First Priority

abilene, Texas
Last verified: July 10, 2026

As of July 10, 2026, First Priority offers a 30-year-fixed mortgage at 6.54% APR (6.375% rate, 0 points). Auto loans available from 6.24% APR. HELOC rates from 6.25% APR. Personal loan rates from 10.99% APR.

Source: RateAPI.dev, verified from First Priority's official website

Who Can Join First Priority

Membership eligibility from First Priority's own published criteria. How we verify this.

Community charter: live/work in Essex, Middlesex, Norfolk +1 more, MA

Cost to join: About $5.

Verified from First Priority's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.540% APR
Rate6.375%
Points0
30 Year Fixed
15-year-fixed
5.250% APR
Rate5.128%
Points0
15 Year Fixed
5-1-arm
5.500% APR
Rate5.350%
Points0
5/1 ARM
ploc_variable
12.990% APR
Rate12.990%
Points0
[PROMOTIONAL] Overdraft Protection Line of Credit

Auto Loan Rates

Rates as of July 10, 2026

auto_new_48mo
6.240% APR
Rate6.240%
[PROMOTIONAL] New Auto - 4 Year term
auto_new_60mo
6.490% APR
Rate6.490%
[PROMOTIONAL] New Auto - 5 Year term
auto_used_48mo
6.490% APR
Rate6.490%
[PROMOTIONAL] Used Auto - 4 Year term
auto_new_72mo
6.740% APR
Rate6.740%
[PROMOTIONAL] New Auto - 6 Year term
auto_used_60mo
6.740% APR
Rate6.740%
[PROMOTIONAL] Used Auto - 5 Year term
auto_new_84mo
6.990% APR
Rate6.990%
[PROMOTIONAL] New Auto - 7 Year term
auto_used_72mo
6.990% APR
Rate6.990%
[PROMOTIONAL] Used Auto - 6 Year term
auto_used_84mo
7.240% APR
Rate7.240%
[PROMOTIONAL] Used Auto - 7 Year term

HELOC Rates

Rates as of July 10, 2026

heloc_fixed
6.250% APR
Rate6.250%
Home Equity Loan
heloc_variable
6.250% APR
Rate6.250%
[PROMOTIONAL] Home Equity Line of Credit

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
10.990% APR
Rate10.990%
[PROMOTIONAL] Personal Loan
personal_unsecured_12mo
10.990% APR
Rate10.990%
[PROMOTIONAL] Unsecured Personal Loan - 1 Year Term
personal_unsecured_24mo
12.990% APR
Rate12.990%
[PROMOTIONAL] Unsecured Personal Loan - 2 Year Term
personal_unsecured_36mo
13.990% APR
Rate13.990%
[PROMOTIONAL] Unsecured Personal Loan - 3 Year Term
personal_unsecured_48mo
14.990% APR
Rate14.990%
[PROMOTIONAL] Unsecured Personal Loan - 4 Year Term

Frequently Asked Questions

What rates does First Priority offer?

First Priority currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are First Priority rates updated?

RateAPI verifies First Priority's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get First Priority's rate data?

Rate data is collected directly from First Priority's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Priority's mortgage rate?

As of July 10, 2026, First Priority offers a 30-year-fixed mortgage at 6.54% APR.

What is First Priority's auto loan rate?

As of July 10, 2026, First Priority offers auto loans from 6.24% APR.

Related Rate Data

Compare First Priority's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for First Priority
curl "https://api.rateapi.dev/credit-unions/texas/first-priority" \
  -H "Authorization: Bearer YOUR_API_KEY"