--- title: "BP Credit Union Rates - Texas" description: "Current vehicle loan, and personal loan rates from BP Credit Union in Texas. Updated daily with source verification. See who can join BP Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/bp" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # BP Credit Union Rates - Texas ### Auto & vehicle rates 17 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 5.900% | — | Standard | | **36-Month RV Loan** rv_any_36mo | — APR | 6.500% | 36 mo | Standard | | **Boat/Watercraft** boat_any_36mo | — APR | 6.500% | 36 mo | Standard | | **36-Month Motorcycle Loan** motorcycle_any_36mo | — APR | 6.500% | 36 mo | Standard | | **48-Month RV Loan** rv_any_48mo | — APR | 7.250% | 48 mo | Standard | | **Boat/Watercraft** boat_any_48mo | — APR | 7.250% | 48 mo | Standard | | **48-Month Motorcycle Loan** motorcycle_any_48mo | — APR | 7.500% | 48 mo | Standard | | **60-Month RV Loan** rv_any_60mo | — APR | 7.750% | 60 mo | Standard | | **Boat/Watercraft** boat_any_60mo | — APR | 7.750% | 60 mo | Standard | | **60-Month Motorcycle Loan** motorcycle_any_60mo | — APR | 8.500% | 60 mo | Standard | | **Boat/Watercraft** boat_any_72mo | — APR | 8.500% | 72 mo | Standard | | **72-Month RV Loan** rv_any_72mo | — APR | 8.500% | 72 mo | Standard | | **Boat/Watercraft** boat_any_84mo | — APR | 9.000% | 84 mo | Standard | | **84-Month RV Loan** rv_any_84mo | — APR | 9.000% | 84 mo | Standard | | **Boat/Watercraft** boat_any_120mo | — APR | 10.000% | 120 mo | Standard | | **120-Month RV Loan** rv_any_120mo | — APR | 10.000% | 120 mo | Standard | | **144-Month RV Loan** rv_any_144mo | — APR | 11.000% | 144 mo | Standard | BP Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.900% | — | Standard | BP Credit Union personal loan rates as of November 13, 2026 BP Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/bp) , verified from [BP Credit Union's official website](https://www.bpfcu.org/) Loading branch locator… ## About BP Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6.4K Assets $130.5M Founded 1937 Locations reported 7 NCUA charter 24445 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Advancial** West Houston · Houston · TX · 77079 About 0.9 miles away](https://rateapi.dev/credit-unions/texas/advancial) [**Houston** Memorial · Houston · TX · 77079-4416 About 0.9 miles away](https://rateapi.dev/credit-unions/texas/houston) [**Members Choice** Conoco · Houston · TX · 77079-2703 About 1.0 miles away](https://rateapi.dev/credit-unions/texas/members-choice) [**Truity** Houston ConocoPhillips EC4 · Houston · TX · 77079-2703 About 1.0 miles away](https://rateapi.dev/credit-unions/oklahoma/truity) [**Southern** Southern FCU · Houston · TX · 77077-2023 About 1.7 miles away](https://rateapi.dev/credit-unions/texas/southern) [**Energy One** Citgo Headquarters · Houston · TX · 77077 About 1.7 miles away](https://rateapi.dev/credit-unions/oklahoma/energy-one) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join BP Credit Union Membership eligibility from BP Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (BP +1 more) or the select employee groups - Employer BP, contractors of BP - Association select employee groups **Cost to join:** About $25. Verified from [BP Credit Union's membership page](https://www.bpfcu.org/accounts/become-a-member) . Final membership determination is always made by the credit union. ## Work at BP Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where BP Credit Union ranks against Texas peers. - See which AI assistants fetched BP Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=bp&state=texas&code=TX&name=BP%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does BP Credit Union offer? BP Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are BP Credit Union rates updated? RateAPI verifies BP Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get BP Credit Union's rate data? Rate data is collected directly from BP Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join BP Credit Union? Membership via employers (BP +1 more) or the select employee groups ## Related Rate Data Compare BP Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.bpfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track BP Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for BP Credit Union curl "https://api.rateapi.dev/credit-unions/texas /bp " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## BP Credit Union locations Search, filter, and browse all 7 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/bp Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp