Coastlife Auto Loan, HELOC, Personal Loan & Savings & CD Rates & Who Can Join

Auto loans available from 5% APR. HELOC rates from 6.25% APR. Personal loan rates from 9.25% APR. Savings and certificate yields up to 3.56% APY.
Source: RateAPI.dev, verified from Coastlife's official website

Who Can Join Coastlife

Membership eligibility from Coastlife's own published criteria. How we verify this.

Membership criteria are published on Coastlife's website. Check the membership page below to confirm whether you qualify.

Verified from Coastlife's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 24, 2026

auto_any_60mo

5.000% APR

Rate5.000%

Auto Loans

boat

7.000% APR

Rate7.000%

Boat, Jet Ski, etc.

motorcycle

7.000% APR

Rate7.000%

Motorcycles

7.000% APR

Rate7.000%

RV, Travel Trailer, Motor Home

HELOC Rates

Rates as of July 24, 2026

heloc_fixed

6.250% APR

Rate6.250%

Home Equity Loan

Personal Loan Rates

Rates as of July 24, 2026

personal

9.250% APR

Rate9.250%

LifeAsset Builder Loans

personal_unsecured

9.990% APR

Rate9.990%

Lifestyle Loans (Personal Loans)

Savings & Certificate Rates

Rates as of July 24, 2026

savings

0.01% APY

Dividend Rate0.01%

Bonus Checking Account (if qualifications not met)

savings

0.25% APY

Dividend Rate0.25%

Education Savings Account

savings

0.40% APY

Dividend Rate0.40%

Prime Investment Account

savings

0.50% APY

Dividend Rate0.50%

Bonus Checking Account (over $10,000)

savings

0.60% APY

Dividend Rate0.60%

PIA

savings

0.75% APY

Dividend Rate0.75%

Real Savers Savings Account

ira

1.00% APY

Dividend Rate1.00%

IRA Traditional

3.25% APY

Dividend Rate3.21%

Renewable Certificate

ira_cd

3.45% APY

Dividend Rate3.40%

Traditional IRA Certificate

savings

3.56% APY

Dividend Rate3.50%

Bonus Checking Account (up to $10,000)

Frequently Asked Questions

What rates does Coastlife offer?

Coastlife currently offers auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 24, 2026 directly from the credit union's official website.

How often are Coastlife rates updated?

RateAPI verifies Coastlife's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 24, 2026.

Where does RateAPI get Coastlife's rate data?

Rate data is collected directly from Coastlife's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Coastlife's auto loan rate?

As of July 24, 2026, Coastlife offers auto loans from 5% APR.

Related Rate Data

Compare Coastlife's rates against national credit-union benchmarks.

More Texas credit unions Auto loan rate benchmark HELOC rates Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal

# Get rates for Coastlife
curl "https://api.rateapi.dev/credit-unions/texas/coastlife" \
  -H "Authorization: Bearer YOUR_API_KEY"

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