Cherokee County Teachers Mortgage, Auto Loan & Personal Loan Rates & Who Can Join

Who Can Join Cherokee County Teachers

Membership eligibility from Cherokee County Teachers's own published criteria. How we verify this.

Community charter: live/work in Cherokee

LocationCherokee

Verified from Cherokee County Teachers's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

ira

1.710% APR

Rate1.700%

Points0

IRA Term Share Accounts - 24 Month

share_certificate_24mo

1.710% APR

Rate1.700%

Points0

Share Certificates - 24 Month

ira

1.860% APR

Rate1.850%

Points0

IRA Term Share Accounts (12 Month)

ira

1.860% APR

Rate1.850%

Points0

IRA Term Share Accounts - 12 Month

share_certificate_12mo

1.860% APR

Rate1.850%

Points0

Share Certificates - 12 Month

Auto Loan Rates

Rates as of July 10, 2026

auto_new_72mo

5.100% APR

Rate5.100%

New Auto Loans (Up to $35,000.00, 72 months)

auto_new

5.100% APR

Rate5.100%

New Auto Loans - Up to $35,000.00 (720+)

auto_new_84mo

5.600% APR

Rate5.600%

New Auto Loans (Over $35,000.01, 84 months)

auto_new

5.600% APR

Rate5.600%

New Auto Loans - Over $35,000.01 (720+)

auto_used_72mo

5.900% APR

Rate5.900%

Used Auto Loans (1 Yr. Old, 72 months)

auto_used_12mo

5.900% APR

Rate5.900%

Used Auto Loans - 1 Yr. Old

auto_new

6.100% APR

Rate6.100%

New Auto Loans - Up to $35,000.00 (680-719)

auto_new

6.600% APR

Rate6.600%

New Auto Loans - Over $35,000.01 (680-719)

auto_used_24mo

6.900% APR

Rate6.900%

Used Auto Loans - 2 Yrs. Old

auto_new

7.100% APR

Rate7.100%

New Auto Loans - Up to $35,000.00 (640-679)

auto_new

7.600% APR

Rate7.600%

New Auto Loans - Over $35,000.01 (640-679)

auto_used_36mo

7.900% APR

Rate7.900%

Used Auto Loans - 3 Yrs. Old

auto_new

10.350% APR

Rate10.350%

New Auto Loans - Up to $35,000.00 (600-639)

auto_new

10.850% APR

Rate10.850%

New Auto Loans - Over $35,000.01 (600-639)

auto_used_48mo

11.150% APR

Rate11.150%

Used Auto Loans - 4 Yrs. Old

auto_new

14.350% APR

Rate14.350%

New Auto Loans - Up to $35,000.00 (555-599)

auto_new

14.850% APR

Rate14.850%

New Auto Loans - Over $35,000.01 (555-599)

auto_used_60mo

15.150% APR

Rate15.150%

Used Auto Loans - 5 Yrs. Old

auto_new

16.350% APR

Rate16.350%

New Auto Loans - Up to $35,000.00 (554 & below)

auto_new

16.850% APR

Rate16.850%

New Auto Loans - Over $35,000.01 (554 & below)

auto_used_72mo

17.150% APR

Rate17.150%

Used Auto Loans - 6 Yrs. Old

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured

9.000% APR

Rate9.000%

Unsecured Loans

personal_unsecured

9.000% APR

Rate9.000%

Unsecured Loans (720+ Beacon Score)

personal_unsecured

9.000% APR

Rate9.000%

Unsecured Loans (720+)

personal_unsecured

10.000% APR

Rate10.000%

Unsecured Loans (680-719)

personal_unsecured

11.000% APR

Rate11.000%

Unsecured Loans (640-679)

personal_unsecured

14.000% APR

Rate14.000%

Unsecured Loans (600-639)

personal_unsecured

16.000% APR

Rate16.000%

Unsecured Loans (555-599)

personal_unsecured

18.000% APR

Rate18.000%

Unsecured Loans (554 & below)

Frequently Asked Questions

What rates does Cherokee County Teachers offer?

Cherokee County Teachers currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Cherokee County Teachers rates updated?

RateAPI verifies Cherokee County Teachers's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Cherokee County Teachers's rate data?

Rate data is collected directly from Cherokee County Teachers's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Cherokee County Teachers's mortgage rate?

As of July 10, 2026, Cherokee County Teachers offers a ira mortgage at 1.71% APR.

What is Cherokee County Teachers's auto loan rate?

As of July 10, 2026, Cherokee County Teachers offers auto loans from 5.1% APR.

Related Rate Data

Compare Cherokee County Teachers's rates against national credit-union benchmarks.

More Texas credit unions Mortgage rate benchmark Auto loan rate benchmark Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Cherokee County Teachers
curl "https://api.rateapi.dev/credit-unions/texas/cherokee-county-teachers" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude