Austin Telco

austin, Texas
Last verified: July 10, 2026

As of July 10, 2026, Austin Telco offers a share_certificate_6mo mortgage at 3.34% APR (3.3% rate, 0 points). Auto loans available from 5.04% APR. HELOC rates from 5.14% APR. Personal loan rates from 7.2% APR.

Source: RateAPI.dev, verified from Austin Telco's official website

Who Can Join Austin Telco

Membership eligibility from Austin Telco's own published criteria. How we verify this.

Community charter: live/work in Travis, Williamson, Hays +3 more

Cost to join: About $5.

Verified from Austin Telco's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

share_certificate_6mo
3.340% APR
Rate3.300%
Points0
6-Month Share Certificate
cd_6mo
3.440% APR
Rate3.400%
Points0
6-Month Jumbo Certificate
cd_6mo
3.550% APR
Rate3.500%
Points0
6-Month Super Jumbo Certificate
share_certificate_12mo
3.650% APR
Rate3.600%
Points0
12-Month Share Certificate
share_certificate_18mo
3.650% APR
Rate3.600%
Points0
18-Month Share Certificate
share_certificate_9mo
3.650% APR
Rate3.600%
Points0
9-Month Share Certificate
share_certificate_24mo
3.700% APR
Rate3.650%
Points0
24-Month Share Certificate
cd_12mo
3.750% APR
Rate3.700%
Points0
12-Month Jumbo Certificate
cd_18mo
3.750% APR
Rate3.700%
Points0
18-Month Jumbo Certificate
share_certificate_36mo
3.750% APR
Rate3.700%
Points0
36-Month Share Certificate
cd_9mo
3.750% APR
Rate3.700%
Points0
9-Month Jumbo Certificate
cd_24mo
3.800% APR
Rate3.750%
Points0
24-Month Jumbo Certificate
share_certificate_48mo
3.800% APR
Rate3.750%
Points0
48-Month Share Certificate
share_certificate
3.800% APR
Rate3.800%
Points0
True Youth Share Certificate
cd_12mo
3.850% APR
Rate3.800%
Points0
12-Month Super Jumbo Certificate
cd_18mo
3.850% APR
Rate3.800%
Points0
18-Month Super Jumbo Certificate
cd_36mo
3.850% APR
Rate3.800%
Points0
36-Month Jumbo Certificate
share_certificate_60mo
3.850% APR
Rate3.800%
Points0
60-Month Share Certificate
cd_9mo
3.850% APR
Rate3.800%
Points0
9-Month Super Jumbo Certificate
cd_24mo
3.910% APR
Rate3.850%
Points0
24-Month Super Jumbo Certificate
cd_48mo
3.910% APR
Rate3.850%
Points0
48-Month Jumbo Certificate
cd_36mo
3.960% APR
Rate3.900%
Points0
36-Month Super Jumbo Certificate
cd_60mo
3.960% APR
Rate3.900%
Points0
60-Month Jumbo Certificate
savings
4.000% APR
Rate4.000%
Points0
HSA Savings Account
ira
4.000% APR
Rate4.000%
Points0
IRA Savings Account
money_market
4.000% APR
Rate4.000%
Points0
Money Market
cd_48mo
4.010% APR
Rate3.950%
Points0
48-Month Super Jumbo Certificate
cd_60mo
4.060% APR
Rate4.000%
Points0
60-Month Super Jumbo Certificate
savings
5.000% APR
Rate5.000%
Points0
HSA Checking Account
savings
5.000% APR
Rate5.000%
Points0
True Checking
savings
5.000% APR
Rate5.000%
Points0
True Earnings
savings
5.000% APR
Rate5.000%
Points0
True Youth Checking Account
ploc_variable
9.900% APR
Rate9.900%
Points0
Line of Credit

Auto Loan Rates

Rates as of July 10, 2026

auto_any
5.040% APR
Rate5.040%
New/Used Auto Loans
auto_any
7.040% APR
Rate7.040%
New/Used Motorcycle & Watercraft
auto
7.490% APR
Rate7.490%
Boats, RV's, Commercial Vehicles
credit_card
9.900% APR
Rate9.900%
Credit Cards

HELOC Rates

Rates as of July 10, 2026

heloc_fixed
5.140% APR
Rate5.140%
Home Equity Loans
heloc
6.250% APR
Rate6.250%
HELOCs

Personal Loan Rates

Rates as of July 10, 2026

personal
7.200% APR
Rate7.200%
Home Improvement Loans
personal_unsecured
9.900% APR
Rate9.900%
Signature Loans

Frequently Asked Questions

What rates does Austin Telco offer?

Austin Telco currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Austin Telco rates updated?

RateAPI verifies Austin Telco's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Austin Telco's rate data?

Rate data is collected directly from Austin Telco's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Austin Telco's mortgage rate?

As of July 10, 2026, Austin Telco offers a share_certificate_6mo mortgage at 3.34% APR.

What is Austin Telco's auto loan rate?

As of July 10, 2026, Austin Telco offers auto loans from 5.04% APR.

Related Rate Data

Compare Austin Telco's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Austin Telco
curl "https://api.rateapi.dev/credit-unions/texas/austin-telco" \
  -H "Authorization: Bearer YOUR_API_KEY"