Firstmark Credit Union
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Verified rate book
Current Firstmark Credit Union rates
52 published offers verified as of August 21, 2026.
Mortgage rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.250% APR | 6.250% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 6.250% APR | 6.250% | — | Standard |
| Current Rates At-A-Glance (Jumbo Mortgage 30-Year Fixed)30 year fixed | 6.387% APR | 6.387% | — | Standard |
| Current Rates At-A-Glance (Conventional Mortgage 30-Year Fixed)30 year fixed | 6.444% APR | 6.444% | — | Standard |
| Jumbo 5/5 ARM5 5 arm | 5.500% APR | 5.500% | — | Standard |
| 5/5 30-Year ARM5 5 arm | 5.500% APR | 5.500% | — | Standard |
| Current Rates At-A-Glance (5/5 30-Year ARM)5 5 arm | 5.723% APR | 5.723% | — | Standard |
| Home Loan Options At-a-Glance (Down Payment)other | 5.000% APR | 5.000% | — | Standard |
| Jumboother | 6.250% APR | 6.250% | — | Standard |
| Conventionalother | 6.250% APR | 6.250% | — | Standard |
| On Your Mark® Mortgage (100% Financing)other | 7.000% APR | 7.000% | — | Standard |
| Current Rates At-A-Glance (On Your Mark® Mortgage (100% Financing))other | 7.208% APR | 7.208% | — | Standard |
Auto & vehicle rates
25 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New and Used Auto Loans (66 ($10,000 Minimum))auto_any | 5.490% APR | 5.490% | any | Standard |
| New and Used Auto Loans (67 – 75 ($15,000 Minimum))auto_any | 5.840% APR | 5.840% | any | Standard |
| New Boats (60 ($10,000 Minimum))boat_new | 6.750% APR | 6.750% | new | Standard |
| New Recreational Vehicles (60 ($10,000 Minimum))rv_new | 6.750% APR | 6.750% | new | Standard |
| New Motorcycles (60 ($5,000 Minimum))motorcycle_new | 6.750% APR | 6.750% | new | Standard |
| New and Used Auto Loans (76 - 84 ($25,000 Minimum))auto_any | 6.840% APR | 6.840% | any | Standard |
| New Motorcycles (72 ($20,000 Minimum))motorcycle_new | 7.000% APR | 7.000% | new | Standard |
| New Recreational Vehicles (84 ($30,000 Minimum))rv_new | 7.250% APR | 7.250% | new | Standard |
| New Boats (72 ($15,000 Minimum))boat_new | 7.250% APR | 7.250% | new | Standard |
| Used Motorcycles (60 ($5,000 Minimum))motorcycle_used | 7.750% APR | 7.750% | used | Standard |
| Used Boats (60 ($10,000 Minimum))boat_used | 7.750% APR | 7.750% | used | Standard |
| Used Recreational Vehicles (60 ($10,000 Minimum))rv_used | 7.750% APR | 7.750% | used | Standard |
| New Recreational Vehicles (120 ($60,000 Minimum))rv_new | 8.000% APR | 8.000% | new | Standard |
| Used Motorcycles (72 ($20,000 Minimum))motorcycle_used | 8.000% APR | 8.000% | used | Standard |
| New Motorcycles (84 ($20,000 Minimum))motorcycle_new | 8.000% APR | 8.000% | new | Standard |
| New Boats (84 ($25,000 Minimum))boat_new | 8.000% APR | 8.000% | new | Standard |
| Used Boats (72 ($15,000 Minimum))boat_used | 8.250% APR | 8.250% | used | Standard |
| New Recreational Vehicles (144 ($35,000 Minimum))rv_new | 8.500% APR | 8.500% | new | Standard |
| New Boats (120 ($25,000 Minimum))boat_new | 8.500% APR | 8.500% | new | Standard |
| Used Recreational Vehicles (84 ($30,000 Minimum))rv_used | 8.750% APR | 8.750% | used | Standard |
| Used Recreational Vehicles (120 ($60,000 Minimum))rv_used | 9.000% APR | 9.000% | used | Standard |
| Used Boats (84 ($25,000 Minimum))boat_used | 9.000% APR | 9.000% | used | Standard |
| Used Motorcycles (84 ($20,000 Minimum))motorcycle_used | 9.000% APR | 9.000% | used | Standard |
| Used Recreational Vehicles (144 ($35,000 Minimum))rv_used | 9.500% APR | 9.500% | used | Standard |
| Used Boats (120 ($25,000 Minimum))boat_used | 9.500% APR | 9.500% | used | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 6.240% APR | 6.240% | — | Standard |
| HELOC (Variable)heloc_variable | 6.630% APR | 6.630% | — | Standard |
Personal loan rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Improvementpersonal_unsecured_60mo | 7.890% APR | 7.890% | 60 mo | Standard |
| Home Improvementpersonal_unsecured_84mo | 8.090% APR | 8.090% | 84 mo | Standard |
| Home Improvementpersonal_unsecured_120mo | 8.390% APR | 8.390% | 120 mo | Standard |
| Home Improvementpersonal_unsecured_180mo | 8.540% APR | 8.540% | 180 mo | Standard |
| Home Improvementpersonal_unsecured_240mo | 9.190% APR | 9.190% | 240 mo | Standard |
| Personal Loans (24 ($2,000 Minimum))personal_unsecured | 10.490% APR | 10.490% | — | Standard |
| Personal Loans (36 ($2,400 Minimum))personal_unsecured | 10.990% APR | 10.990% | — | Standard |
| Personal Loans (48 ($4,000 Minimum))personal_unsecured | 11.490% APR | 11.490% | — | Standard |
| Personal Loans (60 ($10,000 Minimum))personal_unsecured | 11.990% APR | 11.990% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 7-Month Certificatecd_7mo | 3.60% APY | 3.60% | 7 mo | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Power of the Dollar® MAXother | 0.500% % | 0.500% | — | Standard |
| Power of the Dollar®other | 5.240% % | 5.240% | — | Standard |
| Revolvingother | 10.990% % | 10.990% | — | Standard |
As of August 21, 2026, Firstmark Credit Union offers a 30-year fixed mortgage at 6.25% APR. Vehicle loans available from 5.49% APR. HELOC rates from 6.24% APR. Personal loan rates from 7.89% APR. Savings and certificate yields up to 3.60% APY.
Source: RateAPI.dev, verified from Firstmark Credit Union's official website
Live market position · Rates as of August 21, 2026
Where Firstmark Credit Union ranks in Texas
How Firstmark Credit Union's current published rate compares with other Texas credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| 30-year fixed mortgage | 5.50% | Better than the Texas median | 25 bp from state best | 85 bp better than median |
| HELOC | 6.24% | Room to improve vs. the Texas median | 174 bp from state best | 20 bp behind median |
| personal loan | 7.89% | Better than the Texas median | 639 bp from state best | 210 bp better than median |
This is the public snapshot. Claim Firstmark Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
See the full breakdown →Loading branch locator…
About Firstmark Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 89.1K
- Assets
- $1.3B
- Founded
- 1932
- Locations reported
- 13
- NCUA charter
- 62509
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Firstmark Credit Union
Membership eligibility from Firstmark Credit Union's own published criteria. How we verify this.
Membership criteria are published on Firstmark Credit Union's website. Check the membership page below to confirm whether you qualify.
- AssociationTexas Consumer Council
Verified from Firstmark Credit Union's membership page. Final membership determination is always made by the credit union.
Membership rules for Firstmark Credit Union
Associations
1 published path to membership, last verified August 21, 2026, quoted from Firstmark Credit Union’s own published criteria.
Associations 1
Auto-verified against the source page
Member of Texas Consumer Council
- Member of Texas Consumer Council
“If you’re outside the above counties and you reside in the State of Texas, you can still join Firstmark during the application process through automatic enrollment with the Texas Consumer Council (TXCC) — TXCC enrollment is at no cost to you.”
source ↗
Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. How we verify membership rules. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Firstmark Credit Union offer?
Firstmark Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 21, 2026 directly from the credit union's official website.
How often are Firstmark Credit Union rates updated?
RateAPI verifies Firstmark Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 21, 2026.
Where does RateAPI get Firstmark Credit Union's rate data?
Rate data is collected directly from Firstmark Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Firstmark Credit Union's mortgage rate?
As of August 21, 2026, Firstmark Credit Union offers a 30-year fixed mortgage at 6.25% APR.
What are Firstmark Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 21, 2026, Firstmark Credit Union offers vehicle loans from 5.49% APR.
What is Firstmark Credit Union's HELOC rate?
As of August 21, 2026, Firstmark Credit Union offers home equity lines of credit from 6.24% APR.
What is Firstmark Credit Union's personal loan rate?
As of August 21, 2026, Firstmark Credit Union offers personal loans from 7.89% APR.
What is Firstmark Credit Union's best CD rate?
As of August 21, 2026, Firstmark Credit Union offers savings and certificate (CD) yields up to 3.60% APY.
Who can join Firstmark Credit Union?
Firstmark Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 association for Firstmark Credit Union, each quoted from Firstmark Credit Union's own published membership criteria.
Related Rate Data
Compare Firstmark Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Firstmark Credit Union rates
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# Get rates for Firstmark Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/firstmark" \
-H "Authorization: Bearer YOUR_API_KEY"