--- title: "Y-12 Credit Union Rates & Who Can Join - Tennessee" description: "Y-12 Credit Union is a credit union in Tennessee. Rate data is being verified. See who can join Y-12 Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/tennessee/y-12" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Y-12 Credit Union Rates & Who Can Join - Tennessee No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Y-12 Credit Union is a credit union in Tennessee. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/y-12) , verified from [Y-12 Credit Union's official website](https://y12fcu.org/) Loading branch locator… ## About Y-12 Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 137.5K Assets $2.8B Founded 1950 Locations reported 25 NCUA charter 6775 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products - Payday Alternative Loans I - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Ornl** Oak Ridge West · Oak Ridge · TN · 37830 About 3.4 miles away](https://rateapi.dev/credit-unions/tennessee/ornl) [**Enrichment** MAIN OFFICE · OAK RIDGE · TN · 37830 About 3.6 miles away](https://rateapi.dev/credit-unions/tennessee/enrichment) [**Knoxville Teachers** Oak Ridge · Oak Ridge · TN · 37830 About 4.6 miles away](https://rateapi.dev/credit-unions/tennessee/knoxville-teachers) [**Tennessee Members 1st** TN Members 1ST FCU · Oak Ridge · TN · 37830 About 5.0 miles away](https://rateapi.dev/credit-unions/tennessee/tennessee-members-1st) [**Knoxville Tva Employees** Centerpoint · Knoxville · TN · 37932 About 8.3 miles away](https://rateapi.dev/credit-unions/tennessee/knoxville-tva-employees) [**Consumer** Knoxville Service Center · Knoxville · TN · 37934 About 9.6 miles away](https://rateapi.dev/credit-unions/tennessee/consumer) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Y-12 Credit Union Membership eligibility from Y-12 Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Y-12 Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Y-12 Credit Union's membership page](https://y12fcu.org/about/) . Final membership determination is always made by the credit union. ## Membership rules for Y-12 Credit Union Family 1 published path to membership, last verified August 21, 2026, quoted from Y-12 Credit Union’s own published criteria. ### Family 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member parent, sibling, child, spouse, grandparent, grandchild, step-parent, step-sibling, step-child “If you have an immediate family member who is already a member, you're automatically eligible. This includes a parent, sibling, child, spouse, grandparent, grandchild, step-parent, step-sibling, or step-child.” > [source ↗](https://y12fcu.org/about/) - Family member (parent, sibling, child, spouse, grandparent, grandchild, step-parent, step-sibling, step-child) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Y-12 Credit Union? Yes No ## Work at Y-12 Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Y-12 Credit Union ranks against Tennessee peers. - See which AI assistants fetched Y-12 Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Tennessee - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=y-12&state=tennessee&code=TN&name=Y-12%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Y-12 Credit Union offer? Y-12 Credit Union is a credit union in Tennessee. Rate data is currently being verified. ### How often are Y-12 Credit Union rates updated? RateAPI verifies Y-12 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Y-12 Credit Union's rate data? Rate data is collected directly from Y-12 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Y-12 Credit Union? Y-12 Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for Y-12 Credit Union, each quoted from Y-12 Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Y-12 Credit Union's rates against national credit-union benchmarks. [More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://y12fcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Y-12 Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Y-12 Credit Union curl "https://api.rateapi.dev/credit-unions/tennessee /y-12 " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Y-12 Credit Union locations Search, filter, and browse all 25 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/tennessee/y-12 Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp