--- title: "Generations Community Credit Union Rates - Texas" description: "Current auto loan, heloc, personal loan, credit card, and savings & cd rates from Generations Community Credit Union in Texas. Updated daily with source verification. See who can join Generations Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/generations-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Generations Community Credit Union Rates - Texas ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.950% | — | Standard | | **New + Used Comparison (36 Months)** auto_any_36mo | — APR | 4.950% | 36 mo · any | Standard | | **New + Used Comparison (60 Months)** auto_any_60mo | — APR | 5.750% | 60 mo · any | Standard | | **New + Used Comparison (72 Months)** auto_any_72mo | — APR | 5.950% | 72 mo · any | Standard | | **New + Used Comparison (84 Months)** auto_any_84mo | — APR | 6.500% | 84 mo · any | Standard | Generations Community Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 8 offers | Product | Published | Rate | Term / condition | Status | | **5-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.500% | — | Standard | | **7-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.500% | — | Standard | | **10-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.800% | — | Standard | | **15-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.850% | — | Standard | | **20-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.000% | — | Standard | | **HELOC (Principal + Interest Payments) (10 years)** heloc_variable | — APR | 7.000% | — | Standard | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.130% | — | Standard | | **HELOC (Principal + Interest Payments) (15 years)** heloc_variable | — APR | 7.400% | — | Standard | Generations Community Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.990% | — | Standard | | **Up to 36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 9.990% | 36 mo | Standard | | **Personal & Unsecured (37 to 60 months)** personal_unsecured_60mo | — APR | 10.740% | 60 mo | Standard | Generations Community Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 11.750% | — | Standard | Generations Community Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 18 offers | Product | Published | Rate | Term / condition | Status | | **Money Market** money_market | — APY | 0.35% | — | Standard | | **Regular Certificates (48 months)** cd_48mo | — APY | 2.86% | 48 mo | Standard | | **Jumbo Certificates (48 months)** cd_48mo | — APY | 2.96% | 48 mo | Standard | | **Regular Certificates (36 months)** cd_36mo | — APY | 3.05% | 36 mo | Standard | | **Jumbo Certificates (36 months)** cd_36mo | — APY | 3.15% | 36 mo | Standard | | **Regular Certificates (12 months)** cd_12mo | — APY | 3.20% | 12 mo | Standard | | **Jumbo Certificates (12 months)** cd_12mo | — APY | 3.30% | 12 mo | Standard | | **Regular Certificates (24 months)** cd_24mo | — APY | 3.44% | 24 mo | Standard | | **Regular Certificates (18 months)** cd_18mo | — APY | 3.44% | 18 mo | Standard | | **Regular Certificates (6 months)** cd_6mo | — APY | 3.50% | 6 mo | Standard | | **Jumbo Certificates (24 months)** cd_24mo | — APY | 3.54% | 24 mo | Standard | | **Jumbo Certificates (18 months)** cd_18mo | — APY | 3.54% | 18 mo | Standard | | **Regular Certificates (60 months)** cd_60mo | — APY | 3.54% | 60 mo | Standard | | **Jumbo Certificates (6 months)** cd_6mo | — APY | 3.60% | 6 mo | Standard | | **Certificate** share_certificate | — APY | 3.65% | — | Standard | | **36-Month Certificate** cd_36mo | — APY | 4.95% | 36 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 5.75% | 60 mo | Standard | | **72-Month Certificate** cd_72mo | — APY | 5.95% | 72 mo | Standard | Generations Community Credit Union savings & cd rates as of November 12, 2026 Generations Community Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/generations-community) , verified from [Generations Community Credit Union's official website](https://www.mygenfcu.org/) Loading branch locator… ## About Generations Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 47.2K Assets $750.4M Founded 1940 Locations reported 8 NCUA charter 4015 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Security Service** San Pedro Branch · San Antonio · TX · 78216-4458 About 1.6 miles away](https://rateapi.dev/credit-unions/texas/security-service) [**Baptist** Main Office · San Antonio · TX · 78201 About 2.2 miles away](https://rateapi.dev/credit-unions/texas/baptist) [**Texas Associations of Professionals** Main Office · San Antonio · TX · 78230-3121 About 2.9 miles away](https://rateapi.dev/credit-unions/texas/texas-associations-of-professionals) [**Navy Federal Credit Union** The Quarry-San Antonio TX · San Antonio · TX · 78209 About 3.0 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Credit Human** Alamo Quarry Market Financial Health Center · San Antonio · TX · 78209-8339 About 3.0 miles away](https://rateapi.dev/credit-unions/texas/credit-human) [**Firstmark** Jefferson Branch · San Antonio · TX · 78201 About 3.1 miles away](https://rateapi.dev/credit-unions/texas/firstmark) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Generations Community Credit Union Membership eligibility from Generations Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Generations Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer any business Verified from [Generations Community Credit Union's membership page](https://www.mygenfcu.org/membership-eligibility/) . Final membership determination is always made by the credit union. ## Membership rules for Generations Community Credit Union Geography 1 county · Employers · Family 3 published paths to membership, last verified August 21, 2026, quoted from Generations Community Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Bexar County, TX “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Bexar County, TX” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of any business “Commercial membership is open to any business that is actively being operated in Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina and/or Wilson County, Texas.” > [source ↗](https://www.mygenfcu.org/membership-eligibility/) - Employee of any business ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate family member “Immediate family member of a GFCU member.” > [source ↗](https://www.mygenfcu.org/membership-eligibility/) - Family member (immediate family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Generations Community Credit Union? Yes No ## Work at Generations Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Generations Community Credit Union ranks against Texas peers. - See which AI assistants fetched Generations Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=generations-community&state=texas&code=TX&name=Generations%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Generations Community Credit Union offer? Generations Community Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Generations Community Credit Union rates updated? RateAPI verifies Generations Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Generations Community Credit Union's rate data? Rate data is collected directly from Generations Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Generations Community Credit Union? Generations Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 county and 1 employer for Generations Community Credit Union, each quoted from Generations Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Generations Community Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas HELOC rate leaders](https://rateapi.dev/heloc-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mygenfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Generations Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Generations Community Credit Union curl "https://api.rateapi.dev/credit-unions/texas /generations-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Generations Community Credit Union locations Search, filter, and browse all 8 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/generations-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp