Aspire

lufkin, Texas
Last verified: July 10, 2026

As of July 10, 2026, Aspire offers a 30-year-fixed mortgage at 6.5% APR (6.5% rate, 0 points). Auto loans available from 4.75% APR. HELOC rates from 5.75% APR. Personal loan rates from 2.5% APR.

Source: RateAPI.dev, verified from Aspire's official website

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.500% APR
Rate6.500%
Points0
Mortgage
cd_24mo
3.250% APR
Rate3.211%
Points0
24 Month Grow With Me CD
ira_cd_24mo
3.250% APR
Rate3.211%
Points0
24 Month IRA Certificate
share_certificate_24mo
3.250% APR
Rate3.211%
Points0
24 Month Share Certificate
ira_cd_36mo
3.250% APR
Rate3.211%
Points0
36 Month IRA Certificate
share_certificate_36mo
3.250% APR
Rate3.211%
Points0
36 Month Share Certificate
ira_cd_48mo
3.250% APR
Rate3.211%
Points0
48 Month IRA Certificate
share_certificate_48mo
3.250% APR
Rate3.211%
Points0
48 Month Share Certificate
ira_cd_60mo
3.250% APR
Rate3.211%
Points0
60 Month IRA Certificate
share_certificate_60mo
3.250% APR
Rate3.211%
Points0
60 Month Share Certificate
ira_cd_6mo
3.400% APR
Rate3.355%
Points0
6 Month IRA Certificate
share_certificate_6mo
3.400% APR
Rate3.355%
Points0
6 Month Share Certificate
ira_cd_12mo
3.450% APR
Rate3.404%
Points0
12 Month IRA Certificate
cd_12mo
3.700% APR
Rate3.650%
Points0
12 Month Grow With Me CD
share_certificate_12mo
3.700% APR
Rate3.650%
Points0
12 Month Share Certificate
share_certificate_18mo
3.900% APR
Rate3.844%
Points0
18 Month Share Certificate Special

Auto Loan Rates

Rates as of July 10, 2026

auto_new
4.750% APR
Rate4.750%
New Auto
auto_used
4.750% APR
Rate4.750%
Used Auto
auto
6.250% APR
Rate6.250%
Recreational Loans

HELOC Rates

Rates as of July 10, 2026

heloc_fixed
5.750% APR
Rate5.750%
First or Second Mortgage

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
2.500% APR
Rate2.500%
Share Secured

Frequently Asked Questions

What rates does Aspire offer?

Aspire currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Aspire rates updated?

RateAPI verifies Aspire's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Aspire's rate data?

Rate data is collected directly from Aspire's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Aspire's mortgage rate?

As of July 10, 2026, Aspire offers a 30-year-fixed mortgage at 6.5% APR.

What is Aspire's auto loan rate?

As of July 10, 2026, Aspire offers auto loans from 4.75% APR.

Related Rate Data

Compare Aspire's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Aspire
curl "https://api.rateapi.dev/credit-unions/texas/aspire" \
  -H "Authorization: Bearer YOUR_API_KEY"