--- title: "Common Cents Credit Union Rates & Who Can Join - Texas" description: "Common Cents Credit Union is a credit union in Texas. Rate data is being verified. See who can join Common Cents Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/common-cents" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Common Cents Credit Union Rates & Who Can Join - Texas No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Common Cents Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/common-cents) , verified from [Common Cents Credit Union's official website](https://commoncentscu.com/) Loading branch locator… ## About Common Cents Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.6K Assets $35M Founded 1963 Locations reported 3 NCUA charter 15788 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Student scholarships - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Wellspring** Beaumont Branch · Beaumont · TX · 77705-4411 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/wellspring) [**Gulf** Fannett · Beaumont · TX · 77705-9650 About 4.5 miles away](https://rateapi.dev/credit-unions/texas/gulf) [**Education First** Education First Federal Credit Union · Beaumont · TX · 77705-5511 About 11.0 miles away](https://rateapi.dev/credit-unions/texas/education-first) [**Dugood** Nederland Branch · Nederland · TX · 77627 About 11.2 miles away](https://rateapi.dev/credit-unions/texas/dugood) [**Neches** Nederland Branch · Nederland · TX · 77627 About 11.2 miles away](https://rateapi.dev/credit-unions/texas/neches) [**Port Arthur Community** Port Arthur Community FCU · Port Arthur · TX · 77642 About 11.5 miles away](https://rateapi.dev/credit-unions/texas/port-arthur-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Common Cents Credit Union Membership eligibility from Common Cents Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Common Cents Credit Union's website. Check the membership page below to confirm whether you qualify. - Location jefferson, chambers — TX Verified from [Common Cents Credit Union's membership page](https://commoncentscu.com/join-common-cents) . Final membership determination is always made by the credit union. ## Membership rules for Common Cents Credit Union Geography 2 counties · Family 2 12 published paths to membership, last verified August 27, 2026, quoted from Common Cents Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Chambers County, TX - Jefferson County, TX “You are qualified to become a member if you live, work, worship, attend school, or are a business entity in Jefferson or Chambers County.” > [source ↗](https://commoncentscu.com/join-common-cents) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “You may also become a member if you have an immediate family member who is part of the CommonCents Credit Union family!” > [source ↗](https://commoncentscu.com/join-common-cents) - Family member of a member - Family of a member immediate family “You may also become a member if you have an immediate family member who is part of the CommonCents Credit Union family!” > [source ↗](https://commoncentscu.com/join-common-cents) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Common Cents Credit Union? Yes No ## Work at Common Cents Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Common Cents Credit Union ranks against Texas peers. - See which AI assistants fetched Common Cents Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=common-cents&state=texas&code=TX&name=Common%20Cents%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Common Cents Credit Union offer? Common Cents Credit Union is a credit union in Texas. Rate data is currently being verified. ### How often are Common Cents Credit Union rates updated? RateAPI verifies Common Cents Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Common Cents Credit Union's rate data? Rate data is collected directly from Common Cents Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Common Cents Credit Union? Common Cents Credit Union publishes its membership criteria on its own website. RateAPI tracks 12 published membership paths covering 2 counties for Common Cents Credit Union, each quoted from Common Cents Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Common Cents Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://commoncentscu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Common Cents Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Common Cents Credit Union curl "https://api.rateapi.dev/credit-unions/texas /common-cents " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Common Cents Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/common-cents Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp