--- title: "American Airlines Credit Union Rates - Texas" description: "Current mortgage, vehicle loan, personal loan, credit card, and savings & cd rates from American Airlines Credit Union in Texas. Updated daily with source verification. See who can join American Airlines Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/american-airlines" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # American Airlines Credit Union Rates - Texas ### Mortgage rates 4 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | — APR | 7.080% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 6.973% | — | Standard | | **5/1 Arm (30-Year)** 5 1 arm | — APR | 7.080% | — | Standard | | **5/10 Fixed** 5 1 arm | — APR | 7.250% | — | Standard | American Airlines Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 8 offers | Product | Published | Rate | Term / condition | Status | | **36-Month New Auto Loan** auto_new_36mo | — APR | 3.340% | 36 mo · new | Standard | | **36-Month Used Auto Loan** auto_used_36mo | — APR | 3.840% | 36 mo · used | Standard | | **New Auto Loan** auto_new | — APR | 3.840% | new | Standard | | **60-Month New Auto Loan** auto_new_60mo | — APR | 4.090% | 60 mo · new | Standard | | **Used Auto Loan** auto_used | — APR | 4.090% | used | Standard | | **60-Month Used Auto Loan** auto_used_60mo | — APR | 4.590% | 60 mo · used | Standard | | **RV Loan** rv | — APR | 5.590% | — | Standard | | **Boat/Airplane** boat | — APR | 5.590% | — | Standard | American Airlines Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Signature Cash Back** other | — APR | 14.500% | — | Standard | American Airlines Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Platinum Rewards** credit_card_rewards | — APR | 12.250% | — | Standard | American Airlines Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Business Checking** checking | — APY | 0.15% | — | Eligibility restricted | | **Our Rates^** savings | — APY | 0.15% | — | Standard | | **APY as high as** savings | — APY | 0.25% | — | Standard | | **Flagship Checking** checking | — APY | 0.25% | — | Standard | | **Business Savings Account** savings | — APY | 0.40% | — | Eligibility restricted | | **Ladder Certificate** cd | — APY | 0.40% | — | Standard | | **Savings** savings | — APY | 2.02% | — | Standard | | **Short-Term Certificate** share_certificate | — APY | 4.05% | — | Standard | | **Certificate** share_certificate | — APY | 4.25% | — | Standard | American Airlines Credit Union savings & cd rates as of November 12, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Secured** other | — % | 0.150% | — | Standard | | **5/10 Fixed** other | — % | 2.020% | — | Standard | | **Platinum Low Rate** other | — % | 10.750% | — | Standard | American Airlines Credit Union other rates as of November 12, 2026 American Airlines Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/american-airlines) , verified from [American Airlines Credit Union's official website](https://www.aacreditunion.org/) Best statewide position **#4 of 94** New Auto Loan (best offer, cars) Percentile band **Top 5%** among comparable TX offers Products tracked **3** in this dated snapshot Best-position spread **145 bp better than state median** 39 bp from state best | Product | Published rate | State rank | State best | State median | Position vs. median | | 30-Year Fixed Mortgage (purchase) | 6.33% APR | #22 of 38 · top 58% | 5.38% | 6.27% | 6 bp behind state median | | New Auto Loan (best offer, cars) | 3.34% APR | #4 of 94 · top 5% | 2.95% | 4.79% | 145 bp better than state median | | Used Auto Loan (best offer, cars) | 3.84% APR | #6 of 97 · top 7% | 2.75% | 5.25% | 141 bp better than state median | Published rate position by comparable product on August 1, 2026 Loading branch locator… ## About American Airlines Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 388K Assets $9.4B Founded 1982 Locations reported 47 NCUA charter 23957 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Members Trust** CO-OP · Fort Worth · TX · 76155 About 0.8 miles away](https://rateapi.dev/credit-unions/ohio/members-trust) [**Sea West Coast Guard** CUSC · Fort Worth · TX · 76155-2254 About 0.8 miles away](https://rateapi.dev/credit-unions/california/sea-west-coast-guard) [**Southwest Airlines** Euless Branch · Euless · TX · 76040-4438 About 2.7 miles away](https://rateapi.dev/credit-unions/texas/southwest-airlines) [**Texas Trust** North Arlington Branch · Arlington · TX · 76006-2304 About 3.8 miles away](https://rateapi.dev/credit-unions/texas/texas-trust) [**Firefighters First** Bedford Regional Office · Bedford · TX · 76021-6123 About 4.0 miles away](https://rateapi.dev/credit-unions/california/firefighters-first) [**Everest** TX Service Location · Euless · TX · 76040-6713 About 4.1 miles away](https://rateapi.dev/credit-unions/new-york/everest) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join American Airlines Credit Union Membership eligibility from American Airlines Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on American Airlines Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer American Airlines Group, Envoy, Piedmont, PSA Airlines, Air Transportation Industry Verified from [American Airlines Credit Union's membership page](https://www.aacreditunion.org/membership/why-the-credit-union/) . Final membership determination is always made by the credit union. ## Membership rules for American Airlines Credit Union Employers 4 · Schools · Family 6 published paths to membership, last verified November 8, 2026, quoted from American Airlines Credit Union’s own published criteria. ### Employers 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of American Airlines Group “Employees or retirees of American Airlines Group – which consists of American Airlines, Envoy, Piedmont and PSA Airlines.” > [source ↗](https://www.aacreditunion.org/membership/why-the-credit-union/) - Employee of American Airlines Group - Retired employee of American Airlines Group “Employees or retirees of American Airlines Group – which consists of American Airlines, Envoy, Piedmont and PSA Airlines.” > [source ↗](https://www.aacreditunion.org/membership/why-the-credit-union/) - Retiree of American Airlines Group - Employee of Air Transportation Industry “Employees or retirees of the Air Transportation Industry, including employees who work directly in administration, regulation or security for airports, airlines or air transportation – such as TSA, FAA and others; and employees with a direct relationship with airlines or airports.” > [source ↗](https://www.aacreditunion.org/membership/why-the-credit-union/) - Employee of Air Transportation Industry - Retired employee of Air Transportation Industry “Employees or retirees of the Air Transportation Industry, including employees who work directly in administration, regulation or security for airports, airlines or air transportation – such as TSA, FAA and others; and employees with a direct relationship with airlines or airports.” > [source ↗](https://www.aacreditunion.org/membership/why-the-credit-union/) - Retiree of Air Transportation Industry ### Schools 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Student of FAA certification programs “Students, trainees, and flight instructors in FAA certification programs to support commercial aviation in the Air Transportation Industry” > [source ↗](https://www.aacreditunion.org/membership/why-the-credit-union/) - Student at FAA certification programs ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member spouse, child, parent, sibling, grandparent, grandchild, household member “Immediate family and household members: Members can sponsor membership for their spouse, children, parents, siblings, grandparents, grandchildren and household members with same physical address.” > [source ↗](https://www.aacreditunion.org/membership/why-the-credit-union/) - Family member (spouse, child, parent, sibling, grandparent, grandchild, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for American Airlines Credit Union? Yes No ## Work at American Airlines Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where American Airlines Credit Union ranks against Texas peers. - See which AI assistants fetched American Airlines Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=american-airlines&state=texas&code=TX&name=American%20Airlines%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does American Airlines Credit Union offer? American Airlines Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are American Airlines Credit Union rates updated? RateAPI verifies American Airlines Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get American Airlines Credit Union's rate data? Rate data is collected directly from American Airlines Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join American Airlines Credit Union? American Airlines Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 4 employers and 1 school for American Airlines Credit Union, each quoted from American Airlines Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare American Airlines Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas mortgage rate leaders](https://rateapi.dev/mortgage-rates/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.aacreditunion.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track American Airlines Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for American Airlines Credit Union curl "https://api.rateapi.dev/credit-unions/texas /american-airlines " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## American Airlines Credit Union locations Search, filter, and browse all 47 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/american-airlines Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp