--- title: "Gulf Coast Credit Union Rates (Nov 2026): CDs to 4.40%" description: "Gulf Coast Credit Union rates today: savings & CDs up to 4.40% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Gulf Coast Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/gulf-coast" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Gulf Coast Credit Union Rates (Nov 2026): CDs to 4.40% ### Mortgage rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Home Purchase/Refinance/Cash Out–Homestead** other | — APR | 6.500% | — | Standard | | **2nd or Vacation Home Purchase/Refinance** other | — APR | 7.100% | — | Standard | | **Purchase/Refinance/Cash Out Investment Loan** other | — APR | 7.500% | — | Standard | | **Purchase/Refinance/Cash Out Jumbo Loan ($1,000,000 to $1,599,999.99)** other | — APR | 7.750% | — | Standard | | **Purchase/Refinance Land/Lot Loan** other | — APR | 8.000% | — | Standard | | **Purchase/Refinance/Cash Out Super Jumbo Loan ($1,600,000.00+)** other | — APR | 8.000% | — | Standard | Gulf Coast Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | ***85 - 120 Months - New & Used RVs Only** rv_any_120mo | — APR | 10.500% | 120 mo · any | Standard | Gulf Coast Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Personal Line of Credit** ploc_variable | — APR | 11.490% | — | Standard | Gulf Coast Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 23 offers | Product | Published | Rate | Term / condition | Status | | **KASASA REWARD CHECKING & SAVER (Non-Qualified Rate)** checking | 0.05% APY | 0.05% | — | Standard | | **KASASA REWARD CHECKING†** checking | 0.25% APY | 0.25% | — | Standard | | **Regular Share Account** share_savings | 0.25% APY | 0.25% | — | Standard | | **$10,000.00 – $49,999.99** savings | 0.30% APY | 0.30% | — | Standard | | **$50,000.00 – $99,999.99** savings | 0.40% APY | 0.40% | — | Standard | | **$10,000.00 – $24,999.99** savings | 0.50% APY | 0.50% | — | Standard | | **Christmas & Vacation Club** savings | 0.50% APY | 0.50% | — | Specialty offer | | **$25,000.00 – $49,999.99** savings | 0.75% APY | 0.75% | — | Standard | | **IRA** ira | 1.00% APY | 1.00% | — | Standard | | **$50,000.00 & Above** savings | 1.65% APY | 1.64% | — | Standard | | **KASASA REWARD SAVER†** savings | 2.25% APY | 2.23% | — | Standard | | **(blended APY: 2.50% - 2.33%)** savings | 2.50% APY | 2.50% | — | Standard | | **KASASA REWARD SAVER†** savings | 2.50% APY | 2.47% | — | Standard | | **36-Month IRA Certificate** ira_cd_36mo | 2.95% APY | 2.91% | 36 mo | Standard | | **Term Share Accounts(C.D. S) (36 Months)** share_savings | 3.00% APY | 2.96% | 36 mo | Standard | | **Term Share Accounts(C.D. S) (18 Months)** share_savings | 3.25% APY | 3.20% | 18 mo | Standard | | **Term Share Accounts(C.D. S) (24 Months)** share_savings | 3.35% APY | 3.30% | 24 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | 3.40% APY | 3.34% | 24 mo | Standard | | **(blended APY: 3.50% - 0.90%)** savings | 3.50% APY | 3.50% | — | Standard | | **KASASA REWARD CHECKING†** checking | 3.50% APY | 3.45% | — | Standard | | **12-Month IRA Certificate** ira_cd_12mo | 3.55% APY | 3.49% | 12 mo | Standard | | **Term Share Accounts(C.D. S) (12 Months)** share_savings | 4.30% APY | 4.22% | 12 mo | Standard | | **Term Share Accounts(C.D. S) (6 Months)** share_savings | 4.40% APY | 4.31% | 6 mo | Standard | Gulf Coast Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 4.40% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/gulf-coast) , verified from [Gulf Coast Credit Union's official website](https://ccgcfcu.com/) Loading branch locator… ## About Gulf Coast Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 18.3K Assets $264.9M Founded 1940 Locations reported 6 NCUA charter 4060 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Coastlife** Administration Building · Corpus Christi · TX · 78414 About 1.3 miles away](https://rateapi.dev/credit-unions/texas/coastlife) [**Chemcel** Corpus Christi Office · Corpus Christi · TX · 78414-3919 About 1.3 miles away](https://rateapi.dev/credit-unions/texas/chemcel) [**Rally** JWV Administration Building · Corpus Christi · TX · 78414-3146 About 1.5 miles away](https://rateapi.dev/credit-unions/texas/rally) [**randolph-brooks** Cimarron · Corpus Christi · TX · 78414-2618 About 1.6 miles away](https://rateapi.dev/credit-unions/texas/randolph-brooks) [**Navy Federal Credit Union** Corpus Christi TX · Corpus Christi · TX · 78413 About 1.8 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Star Financial** Holly Road · Corpus Christi · TX · 78412-4664 About 2.4 miles away](https://rateapi.dev/credit-unions/texas/star-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Gulf Coast Credit Union Membership eligibility from Gulf Coast Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Gulf Coast Credit Union's website. Check the membership page below to confirm whether you qualify. - Location nueces, san patricio, jim wells — TX Verified from [Gulf Coast Credit Union's membership page](https://ccgcfcu.com/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Gulf Coast Credit Union Geography 3 counties · Family 13 published paths to membership, last verified August 27, 2026, quoted from Gulf Coast Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Jim Wells County, TX - Nueces County, TX - San Patricio County, TX “Membership to Gulf Coast FCU is open to persons who live, work, worship or attend school in Nueces, San Patricio or Jim Wells Counties.” > [source ↗](https://ccgcfcu.com/about-us/) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family “Membership is also extended to the immediate family of our members regardless of where they live or work.” > [source ↗](https://ccgcfcu.com/about-us/) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Gulf Coast Credit Union? Yes No ## Work at Gulf Coast Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Gulf Coast Credit Union ranks against Texas peers. - See which AI assistants fetched Gulf Coast Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=gulf-coast&state=texas&code=TX&name=Gulf%20Coast%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Gulf Coast Credit Union offer? Gulf Coast Credit Union currently offers mortgage, RV loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Gulf Coast Credit Union rates updated? RateAPI verifies Gulf Coast Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Gulf Coast Credit Union's rate data? Rate data is collected directly from Gulf Coast Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Gulf Coast Credit Union's best CD rate? As of November 12, 2026, Gulf Coast Credit Union offers savings and certificate (CD) yields up to 4.40% APY. ### Who can join Gulf Coast Credit Union? Gulf Coast Credit Union publishes its membership criteria on its own website. RateAPI tracks 13 published membership paths covering 3 counties for Gulf Coast Credit Union, each quoted from Gulf Coast Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Gulf Coast Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas mortgage rate leaders](https://rateapi.dev/mortgage-rates/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://ccgcfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Gulf Coast Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Gulf Coast Credit Union curl "https://api.rateapi.dev/credit-unions/texas /gulf-coast " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Gulf Coast Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/gulf-coast Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp