--- title: "Cherokee County Credit Union Rates (Nov 2026): CDs to 1.91%" description: "Cherokee County Credit Union rates today: savings & CDs up to 1.91% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Cherokee County Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/cherokee-county" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Cherokee County Credit Union Rates (Nov 2026): CDs to 1.91% ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Used Auto Loans (1 Yr. Old)** auto_used_72mo | — APR | 5.900% | 72 mo · used | Standard | | **Used Auto Loans (2 Yrs. Old)** auto_used_72mo | — APR | 6.900% | 72 mo · used | Standard | | **Used Auto Loans (3 Yrs. Old)** auto_used_72mo | — APR | 7.900% | 72 mo · used | Standard | | **Used Auto Loans (4 Yrs. Old)** auto_used_60mo | — APR | 11.150% | 60 mo · used | Standard | | **Used Auto Loans (5 Yrs. Old)** auto_used_60mo | — APR | 15.150% | 60 mo · used | Standard | | **554 & Below** auto | — APR | 16.850% | — | Standard | | **Used Auto Loans (6 Yrs. Old)** auto_used_60mo | — APR | 17.150% | 60 mo · used | Standard | Cherokee County Credit Union auto & vehicle rates as of November 12, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **24-Month Certificate** cd_24mo | 1.76% APY | 1.75% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | 1.91% APY | 1.90% | 12 mo | Standard | Cherokee County Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 1.91% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/cherokee-county) , verified from [Cherokee County Credit Union's official website](https://www.cherokeecountyfcu.com/) Loading branch locator… ## About Cherokee County Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.9K Assets $45.5M Founded 1960 Locations reported 2 NCUA charter 13591 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Anderson County** Cherokee County FCU · Rusk · TX · 75785-1375 About 3.0 miles away](https://rateapi.dev/credit-unions/texas/anderson-county) [**Cherokee County Teachers** CHEROKEE COUNTY TEACHERS FCU · RUSK · TX · 75785 About 3.9 miles away](https://rateapi.dev/credit-unions/texas/cherokee-county-teachers) [**Mopac Employees** MOPAC EMPLOYEES FCU · Palestine · TX · 75801-3544 About 26.9 miles away](https://rateapi.dev/credit-unions/texas/mopac-employees) [**Trinity Valley Teachers** TVTCU · Palestine · TX · 75801 About 27.0 miles away](https://rateapi.dev/credit-unions/texas/trinity-valley-teachers) [**Doches** Main Office · Nacogdoches · TX · 75964 About 30.6 miles away](https://rateapi.dev/credit-unions/texas/doches) [**Navy Federal Credit Union** Navy Region Singapore · Sembawang · 759657 About 32.4 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Cherokee County Credit Union Membership eligibility from Cherokee County Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Cherokee County Credit Union's website. Check the membership page below to confirm whether you qualify. - Location cherokee — TX Verified from [Cherokee County Credit Union's membership page](https://www.cherokeecountyfcu.com/about-us/become-a-member.html) . Final membership determination is always made by the credit union. ## Membership rules for Cherokee County Credit Union Geography 1 county · Family 2 6 published paths to membership, last verified August 27, 2026, quoted from Cherokee County Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Cherokee County, TX “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Cherokee County, TX” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family members “Eligibility is open to anyone who lives, works, worships, or attends school in Cherokee County and their immediate family members.” > [source ↗](https://www.cherokeecountyfcu.com/about-us/become-a-member.html) - Family member (immediate family members) of a member - Family of someone eligible immediate family “Eligibility is open to anyone who lives, works, worships, or attends school in Cherokee County and their immediate family members.” > [source ↗](https://www.cherokeecountyfcu.com/about-us/become-a-member.html) - Family member (immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Cherokee County Credit Union? Yes No ## Work at Cherokee County Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cherokee County Credit Union ranks against Texas peers. - See which AI assistants fetched Cherokee County Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=cherokee-county&state=texas&code=TX&name=Cherokee%20County%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Cherokee County Credit Union offer? Cherokee County Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Cherokee County Credit Union rates updated? RateAPI verifies Cherokee County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Cherokee County Credit Union's rate data? Rate data is collected directly from Cherokee County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Cherokee County Credit Union's best CD rate? As of November 12, 2026, Cherokee County Credit Union offers savings and certificate (CD) yields up to 1.91% APY. ### Who can join Cherokee County Credit Union? Cherokee County Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 1 county for Cherokee County Credit Union, each quoted from Cherokee County Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Cherokee County Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.cherokeecountyfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Cherokee County Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Cherokee County Credit Union curl "https://api.rateapi.dev/credit-unions/texas /cherokee-county " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Cherokee County Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/cherokee-county Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp