---
title: "Brazos Valley Schools Credit Union Rates - Texas"
description: "Current mortgage, vehicle loan, heloc, personal loan, credit card, and savings &amp; cd rates from Brazos Valley Schools Credit Union in Texas. Updated daily with source verification. See who can join Brazos Valley Schools Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/texas/brazos-valley-schools"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Brazos Valley Schools Credit Union Rates - Texas

### Mortgage rates

5 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **30-Year Fixed** 30 year fixed |  — APR |  6.750% |  — |  Standard |
| **15-Year Fixed** 15 year fixed |  — APR |  6.000% |  — |  Standard |
| **10-Year Fixed** 10 year fixed |  — APR |  6.250% |  — |  Standard |
| **20-Year Fixed** 20 year fixed |  — APR |  6.750% |  — |  Standard |
| **5-Year Fixed Rate** other |  — APR |  6.250% |  — |  Standard |
Brazos Valley Schools Credit Union mortgage rates as of November 13, 2026

### Auto & vehicle rates

16 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **48-Month Used Auto Loan (2023–2025)** auto_used_48mo |  — APR |  4.990% |  48 mo · used |  Standard |
| **NEW VEHICLES (Up to 48-54 Months)** auto_new_54mo |  — APR |  4.990% |  54 mo · new |  Standard |
| **Up to 60-Month New Auto Loan** auto_new_60mo |  — APR |  5.240% |  60 mo · new |  Standard |
| **48-Month Used Auto Loan (2019–2022)** auto_used_48mo |  — APR |  5.490% |  48 mo · used |  Standard |
| **Up to 72-Month New Auto Loan** auto_new_72mo |  — APR |  5.490% |  72 mo · new |  Standard |
| **Up to 84-Month New Auto Loan** auto_new_84mo |  — APR |  5.990% |  84 mo · new |  Standard |
| **48-Month Used Auto Loan (2015–2018)** auto_used_48mo |  — APR |  5.990% |  48 mo · used |  Standard |
| **48-Month Motorcycle Loan** motorcycle_any_48mo |  — APR |  6.000% |  48 mo |  Standard |
| **54-Month Motorcycle Loan** motorcycle_any_54mo |  — APR |  6.500% |  54 mo |  Standard |
| ****BOATS, TRAVEL TRAILERS, CAMPERS (36-60 Months)** boat_any_60mo |  — APR |  6.990% |  60 mo |  Standard |
| **60-Month Motorcycle Loan** motorcycle_any_60mo |  — APR |  7.500% |  60 mo |  Standard |
| ****BOATS, TRAVEL TRAILERS, CAMPERS (72 Months)** boat_any_72mo |  — APR |  7.500% |  72 mo |  Standard |
| **Used Motorhomes** rv_used_180mo |  — APR |  7.740% |  180 mo · used |  Standard |
| **New Motorhomes** rv_new_180mo |  — APR |  7.740% |  180 mo · new |  Standard |
| ****BOATS, TRAVEL TRAILERS, CAMPERS (84 Months)** boat_any_84mo |  — APR |  8.000% |  84 mo |  Standard |
| **72-Month Motorcycle Loan** motorcycle_any_72mo |  — APR |  9.000% |  72 mo |  Standard |
Brazos Valley Schools Credit Union auto & vehicle rates as of November 13, 2026

### HELOC rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **5-Year Home Equity Loan (Fixed)** heloc_fixed |  — APR |  6.000% |  — |  Standard |
| **Home Equity Loan (Fixed)** heloc_fixed |  — APR |  6.990% |  — |  Standard |
| **HELOC (Variable)** heloc_variable |  — APR |  8.087% |  — |  Standard |
Brazos Valley Schools Credit Union heloc rates as of November 13, 2026

### Personal loan rates

8 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Home Improvement Loan** personal |  — APR |  6.920% |  — |  Standard |
| **Personal Loans Rates and Fees (Up to 12 months)** personal_unsecured_12mo |  — APR |  7.000% |  12 mo |  Standard |
| **Personal Loans Rates and Fees (N/A)** personal_unsecured |  — APR |  8.990% |  — |  Standard |
| **Personal Loans Rates and Fees (Up to 48 Months)** personal_unsecured_48mo |  — APR |  9.000% |  48 mo |  Standard |
| **Personal Loans Rates and Fees (Up to 60 months)** personal_unsecured_60mo |  — APR |  9.000% |  60 mo |  Standard |
| **48-Month Personal Line of Credit** ploc_variable |  — APR |  9.000% |  48 mo |  Standard |
| **Personal Loans Rates and Fees (Up to 12 Months)** personal_unsecured_12mo |  — APR |  15.750% |  12 mo |  Standard |
| **Personal Loans Rates and Fees (Up to 18 months)** personal_unsecured_18mo |  — APR |  16.000% |  18 mo |  Standard |
Brazos Valley Schools Credit Union personal loan rates as of November 13, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Credit Card** credit_card |  — APR |  8.990% |  — |  Standard |
Brazos Valley Schools Credit Union credit card rates as of November 13, 2026

### Savings & CD rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Jumbo Certificate of Deposit** cd |  — APY |  4.00% |  — |  Standard |
Brazos Valley Schools Credit Union savings & cd rates as of November 13, 2026

Brazos Valley Schools Credit Union is a credit union in Texas. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/brazos-valley-schools) , verified from [Brazos Valley Schools Credit Union's official website](https://www.bvscu.org/)

Loading branch locator…

## About Brazos Valley Schools Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

65.1K

Assets

$1B

Founded

1954

Locations reported

13

NCUA charter

66353

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Members Choice** Grand Parkway · Katy · TX · 77494-8329 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/members-choice) [**Texas Dow Employees** TDECU-Cinco Ranch · Katy · TX · 77494 About 2.1 miles away](https://rateapi.dev/credit-unions/texas/texas-dow-employees) [**Texas Bay** Katy · Katy · TX · 77494 About 2.4 miles away](https://rateapi.dev/credit-unions/texas/texas-bay) [**First Community** Cinco Ranch · Katy · TX · 77494 About 2.8 miles away](https://rateapi.dev/credit-unions/texas/first-community) [**Gulf Coast Educators** Katy Office · Katy · TX · 77494-1001 About 2.8 miles away](https://rateapi.dev/credit-unions/texas/gulf-coast-educators) [**Navy Federal Credit Union** Katy TX · Katy · TX · 77494 About 3.0 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Brazos Valley Schools Credit Union

Membership eligibility from Brazos Valley Schools Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Brazos Valley Schools Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from [Brazos Valley Schools Credit Union's membership page](https://www.bvscu.org/membership-eligibility/) . Final membership determination is always made by the credit union.

## Work at Brazos Valley Schools Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Brazos Valley Schools Credit Union ranks against Texas peers.

- See which AI assistants fetched Brazos Valley Schools Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Texas
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=brazos-valley-schools&amp;state=texas&amp;code=TX&amp;name=Brazos%20Valley%20Schools%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Brazos Valley Schools Credit Union offer?

Brazos Valley Schools Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are Brazos Valley Schools Credit Union rates updated?

RateAPI verifies Brazos Valley Schools Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Brazos Valley Schools Credit Union's rate data?

Rate data is collected directly from Brazos Valley Schools Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Brazos Valley Schools Credit Union?

Brazos Valley Schools Credit Union publishes its membership criteria on its own website.

## Related Rate Data

Compare Brazos Valley Schools Credit Union's rates against national credit-union benchmarks.

[More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas mortgage rate leaders](https://rateapi.dev/mortgage-rates/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas HELOC rate leaders](https://rateapi.dev/heloc-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.bvscu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Brazos Valley Schools Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Brazos Valley Schools Credit Union
curl "https://api.rateapi.dev/credit-unions/texas /brazos-valley-schools " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Brazos Valley Schools Credit Union locations

Search, filter, and browse all 13 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/texas/brazos-valley-schools
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
