--- title: "East Texas Professional Credit Union Rates (Nov 2026): CDs to 4.25%" description: "East Texas Professional Credit Union rates today: savings & CDs up to 4.25% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join East Texas Professional Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/east-texas-professional" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # East Texas Professional Credit Union Rates (Nov 2026): CDs to 4.25% ### Auto & vehicle rates 10 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan (2025–2027)** auto_new | — APR | 4.790% | new | Standard | | **Used Auto Loan (2024)** auto_used | — APR | 5.290% | used | Standard | | **Used Auto Loan (2023)** auto_used | — APR | 5.490% | used | Standard | | **Used Auto Loan (2022 and Older)** auto_used | — APR | 5.990% | used | Standard | | **Motorcycles, ATVs, Personal Watercraft 2026 – 2020 Models ($12,000+)** motorcycle | — APR | 6.990% | — | Standard | | **New Boats and Tractors 2026 – 2024 Models** boat_new | — APR | 7.000% | new | Standard | | **Motorcycles, ATVs, Personal Watercraft 2019 & Older Models ($12,000+)** motorcycle_used | — APR | 7.490% | used | Standard | | **Used Boats and Tractors 2023 & Older** boat_used | — APR | 7.500% | used | Standard | | **Motorhomes and Travel Trailers 2023 & Newer Models** rv | — APR | 8.000% | — | Standard | | **Used Motorhomes and Travel Trailers 2022 & Older Models** rv_used | — APR | 8.500% | used | Standard | East Texas Professional Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Term Share Certificate Secured** personal_secured | — APR | 2.000% | — | Standard | | **Credit Builder Loan** personal | — APR | 6.000% | — | Standard | | **Share-Secured Loan** personal_secured | — APR | 6.750% | — | Standard | | **Instant Cash Loan** personal | — APR | 6.750% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.950% | — | Standard | | **Express Cash Loan** personal | — APR | 18.000% | — | Standard | East Texas Professional Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 28 offers | Product | Published | Rate | Term / condition | Status | | **Checking Accounts (applicable accounts) $1,000.00 & over** checking | — APY | 0.03% | — | Specialty offer | | **Checking ($1,000–$1,999.99)** money_market | — APY | 0.05% | — | Specialty offer | | **Checking ($2,000+)** money_market | — APY | 0.10% | — | Specialty offer | | **Club Accounts $100.00 and over** savings | 0.15% APY | 0.15% | — | Specialty offer | | **Money Market ($1,000–$1,999.99)** money_market | — APY | 0.20% | — | Standard | | **Share / Secondary Share Savings Accounts $100.00 - $2,499.99** share_savings | 0.20% APY | 0.20% | — | Standard | | **IRA ($25+)** ira | 0.25% APY | 0.25% | — | Standard | | **Share / Secondary Share Savings Accounts $2,500.00 - $9,999.99** share_savings | 0.30% APY | 0.30% | — | Standard | | **Share / Secondary Share Savings Accounts $10,000.00 & over** share_savings | 0.30% APY | 0.30% | — | Standard | | **Money Market ($2,000–$9,999.99)** money_market | — APY | 0.30% | — | Standard | | **Money Market ($10,000–$24,999.99)** money_market | — APY | 0.50% | — | Standard | | **Money Market ($25,000–$49,999.99)** money_market | — APY | 1.00% | — | Standard | | **Money Market ($50,000–$99,999.99)** money_market | — APY | 1.25% | — | Standard | | **Money Market ($100,000–$199,999.99)** money_market | — APY | 2.00% | — | Standard | | **Money Market ($200,000+)** money_market | — APY | 2.72% | — | Standard | | **91 Day Term Share Certificates $1,000.00 & over** share_certificate | 2.78% APY | 2.72% | — | Standard | | **183 Day Term Share Certificates $1,000.00 & over** share_certificate | 3.75% APY | 3.70% | — | Standard | | **18 Month Term Share Certificates $1,000.00 & over** share_certificate_18mo | 3.80% APY | 3.75% | 18 mo | Standard | | **12 Month Term Share Certificates $1,000.00 & over** share_certificate_12mo | 3.80% APY | 3.75% | 12 mo | Standard | | **12 Month IRA Term Share Certificates $1,000.00 & over** ira_cd_12mo | 3.80% APY | 3.75% | 12 mo | Standard | | **24 Month IRA Term Share Certificates $1,000.00 & over** ira_cd_24mo | 3.80% APY | 3.75% | 24 mo | Standard | | **24 Month Term Share Certificates $1,000.00 & over** share_certificate_24mo | 3.80% APY | 3.75% | 24 mo | Standard | | **48 Month Term Share Certificates $1,000.00 & over** share_certificate_48mo | 3.85% APY | 3.80% | 48 mo | Standard | | **36 Month IRA Term Share Certificates $1,000.00 & over** ira_cd_36mo | 3.85% APY | 3.80% | 36 mo | Standard | | **36 Month Term Share Certificates $1,000.00 & over** share_certificate_36mo | 3.85% APY | 3.80% | 36 mo | Standard | | **60 Month Term Share Certificates $1,000.00 & over** share_certificate_60mo | 3.90% APY | 3.84% | 60 mo | Standard | | **15 Month Term Share Certificates $1,000.00 & over (Special Rate)** share_certificate_15mo | 4.10% APY | 4.04% | 15 mo | Standard | | **23 Month Term Share Certificates $1,000.00 & over (Special Rate)** share_certificate_23mo | 4.25% APY | 4.18% | 23 mo | Standard | East Texas Professional Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 4.25% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/east-texas-professional) , verified from [East Texas Professional Credit Union's official website](https://www.etpcu.org/) Loading branch locator… ## About East Texas Professional Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 104.9K Assets $1.4B Founded 1953 Locations reported 22 NCUA charter 67761 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Barksdale** Longview · Longview · TX · 75604-2350 About 1.6 miles away](https://rateapi.dev/credit-unions/louisiana/barksdale) [**Eastman** Pine Tree Branch · Longview · TX · 75604 About 2.6 miles away](https://rateapi.dev/credit-unions/tennessee/eastman) [**Telco Plus** MAIN · LONGVIEW · TX · 75604 About 3.5 miles away](https://rateapi.dev/credit-unions/texas/telco-plus) [**T & P Longview** T & P Longview FCU · Longview · TX · 75605 About 6.4 miles away](https://rateapi.dev/credit-unions/texas/t-p-longview) [**Credit Union of Texas** Kilgore Branch · Kilgore · TX · 75662 About 8.9 miles away](https://rateapi.dev/credit-unions/texas/credit-union-of-texas) [**Red River Employees** Marshall TX Office · Marshall · TX · 75672 About 28.1 miles away](https://rateapi.dev/credit-unions/texas/red-river-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join East Texas Professional Credit Union Membership eligibility from East Texas Professional Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on East Texas Professional Credit Union's website. Check the membership page below to confirm whether you qualify. - Location anderson, angelina, gregg, harrison, henderson, marion, morris, nacogdoches, panola, rusk, smith, titus, upshur — TX - Employer Avinger ISD, Hughes Springs ISD, U.S. Steel, Texas Operations, Texas and Northern Railway Company, T&N Lone Star Warehouse Co., T&N Fabricators, Inc., Lone Star Trucking Company, Inc. Verified from [East Texas Professional Credit Union's membership page](https://www.etpcu.org/join/membership-eligibiliy) . Final membership determination is always made by the credit union. ## Membership rules for East Texas Professional Credit Union Geography 13 counties · Employers 8 · Family 2 42 published paths to membership, last verified November 8, 2026, quoted from East Texas Professional Credit Union’s own published criteria. ### Geography 14 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Anderson County, TX - Angelina County, TX - Gregg County, TX - Harrison County, TX - Henderson County, TX - Marion County, TX - Morris County, TX - Nacogdoches County, TX - Panola County, TX - radius:10:road:office:7f6137492d04 - Rusk County, TX - Smith County, TX - Titus County, TX - Upshur County, TX “ANDERSON: All who live or work in this county.” > [source ↗](https://www.etpcu.org/join/membership-eligibiliy) ### Employers 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of East Texas Professional Credit Union “Employees of this credit union.” > [source ↗](https://www.etpcu.org/join/membership-eligibiliy) - Employee of East Texas Professional Credit Union - Employee of Avinger ISD “All employed or certified to work in the education field in Avinger ISD and Hughes Springs ISD.” > [source ↗](https://www.etpcu.org/join/membership-eligibiliy) - Employee of Avinger ISD - Employee of Hughes Springs ISD “All employed or certified to work in the education field in Avinger ISD and Hughes Springs ISD.” > [source ↗](https://www.etpcu.org/join/membership-eligibiliy) - Employee of Hughes Springs ISD - Employee of U.S. Steel, Texas Operations - Works in state:TX “Employees of U.S. Steel, Texas Operations (formerly Lone Star Steel Company), Texas and Northern Railway Company, T&N Lone Star Warehouse Co., T&N Fabricators, Inc., Lone Star Trucking Company, Inc., (All operating under common ownership, who work in the state of Texas, Oklahoma, Illinois,…” > [source ↗](https://www.etpcu.org/join/membership-eligibiliy) - Employee of U.S. Steel, Texas Operations and Works in TX - Employee of Texas and Northern Railway Company - Works in state:TX “Employees of U.S. Steel, Texas Operations (formerly Lone Star Steel Company), Texas and Northern Railway Company, T&N Lone Star Warehouse Co., T&N Fabricators, Inc., Lone Star Trucking Company, Inc., (All operating under common ownership, who work in the state of Texas, Oklahoma, Illinois,…” > [source ↗](https://www.etpcu.org/join/membership-eligibiliy) - Employee of Texas and Northern Railway Company and Works in TX - Employee of T&N Lone Star Warehouse Co. - Works in state:TX “Employees of U.S. Steel, Texas Operations (formerly Lone Star Steel Company), Texas and Northern Railway Company, T&N Lone Star Warehouse Co., T&N Fabricators, Inc., Lone Star Trucking Company, Inc., (All operating under common ownership, who work in the state of Texas, Oklahoma, Illinois,…” > [source ↗](https://www.etpcu.org/join/membership-eligibiliy) - Employee of T&N Lone Star Warehouse Co. and Works in TX - Employee of T&N Fabricators, Inc. - Works in state:TX “Employees of U.S. Steel, Texas Operations (formerly Lone Star Steel Company), Texas and Northern Railway Company, T&N Lone Star Warehouse Co., T&N Fabricators, Inc., Lone Star Trucking Company, Inc., (All operating under common ownership, who work in the state of Texas, Oklahoma, Illinois,…” > [source ↗](https://www.etpcu.org/join/membership-eligibiliy) - Employee of T&N Fabricators, Inc. and Works in TX - Employee of Lone Star Trucking Company, Inc. - Works in state:TX “Employees of U.S. Steel, Texas Operations (formerly Lone Star Steel Company), Texas and Northern Railway Company, T&N Lone Star Warehouse Co., T&N Fabricators, Inc., Lone Star Trucking Company, Inc., (All operating under common ownership, who work in the state of Texas, Oklahoma, Illinois,…” > [source ↗](https://www.etpcu.org/join/membership-eligibiliy) - Employee of Lone Star Trucking Company, Inc. and Works in TX ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of someone eligible relative “FAMILY MEMBERSHIP: Relatives of an individual who is either a current member or is eligible for membership at East Texas Professional Credit Union (including spouse, parents, grandparents, children, grandchildren, great grandchildren, brothers, sisters, and in-laws).” > [source ↗](https://www.etpcu.org/join/membership-eligibiliy) - Family member (relative) of an eligible person - Family Of Deceased surviving spouse “Also spouses of persons who died while within the field of membership of this Credit Union.” > [source ↗](https://www.etpcu.org/join/membership-eligibiliy) - Family member (surviving spouse) of a deceased eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for East Texas Professional Credit Union? Yes No ## Work at East Texas Professional Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where East Texas Professional Credit Union ranks against Texas peers. - See which AI assistants fetched East Texas Professional Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=east-texas-professional&state=texas&code=TX&name=East%20Texas%20Professional%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does East Texas Professional Credit Union offer? East Texas Professional Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are East Texas Professional Credit Union rates updated? RateAPI verifies East Texas Professional Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get East Texas Professional Credit Union's rate data? Rate data is collected directly from East Texas Professional Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is East Texas Professional Credit Union's best CD rate? As of November 12, 2026, East Texas Professional Credit Union offers savings and certificate (CD) yields up to 4.25% APY. ### Who can join East Texas Professional Credit Union? East Texas Professional Credit Union publishes its membership criteria on its own website. RateAPI tracks 42 published membership paths covering 13 counties and 8 employers for East Texas Professional Credit Union, each quoted from East Texas Professional Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare East Texas Professional Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.etpcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track East Texas Professional Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for East Texas Professional Credit Union curl "https://api.rateapi.dev/credit-unions/texas /east-texas-professional " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## East Texas Professional Credit Union locations Search, filter, and browse all 22 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/east-texas-professional Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp