First Central

waco, Texas
Last verified: July 9, 2026

As of July 9, 2026, First Central offers a savings mortgage at 5% APR (5% rate, 0 points). Auto loans available from 4.84% APR.

Source: RateAPI.dev, verified from First Central's official website

Mortgage Rates

Rates as of July 9, 2026

savings
5.000% APR
Rate5.000%
Points0
Free Kasasa Cash

Auto Loan Rates

Rates as of July 9, 2026

auto
4.840% APR
Rate4.840%
Auto loan rates
credit_card
8.900% APR
Rate8.900%
Visa Credit Cards

Frequently Asked Questions

What rates does First Central offer?

First Central currently offers mortgage, and auto loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are First Central rates updated?

RateAPI verifies First Central's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get First Central's rate data?

Rate data is collected directly from First Central's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Central's mortgage rate?

As of July 9, 2026, First Central offers a savings mortgage at 5% APR.

What is First Central's auto loan rate?

As of July 9, 2026, First Central offers auto loans from 4.84% APR.

Related Rate Data

Compare First Central's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for First Central
curl "https://api.rateapi.dev/credit-unions/texas/first-central" \
  -H "Authorization: Bearer YOUR_API_KEY"