffcu.org/become-a-member/)

- Employee of Houston Firefighters’ Relief And Retirement Fund
  - Employee of Houston Texas Fire Fighters Federal Credit Union

“An employee of Houston Texas Fire Fighters Federal Credit Union”

> [source ↗](https://www.htfffcu.org/become-a-member/)

- Employee of Houston Texas Fire Fighters Federal Credit Union

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member spouse, parents, children, stepchildren, grandchildren, brothers, sisters, grandparents

“An eligible relative of any of the above.”

> [source ↗](https://www.htfffcu.org/become-a-member/)

- Family member (spouse, parents, children, stepchildren, grandchildren, brothers, sisters, grandparents) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Houston Texas Fire Fighters Credit Union? Yes No

## Work at Houston Texas Fire Fighters Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Houston Texas Fire Fighters Credit Union ranks against Texas peers.

- See which AI assistants fetched Houston Texas Fire Fighters Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Texas
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=houston-texas-fire-fighters&amp;state=texas&amp;code=TX&amp;name=Houston%20Texas%20Fire%20Fighters%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Houston Texas Fire Fighters Credit Union offer?

Houston Texas Fire Fighters Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 11, 2026 directly from the credit union's official website.

### How often are Houston Texas Fire Fighters Credit Union rates updated?

RateAPI verifies Houston Texas Fire Fighters Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 11, 2026.

### Where does RateAPI get Houston Texas Fire Fighters Credit Union's rate data?

Rate data is collected directly from Houston Texas Fire Fighters Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Houston Texas Fire Fighters Credit Union?

Houston Texas Fire Fighters Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 3 employers for Houston Texas Fire Fighters Credit Union, each quoted from Houston Texas Fire Fighters Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Houston Texas Fire Fighters Credit Union's rates against national credit-union benchmarks.

[More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.htfffcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Houston Texas Fire Fighters Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Houston Texas Fire Fighters Credit Union
curl "https://api.rateapi.dev/credit-unions/texas /houston-texas-fire-fighters " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Houston Texas Fire Fighters Credit Union locations

Search, filter, and browse all 3 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/texas/houston-texas-fire-fighters
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
