--- title: "1st Community Credit Union Rates & Who Can Join - Texas" description: "1st Community Credit Union is a credit union in Texas. Rate data is being verified. See who can join 1st Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/1st-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # 1st Community Credit Union Rates & Who Can Join - Texas No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. 1st Community Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/1st-community) , verified from [1st Community Credit Union's official website](https://1cfcu.org/) Loading branch locator… ## About 1st Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 23.6K Assets $422.2M Founded 1953 Locations reported 11 NCUA charter 8715 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Trans Texas Southwest** First Financial Bank · San Angelo · TX · 76904-8823 About 9.6 miles away](https://rateapi.dev/credit-unions/texas/trans-texas-southwest) [**Concho Educators** Concho Educators FCU · San Angelo · TX · 76904 About 10.4 miles away](https://rateapi.dev/credit-unions/texas/concho-educators) [**Texas Trust** San Angelo Sherwood · San Angelo · TX · 76901-5244 About 11.1 miles away](https://rateapi.dev/credit-unions/texas/texas-trust) [**Concho Valley** Concho Valley Credit Union · San Angelo · TX · 76903-7240 About 11.4 miles away](https://rateapi.dev/credit-unions/texas/concho-valley) [**San Angelo** SAN ANGELO FCU LOAN / ACCOUNTING OFFICE · SAN ANGELO · TX · 76903-5786 About 12.3 miles away](https://rateapi.dev/credit-unions/texas/san-angelo) [**Kerr County** Junction Branch · Junction · TX · 76849 About 66.4 miles away](https://rateapi.dev/credit-unions/texas/kerr-county) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join 1st Community Credit Union Membership eligibility from 1st Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on 1st Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location tom green, schleicher, runnels, pecos, midland, andrews, brewster, coke, concho, crane, crockett, ector, glasscock, irion, kimble, loving, martin, mason, mcculloch, menard, reagan, sterling, sutton, terrell, upton, ward, winkler — TX Verified from [1st Community Credit Union's membership page](https://1cfcu.org/membership/) . Final membership determination is always made by the credit union. ## Membership rules for 1st Community Credit Union Geography 27 counties · Family 136 published paths to membership, last verified October 11, 2026, quoted from 1st Community Credit Union’s own published criteria. ### Geography 27 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified October 11, 2026 - Andrews County, TX - Brewster County, TX - Coke County, TX - Concho County, TX - Crane County, TX - Crockett County, TX - Ector County, TX - Glasscock County, TX - Irion County, TX - Kimble County, TX - Loving County, TX - Martin County, TX - Mason County, TX - Mcculloch County, TX - Menard County, TX - Midland County, TX - Pecos County, TX - Reagan County, TX - Runnels County, TX - Schleicher County, TX - Sterling County, TX - Sutton County, TX - Terrell County, TX - Tom Green County, TX - Upton County, TX - Ward County, TX - Winkler County, TX “NCUA call report 2026-03-31: TOM_CODE=66 (community charter); branch footprint: Crane County, TX; Midland County, TX; Pecos County, TX; Runnels County, TX; Schleicher County, TX; Tom Green County, TX” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Show all 27 places ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Family of someone eligible immediate family “All persons who live, work, worship, or attend school and businesses located in, Tom Green, Schleicher, Runnels, Pecos, Midland, Andrews,Brewster, Coke, Concho, Crane, Crockett, Ector, Glasscock, Irion, Kimble, Loving, Martin, Mason, McCulloch, Menard, Reagan, Sterling, Sutton, Terrell, Upton, Ward…” > [source ↗](https://1cfcu.org/membership/) - Family member (immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for 1st Community Credit Union? Yes No ## Work at 1st Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where 1st Community Credit Union ranks against Texas peers. - See which AI assistants fetched 1st Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=1st-community&state=texas&code=TX&name=1st%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does 1st Community Credit Union offer? 1st Community Credit Union is a credit union in Texas. Rate data is currently being verified. ### How often are 1st Community Credit Union rates updated? RateAPI verifies 1st Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get 1st Community Credit Union's rate data? Rate data is collected directly from 1st Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join 1st Community Credit Union? 1st Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 136 published membership paths covering 27 counties for 1st Community Credit Union, each quoted from 1st Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare 1st Community Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://1cfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track 1st Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for 1st Community Credit Union curl "https://api.rateapi.dev/credit-unions/texas /1st-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## 1st Community Credit Union locations Search, filter, and browse all 11 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/1st-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp