--- title: "Anderson County Credit Union Rates - Texas" description: "Current auto loan, personal loan, and equipment loan rates from Anderson County Credit Union in Texas. Updated daily with source verification. See who can join Anderson County Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/anderson-county" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Anderson County Credit Union Rates - Texas ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.500% | new | Standard | | **48-Month New Auto Loan** auto_new_48mo | — APR | 5.500% | 48 mo · new | Context only | | **Used Auto Loan** auto_used | — APR | 5.500% | used | Standard | | **60-Month Used Auto Loan** auto_used_60mo | — APR | 5.750% | 60 mo · used | Context only | | **72-Month New Auto Loan** auto_new_72mo | — APR | 6.000% | 72 mo · new | Context only | Anderson County Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **CD / Share Secured Loan** personal_secured_60mo | — APR | 2.000% | 60 mo | Context only | | **Signature Loan** personal_unsecured | — APR | 5.500% | — | Standard | Anderson County Credit Union personal loan rates as of November 12, 2026 ### Equipment loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Tractor / Farm Equipment Loan** equipment | — APR | 4.990% | — | Context only | Anderson County Credit Union equipment loan rates as of November 12, 2026 Anderson County Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/anderson-county) , verified from [Anderson County Credit Union's official website](https://ancfcu.com/) Loading branch locator… ## About Anderson County Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.1K Assets $27.4M Founded 1954 Locations reported 3 NCUA charter 9880 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Trinity Valley Teachers** TVTCU · Palestine · TX · 75801 About 4.9 miles away](https://rateapi.dev/credit-unions/texas/trinity-valley-teachers) [**Mopac Employees** MOPAC EMPLOYEES FCU · Palestine · TX · 75801-3544 About 5.0 miles away](https://rateapi.dev/credit-unions/texas/mopac-employees) [**Cherokee County** CHEROKEE COUNTY FEDERAL CREDIT UNION · JACKSONVILLE · TX · 75766-5821 About 22.3 miles away](https://rateapi.dev/credit-unions/texas/cherokee-county) [**Cherokee County Teachers** CHEROKEE COUNTY TEACHERS FCU · RUSK · TX · 75785 About 23.4 miles away](https://rateapi.dev/credit-unions/texas/cherokee-county-teachers) [**Southland** Crockett Branch · Crockett · TX · 75835 About 29.3 miles away](https://rateapi.dev/credit-unions/texas/southland) [**Freestone** Freestone Credit Union Branch Office · Fairfield · TX · 75840-4313 About 35.5 miles away](https://rateapi.dev/credit-unions/texas/freestone) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Anderson County Credit Union Membership eligibility from Anderson County Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Anderson County Credit Union's website. Check the membership page below to confirm whether you qualify. - Location anderson, cherokee — TX Verified from [Anderson County Credit Union's membership page](https://ancfcu.com/) . Final membership determination is always made by the credit union. ## Membership rules for Anderson County Credit Union Geography 2 counties · Family 3 9 published paths to membership, last verified August 27, 2026, quoted from Anderson County Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Anderson County, TX - Cherokee County, TX “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Anderson County, TX; Cherokee County, TX” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family, household member, spouse “members of their immediate family or household, and spouses of persons who died while within the field of Membership of this Credit Union.” > [source ↗](https://ancfcu.com/) - Family member (immediate family, household member, spouse) of a member - Family of someone eligible immediate family, household member “Membership in Anderson County Federal Credit Union is available to individuals who live, work, worship, attend school, volunteer in the community, members of their immediate family or household, and spouses of persons who died while within the field of Membership of this Credit Union.” > [source ↗](https://ancfcu.com/) - Family member (immediate family, household member) of an eligible person - Family Of Deceased surviving spouse “Membership in Anderson County Federal Credit Union is available to individuals who live, work, worship, attend school, volunteer in the community, members of their immediate family or household, and spouses of persons who died while within the field of Membership of this Credit Union.” > [source ↗](https://ancfcu.com/) - Family member (surviving spouse) of a deceased eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Anderson County Credit Union? Yes No ## Work at Anderson County Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Anderson County Credit Union ranks against Texas peers. - See which AI assistants fetched Anderson County Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=anderson-county&state=texas&code=TX&name=Anderson%20County%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Anderson County Credit Union offer? Anderson County Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Anderson County Credit Union rates updated? RateAPI verifies Anderson County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Anderson County Credit Union's rate data? Rate data is collected directly from Anderson County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Anderson County Credit Union? Anderson County Credit Union publishes its membership criteria on its own website. RateAPI tracks 9 published membership paths covering 2 counties for Anderson County Credit Union, each quoted from Anderson County Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Anderson County Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://ancfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Anderson County Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Anderson County Credit Union curl "https://api.rateapi.dev/credit-unions/texas /anderson-county " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Anderson County Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/anderson-county Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp