--- title: "Access Community Credit Union Rates (Nov 2026): CDs to 3.75%" description: "Access Community Credit Union rates today: savings & CDs up to 3.75% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Access Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/access-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Access Community Credit Union Rates (Nov 2026): CDs to 3.75% ### Savings & CD rates 16 offers | Product | Published | Rate | Term / condition | Status | | **$10,000-$19,999** savings | 0.20% APY | 0.20% | — | Standard | | **$5.00-$9,999** savings | 0.20% APY | 0.20% | — | Standard | | **$20,000-$49,999** savings | 0.25% APY | 0.25% | — | Standard | | **$50,000 & Over** savings | 0.30% APY | 0.30% | — | Standard | | **$2,500-$9,999** savings | 0.50% APY | 0.50% | — | Standard | | **$10,000-$24,999** savings | 0.60% APY | 0.60% | — | Standard | | **$25,000-$49,999** savings | 0.70% APY | 0.70% | — | Standard | | **$50,000-$249,999** savings | 0.85% APY | 0.85% | — | Standard | | **$250,000 & More** savings | 1.00% APY | 1.00% | — | Standard | | **60-Month Certificate** cd_60mo | 2.50% APY | 2.47% | 60 mo | Standard | | **48-Month Certificate** cd_48mo | 2.50% APY | 2.47% | 48 mo | Standard | | **36-Month Certificate** cd_36mo | 2.50% APY | 2.47% | 36 mo | Standard | | **24-Month Certificate** cd_24mo | 2.75% APY | 2.72% | 24 mo | Standard | | **18-Month Certificate** cd_18mo | 3.50% APY | 3.45% | 18 mo | Standard | | **6-Month Certificate** cd_6mo | 3.75% APY | 3.69% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | 3.75% APY | 3.69% | 12 mo | Standard | Access Community Credit Union savings & cd rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **8 Month Special** other | 4.000% % | 3.930% | — | Standard | | **15 Month Special** other | 4.200% % | 4.120% | — | Standard | Access Community Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 3.75% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/access-community) , verified from [Access Community Credit Union's official website](https://www.accesscreditunion.com/) Loading branch locator… ## About Access Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 13.4K Assets $206.5M Founded 1953 Locations reported 4 NCUA charter 67178 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Education** Badger Smart Branch · Amarillo · TX · 79109 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/education) [**ACFCU** Western · Amarillo · TX · 79110 About 1.4 miles away](https://rateapi.dev/credit-unions/texas/acfcu) [**Texas Plains** Amarillo Branch · Amarillo · TX · 79118-5262 About 1.8 miles away](https://rateapi.dev/credit-unions/texas/texas-plains) [**The People's** Hill · Amarillo · TX · 79109-7460 About 2.3 miles away](https://rateapi.dev/credit-unions/texas/the-peoples) [**Santa Fe** Hillside Branch · Amarillo · TX · 79119 About 2.6 miles away](https://rateapi.dev/credit-unions/texas/santa-fe) [**City** CITY FEDERAL CREDIT UNION · AMARILLO · TX · 79101-3637 About 4.0 miles away](https://rateapi.dev/credit-unions/texas/city) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Access Community Credit Union Membership eligibility from Access Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Access Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location potter, randall — TX Verified from [Access Community Credit Union's membership page](https://www.accesscreditunion.com/) . Final membership determination is always made by the credit union. ## Membership rules for Access Community Credit Union Geography 2 counties 8 published paths to membership, last verified August 27, 2026, quoted from Access Community Credit Union’s own published criteria. Source-page proposal coverage: 1 of 2 extracted claims verified; 0 withheld. Only verified rules are shown here. This measures claims found on the reviewed source page, not every possible real-world membership path. ### Geography 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Potter County, TX - Randall County, TX “In July of 2003 Access was granted a community charter to allow anyone who lives, works, worships or attends school in Potter or Randall counties eligibility for membership.” > [source ↗](https://www.accesscreditunion.com/story) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Access Community Credit Union? Yes No ## Work at Access Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Access Community Credit Union ranks against Texas peers. - See which AI assistants fetched Access Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=access-community&state=texas&code=TX&name=Access%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Access Community Credit Union offer? Access Community Credit Union is a credit union in Texas. Rate data is currently being verified. ### How often are Access Community Credit Union rates updated? RateAPI verifies Access Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Access Community Credit Union's rate data? Rate data is collected directly from Access Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Access Community Credit Union's best CD rate? As of November 12, 2026, Access Community Credit Union offers savings and certificate (CD) yields up to 3.75% APY. ### Who can join Access Community Credit Union? Access Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 8 published membership paths covering 2 counties for Access Community Credit Union, each quoted from Access Community Credit Union's own published membership criteria. ## Related Rate Data Compare Access Community Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.accesscreditunion.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Access Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Access Community Credit Union curl "https://api.rateapi.dev/credit-unions/texas /access-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Access Community Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/access-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp