Gulf Coast

corpus christi, Texas
Last verified: July 10, 2026

As of July 10, 2026, Gulf Coast offers a 30-year-fixed mortgage at 6.559% APR (6.5% rate, 0 points). Auto loans available from 4.99% APR. Personal loan rates from 6% APR.

Source: RateAPI.dev, verified from Gulf Coast's official website

Who Can Join Gulf Coast

Membership eligibility from Gulf Coast's own published criteria. How we verify this.

Membership criteria are published on Gulf Coast's website. Check the membership page below to confirm whether you qualify.

Verified from Gulf Coast's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.559% APR
Rate6.500%
Points0
[PROMOTIONAL] Home Purchase/Refinance/Cash Out–Homestead 30 year fixed
30-year-fixed
7.373% APR
Rate7.250%
Points0
[PROMOTIONAL] Purchase/Refinance/Cash Out Jumbo Loan 30 year fixed
30-year-fixed
7.625% APR
Rate7.500%
Points0
[PROMOTIONAL] Purchase/Refinance/Cash Out Super Jumbo Loan 30 year fixed
15-year-fixed
6.097% APR
Rate6.000%
Points0
[PROMOTIONAL] Home Purchase/Refinance/Cash Out–Homestead 15 year fixed
15-year-fixed
7.199% APR
Rate7.100%
Points0
[PROMOTIONAL] 2nd or Vacation Home Purchase/Refinance 15 year fixed
15-year-fixed
7.676% APR
Rate7.500%
Points0
[PROMOTIONAL] Purchase/Refinance/Cash Out Investment Loan 15 year fixed
15-year-fixed
8.303% APR
Rate8.000%
Points0
[PROMOTIONAL] Purchase/Refinance Land/Lot Loan 15 year fixed
ira
1.000% APR
Rate1.000%
Points0
IRA Share
money_market
1.650% APR
Rate1.640%
Points0
Money Market Accounts ($50,000.00 & above)
savings
2.250% APR
Rate2.230%
Points0
KASASA REWARD SAVER (Above $50,000.00)
savings
2.500% APR
Rate2.470%
Points0
KASASA REWARD SAVER (Up to $50,000.00)
ira_cd_36mo
2.950% APR
Rate2.910%
Points0
IRA Term Share Certificate (36 Months)
share_savings
3.000% APR
Rate2.960%
Points0
Term Share Account (36 Months)
share_savings
3.250% APR
Rate3.200%
Points0
Term Share Account (18 Months)
share_savings
3.350% APR
Rate3.300%
Points0
Term Share Account (24 Months)
ira_cd_24mo
3.400% APR
Rate3.340%
Points0
IRA Term Share Certificate (24 Months)
savings
3.500% APR
Rate3.450%
Points0
KASASA REWARD CHECKING (Up to $25,000.00)
ira_cd_12mo
3.550% APR
Rate3.490%
Points0
IRA Term Share Certificate (12 Months)
savings
4.000% APR
Rate4.000%
Points0
Super Shares Account ($50,000.00 – $99,999.99)
share_savings
4.000% APR
Rate3.930%
Points0
Term Share Account (6 Months)
share_savings
4.050% APR
Rate3.980%
Points0
Term Share Account (12 Months)
savings
5.000% APR
Rate5.000%
Points0
Christmas & Vacation Club
savings
5.000% APR
Rate5.000%
Points0
KASASA REWARD CHECKING & SAVER (Non-Qualified Rate)
money_market
5.000% APR
Rate5.000%
Points0
Money Market Accounts ($10,000.00 – $24,999.99)
savings
5.000% APR
Rate5.000%
Points0
Super Shares Account ($100,000.00 & above)
20-year-fixed
6.327% APR
Rate6.250%
Points0
[PROMOTIONAL] Home Purchase/Refinance/Cash Out–Homestead 20 year fixed
20-year-fixed
7.430% APR
Rate7.350%
Points0
[PROMOTIONAL] 2nd or Vacation Home Purchase/Refinance 20 year fixed

Auto Loan Rates

Rates as of July 10, 2026

auto_any_48mo
4.990% APR
Rate4.990%
Secured Loans (Vehicles, Boats, Motorcycles, RVs) 0-48 Months
auto_any_60mo
5.250% APR
Rate5.250%
Secured Loans (Vehicles, Boats, Motorcycles, RVs) 49-60 Months
auto_any_75mo
5.500% APR
Rate5.500%
Secured Loans (Vehicles, Boats, Motorcycles, RVs) 61-75 Months
auto_any_84mo
6.500% APR
Rate6.500%
Secured Loans (Vehicles, Boats, Motorcycles, RVs) 76-84 Months
auto_any_120mo
10.500% APR
Rate10.500%
Secured Loans (New & Used RVs Only) 85-120 Months

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
6.000% APR
Rate6.000%
Share Secured Loans
personal_unsecured
11.490% APR
Rate11.490%
Unsecured Loans (Signature)

Frequently Asked Questions

What rates does Gulf Coast offer?

Gulf Coast currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Gulf Coast rates updated?

RateAPI verifies Gulf Coast's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Gulf Coast's rate data?

Rate data is collected directly from Gulf Coast's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Gulf Coast's mortgage rate?

As of July 10, 2026, Gulf Coast offers a 30-year-fixed mortgage at 6.559% APR.

What is Gulf Coast's auto loan rate?

As of July 10, 2026, Gulf Coast offers auto loans from 4.99% APR.

Related Rate Data

Compare Gulf Coast's rates against national credit-union benchmarks.

More Texas credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Gulf Coast
curl "https://api.rateapi.dev/credit-unions/texas/gulf-coast" \
  -H "Authorization: Bearer YOUR_API_KEY"
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