--- title: "Corner Stone Credit Union Rates: Vehicle 7.50%, Personal 15.50%" description: "Corner Stone Credit Union rates today: vehicle loans from 7.50% APR, personal loans from 15.50% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Corner Stone Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/corner-stone" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Corner Stone Credit Union Rates: Vehicle 7.50%, Personal 15.50% ### Auto & vehicle rates 35 offers | Product | Published | Rate | Term / condition | Status | | **Enterprise Car Sale (Up to 84 months)** auto_any_84mo | — APR | 5.990% | 84 mo | Standard | | **Auto Loan** auto | — APR | 6.500% | — | Standard | | **New & Used Autos, Classics & Collectibles (Under $25K)** auto_any | — APR | 6.500% | any | Standard | | **New & Used Autos, Classics & Collectibles (Over $25K)** auto_any | — APR | 6.750% | any | Standard | | **Enterprise Car Sale (Up to 84 months)** auto_any_84mo | — APR | 6.990% | 84 mo | Standard | | **New & Used Autos, Classics & Collectibles (Over $35K)** auto_any | — APR | 7.000% | any | Standard | | **Recreational** powersports | — APR | 7.500% | — | Standard | | **New & Used Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equip (Under $35K)** boat_any | 7.500% APR | 8.500% | any | Standard | | **New & Used Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equip (Under $35K)** boat_any | — APR | 7.500% | any | Standard | | **New & Used Autos, Classics & Collectibles (Under $25K)** auto_any | — APR | 7.500% | any | Standard | | **New & Used Autos, Classics & Collectibles (Over $25K)** auto_any | — APR | 7.750% | any | Standard | | **New & Used Autos, Classics & Collectibles (Over $35K)** auto_any | — APR | 8.000% | any | Standard | | **New & Used Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equip (Over $35K)** boat_any | — APR | 8.250% | any | Standard | | **Enterprise Car Sale (Up to 84 months)** auto_any_84mo | — APR | 9.990% | 84 mo | Standard | | **New & Used Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equip (Under $35K)** boat_any | — APR | 10.500% | any | Standard | | **New & Used Autos, Classics & Collectibles (Under $25K)** auto_any | — APR | 11.500% | any | Standard | | **New & Used Autos, Classics & Collectibles (Over $25K)** auto_any | — APR | 12.000% | any | Standard | | **Vehicles Greater Than One Ton-Maximum LTV, Terms & Interest Rates for New and Used (60-72 Months)** auto_any_72mo | — APR | 12.000% | 72 mo · any | Standard | | **New & Used Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equip (Under $35K)** boat_any | — APR | 13.500% | any | Standard | | **Enterprise Car Sale (Up to 84 months)** auto_any_84mo | — APR | 13.990% | 84 mo | Standard | | **Vehicles Greater Than One Ton-Maximum LTV, Terms & Interest Rates for New and Used (48-66 Months)** auto_any_66mo | — APR | 14.000% | 66 mo · any | Standard | | **New & Used Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equip (Over $35K)** boat_any | — APR | 14.500% | any | Standard | | **New & Used Autos, Classics & Collectibles (Over $35K)** auto_any | — APR | 14.500% | any | Standard | | **New & Used Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equip (Under $35K)** boat_any | — APR | 15.500% | any | Standard | | **New & Used Autos, Classics & Collectibles (Under $25K)** auto_any | — APR | 15.750% | any | Standard | | **Enterprise Car Sale (Up to 84 months)** auto_any_84mo | — APR | 15.990% | 84 mo | Standard | | **Vehicles Greater Than One Ton-Maximum LTV, Terms & Interest Rates for New and Used (48-60 Months)** auto_any_60mo | — APR | 16.000% | 60 mo · any | Standard | | **New & Used Autos, Classics & Collectibles (Over $25K)** auto_any | — APR | 16.250% | any | Standard | | **New & Used Autos, Classics & Collectibles (Under $25K)** auto_any | — APR | 16.750% | any | Standard | | **New & Used Autos, Classics & Collectibles (Over $35K)** auto_any | — APR | 17.000% | any | Standard | | **New & Used Autos, Classics & Collectibles (Over $25K)** auto_any | — APR | 17.250% | any | Standard | | **New & Used Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equip (Over $35K)** boat_any | — APR | 17.500% | any | Standard | | **New & Used Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equip (Over $35K)** boat_any | — APR | 18.000% | any | Standard | | **Vehicles Greater Than One Ton-Maximum LTV, Terms & Interest Rates for New and Used (36-48 Months)** auto_any_48mo | — APR | 18.000% | 48 mo · any | Standard | | **New & Used Autos, Classics & Collectibles (Over $35K)** auto_any | — APR | 18.000% | any | Standard | Corner Stone Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 10.750% | — | Standard | | **Signature Loans (Under $10K)** personal_unsecured | — APR | 10.750% | — | Standard | | **Signature Loans (Under $10K)** personal_unsecured | — APR | 11.500% | — | Standard | | **Signature Loans (Under $10K)** personal_unsecured | — APR | 13.500% | — | Standard | | **Signature Loans (Over $10K)** personal_unsecured | — APR | 14.750% | — | Standard | | **Signature Loans (Over $10K)** personal_unsecured | 15.500% APR | 14.750% | — | Standard | | **Signature Loans (Under $10K)** personal_unsecured | — APR | 15.500% | — | Standard | | **Signature Loans (Over $10K)** personal_unsecured | — APR | 15.500% | — | Standard | | **Signature Loans (Under $10K)** personal_unsecured | — APR | 17.500% | — | Standard | Corner Stone Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **APR* for Cash Advances** credit_card | — APR | 9.900% | — | Standard | | **APR* for Balance Transfers** credit_card_balance_transfer | — APR | 9.900% | — | Standard | Corner Stone Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Regular Certificate of Deposits (Five Year)** cd | — APY | 0.50% | — | Standard | | **Regular Certificate of Deposits (One Year)** cd | — APY | 1.01% | — | Standard | Corner Stone Credit Union savings & cd rates as of November 13, 2026 ### Other rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Foreign Transaction** other | — % | 1.000% | — | Standard | | **Available Amount** other | — % | 5.000% | — | Standard | | **Late Payment** other | — % | 5.000% | — | Standard | | **Featured Rates** other | — % | 6.500% | — | Standard | | **Emergency Loans (PAL) (Up to 12 months)** other | — % | 28.000% | — | Standard | | **Emergency Loans (PAL) (Up to 6 months)** other | — % | 28.000% | — | Standard | | **Emergency Loans (PAL) (E-2000)** other | — % | 28.000% | — | Standard | | **Emergency Loans (PAL) (E-1000)** other | — % | 28.000% | — | Standard | Corner Stone Credit Union other rates as of November 13, 2026 Vehicle loans available from 7.5% APR. Personal loan rates from 15.5% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/corner-stone) , verified from [Corner Stone Credit Union's official website](https://www.cornerstonecreditunion.net/) Best product position **Room to improve vs. the Texas median** personal loan Gap to state best **1350 bp** 1350 bp from state best Vs. state median **551 bp behind median** personal loan Products ranked **1** across tracked Texas markets | Product | Published APR | Position | Vs. state best | Vs. state median | | personal loan | 15.50% | Room to improve vs. the Texas median | 1350 bp from state best | 551 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Corner Stone Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=corner-stone&state=texas&code=TX&name=Corner%20Stone%20Credit%20Union) Loading branch locator… ## About Corner Stone Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.3K Assets $20.6M Founded 1952 Locations reported 2 NCUA charter 68011 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Neighborhood** Lancaster Branch · Lancaster · TX · 75146-1327 About 3.5 miles away](https://rateapi.dev/credit-unions/texas/neighborhood) [**America's** LANCASTER · Lancaster · TX · 75146-1083 About 4.9 miles away](https://rateapi.dev/credit-unions/texas/americas) [**Mesquite** America's Credit Union · Lancaster · TX · 75146-1083 About 4.9 miles away](https://rateapi.dev/credit-unions/texas/mesquite) [**Texas Trust** Desoto Pleasant Run · Desoto · TX · 75115 About 5.6 miles away](https://rateapi.dev/credit-unions/texas/texas-trust) [**Faith Cooperative** Main Office · Dallas · TX · 75232-4517 About 6.4 miles away](https://rateapi.dev/credit-unions/texas/faith-cooperative) [**Ellis County Teachers and Employees** Shackelford Elementary School · WAXAHACHIE · TX · 75165 About 8.4 miles away](https://rateapi.dev/credit-unions/texas/ellis-county-teachers-and-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Corner Stone Credit Union Membership eligibility from Corner Stone Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Corner Stone Credit Union's website. Check the membership page below to confirm whether you qualify. - Location TX Verified from [Corner Stone Credit Union's membership page](https://www.cornerstonecreditunion.net/about-us/membership) . Final membership determination is always made by the credit union. ## Membership rules for Corner Stone Credit Union Geography 1 · Family 2 published paths to membership, last verified August 21, 2026, quoted from Corner Stone Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - 10 Mile Radius Of Any Of Our Conveniently Located Branches, TX “Household families and businesses within a 10 mile radius of any of our conveniently located branches.” > [source ↗](https://www.cornerstonecreditunion.net/about-us/membership) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, children, parents, brothers and sisters, grandparents, step parents, step children, step brothers and sisters, aunts, uncles and cousins, nieces and nephews, in-laws “Family members to include: spouse, children, parents, brothers and sisters, grandparents, step parents, step children, step brothers and sisters, aunts, uncles and cousins, nieces and nephews, and in-laws.” > [source ↗](https://www.cornerstonecreditunion.net/about-us/membership) - Family member (spouse, children, parents, brothers and sisters, grandparents, step parents, step children, step brothers and sisters, aunts, uncles and cousins, nieces and nephews, in-laws) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Corner Stone Credit Union? Yes No ## Work at Corner Stone Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Corner Stone Credit Union ranks against Texas peers. - See which AI assistants fetched Corner Stone Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=corner-stone&state=texas&code=TX&name=Corner%20Stone%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Corner Stone Credit Union offer? Corner Stone Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Corner Stone Credit Union rates updated? RateAPI verifies Corner Stone Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Corner Stone Credit Union's rate data? Rate data is collected directly from Corner Stone Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Corner Stone Credit Union's auto, boat & powersports loan rates? As of November 13, 2026, Corner Stone Credit Union offers vehicle loans from 7.5% APR. ### What is Corner Stone Credit Union's personal loan rate? As of November 13, 2026, Corner Stone Credit Union offers personal loans from 15.5% APR. ### Who can join Corner Stone Credit Union? Corner Stone Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 geographic area for Corner Stone Credit Union, each quoted from Corner Stone Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Corner Stone Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.cornerstonecreditunion.net/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Corner Stone Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Corner Stone Credit Union curl "https://api.rateapi.dev/credit-unions/texas /corner-stone " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Corner Stone Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/corner-stone Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp