Southeast Financial

franklin, Tennessee
Last verified: July 8, 2026

As of July 8, 2026, Southeast Financial offers a money_market mortgage at 1% APR (1% rate, 0 points). Auto loans available from 3.5% APR. HELOC rates from 6.75% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from Southeast Financial's official website

Mortgage Rates

Rates as of July 8, 2026

money_market
1.000% APR
Rate1.000%
Points0
Money Market Account
cd_6mo
2.500% APR
Rate2.500%
Points0
6 Month Certificate
cd_18mo
2.800% APR
Rate2.800%
Points0
18 Month Certificate
cd_12mo
2.850% APR
Rate2.850%
Points0
1 Year Certificate
cd_24mo
2.900% APR
Rate2.900%
Points0
2 Year Certificate
cd_36mo
3.000% APR
Rate3.000%
Points0
3 Year Certificate
cd_30mo
3.000% APR
Rate3.000%
Points0
30 Month Certificate
savings
3.000% APR
Rate3.000%
Points0
Christmas Club Account
savings
3.000% APR
Rate3.000%
Points0
Health Checking Account
savings
3.000% APR
Rate3.000%
Points0
Interest Checking
cd_48mo
3.250% APR
Rate3.250%
Points0
4 Year Certificate
cd_60mo
3.350% APR
Rate3.350%
Points0
5 Year Certificate
cd
5.000% APR
Rate5.000%
Points0
90 Day Certificate
cd_6mo
5.000% APR
Rate5.000%
Points0
DreamBuilder 6 Month Certificate
savings
5.000% APR
Rate5.000%
Points0
Membership Share
savings
5.000% APR
Rate5.000%
Points0
Regular Share

Auto Loan Rates

Rates as of July 8, 2026

auto_new_12mo
3.500% APR
Rate3.500%
Car & Truck Loans - 1 Year New
auto_used_12mo
4.000% APR
Rate4.000%
Car & Truck Loans - 1 Year Used
auto_new_24mo
4.000% APR
Rate4.000%
Car & Truck Loans - 2 Years New
auto_used_24mo
4.250% APR
Rate4.250%
Car & Truck Loans - 2 Years Used
auto_new_36mo
4.250% APR
Rate4.250%
Car & Truck Loans - 3 Years New
auto_used_36mo
4.500% APR
Rate4.500%
Car & Truck Loans - 3 Years Used
auto_new_48mo
4.500% APR
Rate4.500%
Car & Truck Loans - 4 Years New
auto_used_48mo
5.000% APR
Rate5.000%
Car & Truck Loans - 4 Years Used
auto_new_60mo
5.000% APR
Rate5.000%
Car & Truck Loans - 5 Years New
auto_new_12mo
5.000% APR
Rate5.000%
Other Vehicle Loans - 1 Year New
auto_used_60mo
5.500% APR
Rate5.500%
Car & Truck Loans - 5 Years Used
auto_new_72mo
5.500% APR
Rate5.500%
Car & Truck Loans - 6 Years New
auto_used_12mo
5.750% APR
Rate5.750%
Other Vehicle Loans - 1 Year Used
auto_new_24mo
6.000% APR
Rate6.000%
Other Vehicle Loans - 2 Years New
auto_used_72mo
6.500% APR
Rate6.500%
Car & Truck Loans - 6 Years Used
auto_new_84mo
6.500% APR
Rate6.500%
Car & Truck Loans - 7 Years New
auto_new_36mo
6.500% APR
Rate6.500%
Other Vehicle Loans - 3 Years New
auto_used_24mo
6.750% APR
Rate6.750%
Other Vehicle Loans - 2 Years Used
auto_used_36mo
7.000% APR
Rate7.000%
Other Vehicle Loans - 3 Years Used
auto_new_48mo
7.000% APR
Rate7.000%
Other Vehicle Loans - 4 Years New
auto_used_84mo
7.500% APR
Rate7.500%
Car & Truck Loans - 7 Years Used
auto_used_48mo
8.000% APR
Rate8.000%
Other Vehicle Loans - 4 Years Used
auto_new_60mo
8.000% APR
Rate8.000%
Other Vehicle Loans - 5 Years New
auto_used_60mo
9.000% APR
Rate9.000%
Other Vehicle Loans - 5 Years Used
auto_new_72mo
9.000% APR
Rate9.000%
Other Vehicle Loans - 6 Years New
auto_used_72mo
10.000% APR
Rate10.000%
Other Vehicle Loans - 6 Years Used
auto_new_84mo
10.000% APR
Rate10.000%
Other Vehicle Loans - 7 Years New
auto_used_84mo
11.000% APR
Rate11.000%
Other Vehicle Loans - 7 Years Used

HELOC Rates

Rates as of July 8, 2026

heloc_fixed
6.750% APR
Rate6.750%
Home Equity Loan
heloc_variable
6.750% APR
Rate6.750%
Home Equity Line of Credit

Personal Loan Rates

Rates as of July 8, 2026

personal_secured
3.000% APR
Rate3.000%
Share Secured Loans
personal_unsecured
12.500% APR
Rate12.500%
Personal Loans
ploc_variable
13.500% APR
Rate13.500%
Personal Lines of Credit

Frequently Asked Questions

What rates does Southeast Financial offer?

Southeast Financial currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 8, 2026 directly from the credit union's official website.

How often are Southeast Financial rates updated?

RateAPI verifies Southeast Financial's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 8, 2026.

Where does RateAPI get Southeast Financial's rate data?

Rate data is collected directly from Southeast Financial's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Southeast Financial's mortgage rate?

As of July 8, 2026, Southeast Financial offers a money_market mortgage at 1% APR.

What is Southeast Financial's auto loan rate?

As of July 8, 2026, Southeast Financial offers auto loans from 3.5% APR.

Related Rate Data

Compare Southeast Financial's rates against national credit-union benchmarks.

More Tennessee credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Southeast Financial
curl "https://api.rateapi.dev/credit-unions/tennessee/southeast-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"
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