---
title: "Houston Belt &amp; Terminal Credit Union Rates - Texas"
description: "Houston Belt &amp; Terminal Credit Union is a credit union in Texas. Rate data is being verified. See who can join Houston Belt &amp; Terminal Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/texas/houston-belt-terminal"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Houston Belt &amp; Terminal Credit Union Rates - Texas

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

Houston Belt & Terminal Credit Union is a credit union in Texas. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/houston-belt-terminal) , verified from [Houston Belt & Terminal Credit Union's official website](https://hbtfcu.com/)

Loading branch locator…

## About Houston Belt & Terminal Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

590

Assets

$3.7M

Founded

1949

Locations reported

1

NCUA charter

6318

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Financial education

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Navy Federal Credit Union** Humble TX · Humble · TX · 77338 About 0.6 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Chartway** Humble · Humble · TX · 77338-4090 About 0.6 miles away](https://rateapi.dev/credit-unions/virginia/chartway) [**United Energy** United Energy Credit Union · Humble · TX · 77338-3950 About 0.7 miles away](https://rateapi.dev/credit-unions/texas/united-energy) [**Priority Trust** Humble Branch · Humble · TX · 77338-4384 About 1.3 miles away](https://rateapi.dev/credit-unions/texas/priority-trust) [**F A A** Houston Branch · Houston · TX · 77032-6514 About 4.0 miles away](https://rateapi.dev/credit-unions/tennessee/f-a-a) [**Shell** Wilson · Humble · TX · 77396 About 5.6 miles away](https://rateapi.dev/credit-unions/texas/shell)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Houston Belt & Terminal Credit Union

Membership eligibility from Houston Belt & Terminal Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Houston Belt & Terminal Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from [Houston Belt & Terminal Credit Union's membership page](https://hbtfcu.com/) . Final membership determination is always made by the credit union.

## Work at Houston Belt & Terminal Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Houston Belt & Terminal Credit Union ranks against Texas peers.

- See which AI assistants fetched Houston Belt & Terminal Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Texas
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=houston-belt-terminal&amp;state=texas&amp;code=TX&amp;name=Houston%20Belt%20%26%20Terminal%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Houston Belt & Terminal Credit Union offer?

Houston Belt & Terminal Credit Union is a credit union in Texas. Rate data is currently being verified.

### How often are Houston Belt & Terminal Credit Union rates updated?

RateAPI verifies Houston Belt & Terminal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Houston Belt & Terminal Credit Union's rate data?

Rate data is collected directly from Houston Belt & Terminal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Houston Belt & Terminal Credit Union?

Houston Belt & Terminal Credit Union publishes its membership criteria on its own website.

## Related Rate Data

Compare Houston Belt & Terminal Credit Union's rates against national credit-union benchmarks.

[More Texas credit unions](https://rateapi.dev/credit-unions/texas) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://hbtfcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Houston Belt & Terminal Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Houston Belt & Terminal Credit Union
curl "https://api.rateapi.dev/credit-unions/texas /houston-belt-terminal " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Houston Belt & Terminal Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/texas/houston-belt-terminal
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
