--- title: "Evolve Credit Union Rates (Nov 2026): CDs to 4.07%" description: "Evolve Credit Union rates today: savings & CDs up to 4.07% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Evolve Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/evolve" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Evolve Credit Union Rates (Nov 2026): CDs to 4.07% ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Share-Secured Loan** personal_secured_48mo | — APR | 3.750% | 48 mo | Standard | | **48-Month Signature Loan** personal_unsecured_48mo | — APR | 11.750% | 48 mo | Standard | Evolve Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 12 offers | Product | Published | Rate | Term / condition | Status | | **Money Market** money_market | — APY | 0.50% | — | Standard | | **High-Yield Money Market*** money_market | — APY | 2.00% | — | Standard | | **3 Month Boost Term Share** cd_3mo | 3.04% APY | 3.00% | 3 mo | Standard | | **36 Month Boost Term Share** cd_36mo | 3.40% APY | 3.35% | 36 mo | Standard | | **48 Month Boost Term Share** cd_48mo | 3.56% APY | 3.50% | 48 mo | Standard | | **1 Year Boost Advantage CD Saver** cd_12mo | 3.82% APY | 3.75% | 12 mo | Standard | | **2 Year Boost Term Share** cd_24mo | 3.82% APY | 3.75% | 24 mo | Standard | | **60 Month Boost Term Share** cd_60mo | 3.82% APY | 3.75% | 60 mo | Standard | | **6 Month Boost Term Share** cd_6mo | 3.82% APY | 3.75% | 6 mo | Standard | | **24 Month Boost Term Share** cd_24mo | 4.07% APY | 4.00% | 24 mo | Standard | | **12 Month Boost Term Share** cd_12mo | 4.07% APY | 4.00% | 12 mo | Standard | | **ePriority Checking*** checking | — APY | 7.00% | — | Standard | Evolve Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 4.07% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/evolve) , verified from [Evolve Credit Union's official website](https://www.evolvefcu.org/) Loading branch locator… ## About Evolve Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 14.1K Assets $324.5M Founded 1936 Locations reported 9 NCUA charter 1792 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Raiz** Golden Key · El Paso · TX · 79925-5810 About 2.0 miles away](https://rateapi.dev/credit-unions/texas/raiz) [**GECU** Viscount · El Paso · TX · 79925 About 2.0 miles away](https://rateapi.dev/credit-unions/texas/gecu) [**Navy Federal Credit Union** Concourse Plaza-El Paso TX · El Paso · TX · 79925 About 2.0 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**One Source** Main Office · El Paso · TX · 79925 About 2.1 miles away](https://rateapi.dev/credit-unions/texas/one-source) [**Firstlight** East Fort Bliss · Fort Bliss · TX · 79918-8060 About 2.9 miles away](https://rateapi.dev/credit-unions/texas/firstlight) [**Nusenda** Gateway · El Paso · TX · 79905-2025 About 3.0 miles away](https://rateapi.dev/credit-unions/new-mexico/nusenda) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Evolve Credit Union Membership eligibility from Evolve Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Evolve Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Healthcare industry Verified from [Evolve Credit Union's membership page](https://www.evolvefcu.org/healthcare-membership-) . Final membership determination is always made by the credit union. ## Membership rules for Evolve Credit Union Geography 1 county · Employers 2 published paths to membership, last verified August 21, 2026, quoted from Evolve Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - El Paso County, TX “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: El Paso County, TX” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of health care industry “The plan is for anyone who works in the Healthcare industry such as, but not limited to, hospitals, clinics, doctors office, home care providers, etc, regardless of job title or job function.” > [source ↗](https://www.evolvefcu.org/healthcare-membership-) - Employee of health care industry Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Evolve Credit Union? Yes No ## Work at Evolve Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Evolve Credit Union ranks against Texas peers. - See which AI assistants fetched Evolve Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=evolve&state=texas&code=TX&name=Evolve%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Evolve Credit Union offer? Evolve Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Evolve Credit Union rates updated? RateAPI verifies Evolve Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Evolve Credit Union's rate data? Rate data is collected directly from Evolve Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Evolve Credit Union's best CD rate? As of November 12, 2026, Evolve Credit Union offers savings and certificate (CD) yields up to 4.07% APY. ### Who can join Evolve Credit Union? Evolve Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 county and 1 employer for Evolve Credit Union, each quoted from Evolve Credit Union's own published membership criteria. ## Related Rate Data Compare Evolve Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.evolvefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Evolve Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Evolve Credit Union curl "https://api.rateapi.dev/credit-unions/texas /evolve " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Evolve Credit Union locations Search, filter, and browse all 9 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/evolve Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp