--- title: "City Credit Union Rates - Texas" description: "Current vehicle loan, heloc, personal loan, and savings & cd rates from City Credit Union in Texas. Updated daily with source verification. See who can join City Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/city" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # City Credit Union Rates - Texas ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Auto/Motorcycle Floor** motorcycle | — APR | 3.750% | — | Standard | | **Auto Loan** auto | — APR | 4.240% | — | Standard | | **RV/Boat Floor** rv | — APR | 5.500% | — | Standard | City Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 3.750% | — | Standard | City Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.490% | — | Standard | City Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Certificate** cd | — APY | 3.82% | — | Standard | City Credit Union savings & cd rates as of November 13, 2026 City Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/city) , verified from [City Credit Union's official website](https://www.cityfederalcu.com/) Loading branch locator… ## About City Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.7K Assets $84.8M Founded 1948 Locations reported 2 NCUA charter 5665 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Texas Plains** Corporate Office · Amarillo · TX · 79101-3521 About 0.3 miles away](https://rateapi.dev/credit-unions/texas/texas-plains) [**Santa Fe** Downtown Branch · AMARILLO · TX · 79101 About 0.5 miles away](https://rateapi.dev/credit-unions/texas/santa-fe) [**ACFCU** Ross Branch/ACFCU · Amarillo · TX · 79103-3000 About 1.9 miles away](https://rateapi.dev/credit-unions/texas/acfcu) [**The People's** pcos · Amarillo · TX · 79102-2033 About 2.1 miles away](https://rateapi.dev/credit-unions/texas/the-peoples) [**Education** AmTech · Amarillo · TX · 79102-1004 About 2.2 miles away](https://rateapi.dev/credit-unions/texas/education) [**Access Community** Paramount Financial Center · Amarillo · TX · 79109 About 2.3 miles away](https://rateapi.dev/credit-unions/texas/access-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join City Credit Union Membership eligibility from City Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on City Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer The City of Amarillo, The City of Canyon, The City of Panhandle, Sell and Griffin Attorney’s Office, Panhandle Regional Planning Commission (PRPC), Potter-Randall Appraisal District, Amarillo Chamber of Commerce (employees only), North Heights Linen Service, Street Volkswagen, Jiffy Cleaners, JY Logistics Trucking, Employee Bridge, Tyson Foods, Friends of the Amarillo Public Library Verified from [City Credit Union's membership page](https://www.cityfederalcu.com/about/join/) . Final membership determination is always made by the credit union. ## Membership rules for City Credit Union Employers 28 · Family 29 published paths to membership, last verified August 27, 2026, quoted from City Credit Union’s own published criteria. ### Employers 28 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of The City of Amarillo “Membership with City Federal is is available to employees and retirees of the following Select Employee Groups (SEGs): The City of Amarillo” > [source ↗](https://www.cityfederalcu.com/about/join/) - Employee of The City of Amarillo - Retired employee of The City of Amarillo “Membership with City Federal is is available to employees and retirees of the following Select Employee Groups (SEGs): The City of Amarillo” > [source ↗](https://www.cityfederalcu.com/about/join/) - Retiree of The City of Amarillo - Employee of The City of Canyon “The City of Canyon” > [source ↗](https://www.cityfederalcu.com/about/join/) - Employee of The City of Canyon - Retired employee of The City of Canyon “The City of Canyon” > [source ↗](https://www.cityfederalcu.com/about/join/) - Retiree of The City of Canyon - Employee of The City of Panhandle “The City of Panhandle” > [source ↗](https://www.cityfederalcu.com/about/join/) - Employee of The City of Panhandle - Retired employee of The City of Panhandle “The City of Panhandle” > [source ↗](https://www.cityfederalcu.com/about/join/) - Retiree of The City of Panhandle - Employee of Sell and Griffin Attorney’s Office “Sell and Griffin Attorney’s Office” > [source ↗](https://www.cityfederalcu.com/about/join/) - Employee of Sell and Griffin Attorney’s Office - Retired employee of Sell and Griffin Attorney’s Office “Sell and Griffin Attorney’s Office” > [source ↗](https://www.cityfederalcu.com/about/join/) - Retiree of Sell and Griffin Attorney’s Office - Employee of Panhandle Regional Planning Commission (PRPC) “Panhandle Regional Planning Commission (PRPC)” > [source ↗](https://www.cityfederalcu.com/about/join/) - Employee of Panhandle Regional Planning Commission (PRPC) - Retired employee of Panhandle Regional Planning Commission (PRPC) “Panhandle Regional Planning Commission (PRPC)” > [source ↗](https://www.cityfederalcu.com/about/join/) - Retiree of Panhandle Regional Planning Commission (PRPC) - Employee of Potter-Randall Appraisal District “Potter-Randall Appraisal District” > [source ↗](https://www.cityfederalcu.com/about/join/) - Employee of Potter-Randall Appraisal District - Retired employee of Potter-Randall Appraisal District “Potter-Randall Appraisal District” > [source ↗](https://www.cityfederalcu.com/about/join/) - Retiree of Potter-Randall Appraisal District - Employee of Amarillo Chamber of Commerce (employees only) (as written on the source page) “Amarillo Chamber of Commerce (employees only)” > [source ↗](https://www.cityfederalcu.com/about/join/) - Employee of Amarillo Chamber of Commerce (employees only) - Retired employee of Amarillo Chamber of Commerce (employees only) (as written on the source page) “Amarillo Chamber of Commerce (employees only)” > [source ↗](https://www.cityfederalcu.com/about/join/) - Retiree of Amarillo Chamber of Commerce (employees only) - Employee of North Heights Linen Service “North Heights Linen Service” > [source ↗](https://www.cityfederalcu.com/about/join/) - Employee of North Heights Linen Service - Retired employee of North Heights Linen Service “North Heights Linen Service” > [source ↗](https://www.cityfederalcu.com/about/join/) - Retiree of North Heights Linen Service - Employee of Street Volkswagen “Street Volkswagen” > [source ↗](https://www.cityfederalcu.com/about/join/) - Employee of Street Volkswagen - Retired employee of Street Volkswagen “Street Volkswagen” > [source ↗](https://www.cityfederalcu.com/about/join/) - Retiree of Street Volkswagen - Employee of Jiffy Cleaners “Jiffy Cleaners” > [source ↗](https://www.cityfederalcu.com/about/join/) - Employee of Jiffy Cleaners - Retired employee of Jiffy Cleaners “Jiffy Cleaners” > [source ↗](https://www.cityfederalcu.com/about/join/) - Retiree of Jiffy Cleaners - Employee of JY Logistics Trucking “JY Logistics Trucking” > [source ↗](https://www.cityfederalcu.com/about/join/) - Employee of JY Logistics Trucking - Retired employee of JY Logistics Trucking “JY Logistics Trucking” > [source ↗](https://www.cityfederalcu.com/about/join/) - Retiree of JY Logistics Trucking - Employee of Employee Bridge “Employee Bridge” > [source ↗](https://www.cityfederalcu.com/about/join/) - Employee of Employee Bridge - Retired employee of Employee Bridge “Employee Bridge” > [source ↗](https://www.cityfederalcu.com/about/join/) - Retiree of Employee Bridge - Employee of Tyson Foods “Tyson Foods” > [source ↗](https://www.cityfederalcu.com/about/join/) - Employee of Tyson Foods - Retired employee of Tyson Foods “Tyson Foods” > [source ↗](https://www.cityfederalcu.com/about/join/) - Retiree of Tyson Foods - Employee of Friends of the Amarillo Public Library (as written on the source page) “Voting members of Friends of the Amarillo Public Library” > [source ↗](https://www.cityfederalcu.com/about/join/) - Employee of Friends of the Amarillo Public Library - Retired employee of Friends of the Amarillo Public Library (as written on the source page) “Voting members of Friends of the Amarillo Public Library” > [source ↗](https://www.cityfederalcu.com/about/join/) - Retiree of Friends of the Amarillo Public Library ### Family 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, children, step-children, parents, step-parents, siblings, step-siblings, grandchildren, grandparents “In addition, immediate family members of current City FCU members are also eligible to open accounts. This includes: Spouse Children Step-children Parents Step-parents Siblings Step-siblings Grandchildren Grandparents” > [source ↗](https://www.cityfederalcu.com/about/join/) - Family member (spouse, children, step-children, parents, step-parents, siblings, step-siblings, grandchildren, grandparents) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for City Credit Union? Yes No ## Work at City Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where City Credit Union ranks against Texas peers. - See which AI assistants fetched City Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=city&state=texas&code=TX&name=City%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does City Credit Union offer? City Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are City Credit Union rates updated? RateAPI verifies City Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get City Credit Union's rate data? Rate data is collected directly from City Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join City Credit Union? City Credit Union publishes its membership criteria on its own website. RateAPI tracks 29 published membership paths covering 28 employers for City Credit Union, each quoted from City Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare City Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas HELOC rate leaders](https://rateapi.dev/heloc-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.cityfederalcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track City Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for City Credit Union curl "https://api.rateapi.dev/credit-unions/texas /city " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## City Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/city Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp