--- title: "Aspire Credit Union Rates (Nov 2026): CDs to 4.35%" description: "Aspire Credit Union rates today: savings & CDs up to 4.35% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Aspire Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/aspire" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Aspire Credit Union Rates (Nov 2026): CDs to 4.35% ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Construction Real Estate** other | — APR | 7.250% | — | Standard | Aspire Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.750% | new | Standard | | **Used Auto Loan** auto_used | — APR | 4.750% | used | Standard | | **Recreational Loan** powersports | — APR | 6.250% | — | Standard | Aspire Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **First or Second Mortgage** heloc_fixed | — APR | 6.500% | — | Standard | Aspire Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 2.500% | — | Standard | Aspire Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 8 offers | Product | Published | Rate | Term / condition | Status | | **24-Month Certificate** cd_24mo | — APY | 3.99% | 24 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 4.00% APY | 3.94% | 6 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 4.05% APY | 3.99% | 60 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 4.05% APY | 3.99% | 48 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 4.05% APY | 3.99% | 36 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 4.05% APY | 3.99% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.28% | 12 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 4.35% APY | 4.28% | 12 mo | Standard | Aspire Credit Union savings & cd rates as of November 12, 2026 ### Equipment loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Equipment Loan** equipment | — APR | 7.500% | — | Standard | Aspire Credit Union equipment loan rates as of November 12, 2026 Savings and certificate yields up to 4.35% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/aspire) , verified from [Aspire Credit Union's official website](https://aspire.creditunion/) Loading branch locator… ## About Aspire Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.6K Assets $37.9M Founded 1952 Locations reported 2 NCUA charter 67489 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Angelina County Teachers** ASPIRE · Lufkin · TX · 75904-3743 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/angelina-county-teachers) [**Genco** Lufkin · Lufkin · TX · 75904-4826 About 4.7 miles away](https://rateapi.dev/credit-unions/texas/genco) [**Lufkin** 204 Gobblers Knob Rd · Lufkin · TX · 75904 About 5.8 miles away](https://rateapi.dev/credit-unions/texas/lufkin) [**East Texas Professional** Lufkin Office · Lufkin · TX · 75904-5702 About 5.9 miles away](https://rateapi.dev/credit-unions/texas/east-texas-professional) [**Southland** Main Office · Lufkin · TX · 75904-5624 About 6.1 miles away](https://rateapi.dev/credit-unions/texas/southland) [**Temple-Inland** Corporate Office · Diboll · TX · 75941 About 10.4 miles away](https://rateapi.dev/credit-unions/texas/temple-inland) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Aspire Credit Union Membership eligibility from Aspire Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Aspire Credit Union's website. Check the membership page below to confirm whether you qualify. - Location bottineau, mchenry, mclean, mountrail, renville, ward — ND Verified from [Aspire Credit Union's membership page](https://aspire.creditunion/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Aspire Credit Union Geography 6 counties · Family 7 published paths to membership, last verified August 21, 2026, quoted from Aspire Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Bottineau County, ND - Mchenry County, ND - Mclean County, ND - Mountrail County, ND - Renville County, ND - Ward County, ND “anyone who lives, works, worships, or attends school; and businesses, other legal entities, and organizations of such persons; located in Bottineau, McHenry, McLean, Mountrail, Renville or Ward counties of North Dakota.” > [source ↗](https://aspire.creditunion/about-us/) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate family, household member “Our membership also includes immediate families or households of our existing members.” > [source ↗](https://aspire.creditunion/about-us/) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Aspire Credit Union? Yes No ## Work at Aspire Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Aspire Credit Union ranks against Texas peers. - See which AI assistants fetched Aspire Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=aspire&state=texas&code=TX&name=Aspire%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Aspire Credit Union offer? Aspire Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Aspire Credit Union rates updated? RateAPI verifies Aspire Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Aspire Credit Union's rate data? Rate data is collected directly from Aspire Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Aspire Credit Union's best CD rate? As of November 12, 2026, Aspire Credit Union offers savings and certificate (CD) yields up to 4.35% APY. ### Who can join Aspire Credit Union? Aspire Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 6 counties for Aspire Credit Union, each quoted from Aspire Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Aspire Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas mortgage rate leaders](https://rateapi.dev/mortgage-rates/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas HELOC rate leaders](https://rateapi.dev/heloc-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://aspire.creditunion/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Aspire Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Aspire Credit Union curl "https://api.rateapi.dev/credit-unions/texas /aspire " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Aspire Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/aspire Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp